Competitive Edge Insurance

Competitive Edge Insurance Shock losses from large claims can make it extremely difficult to get affordable insurance in the hi HARD TO PLACE INSURANCE IS NOT IMPOSSIBLE TO PLACE.

Our depth of experience and exemplary reputation with the carriers we work with can find a home for your hard-to-place insurance needs. We are constantly researching carriers’ existing policies to find opportunities where our hard-to-place and high-risk clients can find the right coverage. The fact is, every business can find coverage, you just have to take the time and know where to look. Some fa

ctors that may be preventing your business from getting traditional coverage:

CANCELLED OR NON-RENEWED INSURANCE COVERAGE
REPEATED REJECTION FROM MULTIPLE CARRIERS WITHIN A SHORT TIME PERIOD

SHOCK LOSSES
HIGH VOLUME OF SMALLER CLAIMS
HIGH RISK OF PROPERTY DAMAGE, ILLNESS, INJURY, OR DEATH

WE ARE EXPERIENCED AND HAVE RELATIONSHIPS WITH CARRIERS WHO CAN UNDERSTAND FACTORS OUTSIDE A TRADITIONAL RISK ASSESSMENT. At Competitive Edge Insurance, we work with insurance carriers across the country to place all types of business coverage. We are always seeking out new insurance companies to write hard-to place and high-risk business insurance. Don’t let cancellation dissuade you from finding comprehensive coverage. We can help. BUSINESSES WE WORK WITH:
ROOFING
CONSTRUCTION
COMMERCIAL PROPERTY
COMMERCIAL REAL ESTATE
GENERAL LIABILITY (CGL)

12/08/2022

Competitive edge starts with big-picture vision and focused attention to detail. We like to call this seeing the forest through the trees.

There’s so much more to the story of your business than shock losses and industry pivots. We make sure to learn about your whole business because articulating who you are as more than a series of Profit and Loss statements allows carriers to confidently cover you and your business.

Tell us your story today. Link in bio.

12/07/2022

What is EPLI? EPLI stands for Employment Practices Liability Insurance.
This type of insurance protects employers from claims made by employees alleging wrongful termination, discrimination, and other employment-related issues.

In our most recent blog post, we detail why your construction company might need it. Link below.

https://compedgeins.com/2022/12/05/epli-does-your-construction-business-need-it/

As a business owner, you need to consider investing in various types of insurance, such as commercial auto insurance and...
12/05/2022

As a business owner, you need to consider investing in various types of insurance, such as commercial auto insurance and workers' compensation coverage. However, have you thought about purchasing employment practices liability insurance (EPLI)?

EPLI can help protect employers from claims made by employees. This type of coverage is especially important for construction business owners. For more information, check out the full blog post below.

https://compedgeins.com/2022/12/05/epli-does-your-construction-business-need-it/

Many employers, especially in construction, need employment practices liability (EPLI) coverage to protect against employee claims.

11/30/2022

It is very important for commercial building owners to understand how insurance carriers rate their properties. It's called C-O-P-E: construction, occupancy, protection, and exposure.

In this video below, we’ll discuss COPE and learn more about it directly from the founder of Competitive Edge Insurance, Brenda Jo Robyn.

Want to learn more? Check out our blog: https://compedgeins.com/articles-and-insights/

COPE with inflation by using COPE! Construction, occupancy, protection, and exposure are key elements to keeping your co...
11/28/2022

COPE with inflation by using COPE! Construction, occupancy, protection, and exposure are key elements to keeping your commercial property insurance premiums in check, especially with rising inflation.

Check out our blog post this week to learn more about COPE. Click the link below.

https://compedgeins.com/2022/11/28/how-to-cope-in-an-inflationary-environment/

As a commercial building owner, it's important to understand how your property is being rated for insurance purposes. The four main factors that go into this rating are construction, occupancy, protection, and exposure (COPE).

A recession is a period of time when the economy contracts and business activity slows down. There are several things bu...
11/25/2022

A recession is a period of time when the economy contracts and business activity slows down.

There are several things business owners can do to help protect their businesses from the effects of a recession.

For more information on how to recession-proof your business, click the link below.
https://compedgeins.com/2022/11/21/tips-to-recession-proof-your-business/

Business owners can minimize workers’ compensation claims, create employee trust, and invest in insurance to recession-proof their business.

Happy Thanksgiving from the Competitive Edge team! We hope everyone has a safe holiday spent with loved ones. 🍂
11/24/2022

Happy Thanksgiving from the Competitive Edge team! We hope everyone has a safe holiday spent with loved ones. 🍂

11/22/2022

How can you protect your business from a recession? Here are some top tips we recommend:

1. Minimize workers’ compensation claims
2. Create trust and safety among employees
3. Invest in insurance

Interested in learning more about how to take these steps? Read this week's blog post to learn more. Link below.
https://compedgeins.com/2022/11/21/tips-to-recession-proof-your-business/

As inflation, gas prices, and grocery bills continue to rise, many Americans are wondering how they can protect their bu...
11/21/2022

As inflation, gas prices, and grocery bills continue to rise, many Americans are wondering how they can protect their businesses from a potential recession.

There are a few things business owners can do to help recession-proof their companies.
Find out in this week's blog post below.

https://compedgeins.com/2022/11/21/tips-to-recession-proof-your-business/

Business owners can minimize workers’ compensation claims, create employee trust, and invest in insurance to recession-proof their business.

Address

830 Orange Avenue
San Diego, CA
92118

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16192595459

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