Alex Ramirez - Real Estate Mortgage Broker - Nmls #282971

Alex Ramirez - Real Estate Mortgage Broker - Nmls #282971 Since 1998, Alex has been serving consumers with any questions about Real Estate and Mortgage Finance Specified rates may not be available for all borrowers.

This licensee is performing acts for which a real estate license is required, AZ 0931234, CA DRE Broker #01422364, CO #100035900, FL LO #27005, WA MLO #282971. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker # 01821025; Arizona Department of Financial Institutions, Broker # 919209; Colorado Division of Real Estate; Florida Office of Financial Regulations, OFR

# MBR3519; Washington Mortgage Broker License, MB-135622; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, AZ, CO, FL, and WA. C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA. NMLS website www.nmlsconsumeraccess.org

Just another Proud moment. Drivers Permit Secured. Let's Go!
08/08/2024

Just another Proud moment. Drivers Permit Secured. Let's Go!

Attention home buyers! 🏡 Before you take the plunge into homeownership, consider these top 5 regrets from those who've g...
06/27/2024

Attention home buyers! 🏡 Before you take the plunge into homeownership, consider these top 5 regrets from those who've gone before you:

1. Skipping pre-approval (45% regret this!)
2. Overlooking hidden costs
3. Ignoring location factors
4. Forgoing inspections
5. Buying for now, not the future

Which of these surprises you most?

As a real estate professional, I'm here to help you avoid these pitfalls and make your home buying journey smooth and regret-free.

Share your thoughts or questions in the comments below!

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05/16/2024

Tired of feeling like every paycheck disappears the second you get it? Let's change that.

Imagine keeping more money in your pocket this month without living on ramen noodles.

Stay with me to uncover budgeting secrets that actually fit your lifestyle.

First, start tracking where every dollar goes—yes, even the small stuff. It's eye-opening to see the leak in your finances and how quickly a coffee here and a snack there add up.

Next, automate your savings. Even $20 a paycheck into a high-yield savings account builds a cushion and cultivates your saving habit without feeling the pinch.

Lastly, use apps to round up your change on purchases; it's painless, and you'll be surprised how much you can accumulate silently.

So, take these steps today to transform your financial habits. Think of this as the foundation for a wealthier, more secure future.

DM me if you want to know where I find some of the highest yielding money market accounts that I use to grow my savings without risk!

What’s your first step going to be? Share below!

05/13/2024

You don't always need to use a mortgage from a bank to buy a home.

Understanding the difference between soft and hard credit inquiries is crucial for maintaining your credit health.A **so...
04/12/2024

Understanding the difference between soft and hard credit inquiries is crucial for maintaining your credit health.

A **soft pull** occurs when checking your own credit or when a company does a background check for pre-approval offers, and it does not affect your credit score.

Conversely, a **hard pull** happens when you apply for a new credit line, like a mortgage or a car loan, which can slightly reduce your credit score temporarily.

Both types of inquiries are necessary for managing financial opportunities and responsibilities, but knowing when and how they occur can help you better control your credit status and make informed financial decisions.

Make sure to follow to raise your MoneyIQ!

Address

12230 El Camino Real, Suite #100
San Diego, CA
92130

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 5pm

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