Breeze Funding, Inc.

01/16/2026

New year, new opportunities for homeowners 🏡
�Mortgage rates are starting to come down, and that’s good news whether you’re thinking about buying, refinancing, or lowering your monthly payment.

We know the market can feel confusing, but small changes in rates can open big doors. At Breeze Funding, we’re focused on helping you understand your options and make moves that fit your goals not just today, but for the years ahead.
If homeownership is on your list this year, reach out and let’s talk through what makes sense for you.

Your team at Breeze Funding
(855)346-7283
[email protected]

12/19/2025

The Federal Reserve’s recent rate drop is welcome news for homeowners and buyers alike, and it comes at a great time as we head into the new year.

Lower rates can create opportunities to refinance, reduce monthly payments, or access home equity. For many homeowners, this is an ideal moment to consider a cash-out refinance to fund home improvements, renovations, or repairs you have been putting off. Updating your home at the start of the year can add comfort, functionality, and long-term value.

As we wrap up the year, our team at Breeze Funding wants to wish you and your family a very happy holidays and a healthy New Year. If one of your 2026 goals includes improving your home or putting your equity to work, our team is here to help you explore your options.

Reach out to Breeze Funding to review your numbers and start the new year with a plan.

Breeze Funding
855-346-7283
[email protected]
NMLS 948484

11/17/2025

Considering a 50-Year Mortgage?

A 50-year mortgage can lower your monthly payment and make qualifying easier, but it also stretches repayment much longer and increases the total interest you’ll pay. At Breeze Funding, the goal is to help borrowers understand both the short-term relief and the long-term cost so they can make informed decisions.

We break down how a 50-year term changes your monthly payment, how much slower equity builds compared to a 30-year loan, and what that means for your financial goals. Lower payments may help some buyers today, especially those who are self-employed or working with tight debt-to-income ratios, but the tradeoffs should be evaluated carefully.

Breeze Funding models the full picture, including payments, lifetime interest, and equity growth and outlines alternatives when a shorter term or different loan structure may serve you better. If you're exploring ways to improve affordability or want clarity on whether a 50-year mortgage fits your situation, Breeze Funding can help.

📞 Contact us directly at (855) 346-7283
🌐 Learn more at https://www.breezefunding.com/

11/14/2025

Refinancing a Property in Probate

If you’ve inherited a home that’s still in probate, refinancing may be possible. At Breeze Funding, we help heirs prepare early, navigate court requirements, and structure loans that can close as soon as probate is finalized.

We offer both traditional and alternative loan options, coordinate with probate attorneys when needed, and handle complex title situations. Our goal is to help you preserve equity, buy out other heirs, or keep the property in the family with a smooth, well-structured refinance.

If you’re navigating probate and want to understand your refinance options, Breeze Funding can help.

📞 Contact us directly at (855) 346-7283
🌐 Learn more at https://www.breezefunding.com/

11/08/2025

Self-Employed? Getting a mortgage doesn’t have to be hard.

Being self-employed gives you freedom, but getting a mortgage can be tricky. At Breeze Funding, we help self-employed borrowers secure home loans, even when traditional lenders say no.

Top options:
1. Bank Statement Loans – Qualify using 12–24 months of bank statements instead of tax returns.

2. Profit & Loss (P&L) Loans – Use accountant-prepared P&L statements for faster approval.

3. Asset Depletion Loans – Leverage your savings or investments as income to qualify.

Every borrower’s situation is unique. We review your finances and match you with the loan that fits your goals stress-free. Don’t let taxes or deductions hold you back - talk to our team today!

📞 Contact us directly at (855) 346-7283
🌐 Learn more at https://www.breezefunding.com/Top-3-Mortgages-For-Self-Employed.php

10/31/2025

Happy Halloween from Breeze Funding!

Some news that’s less “trick” and more “treat” for homeowners and homebuyers: the federal reserve has just approved its second straight rate cut!

This move is great news for borrowers today. Lower rates can mean more affordable home loans, better refinance opportunities, and a little less fright in your monthly payments. The Fed also announced plans to end quantitative tightening (QT) in December, meaning more liquidity and support in the lending market. In plain English, it’s a friendly climate for homebuyers and homeowners alike. If you’ve been waiting for a good moment to refinance, invest, or make your move, this rate cut might just be your boo-nus opportunity.

No tricks, just treats: home loans are looking sweeter.

At Breeze Funding, we’ve been helping secure, stress-free, personalized mortgage solutions since 2012. Whether you’re self-employed, investing, or just looking for a smoother process, we’re here to make your next move simple.

Wishing everyone a safe and happy Halloween and a less frightening mortgage market!

Your Breeze Funding Team
(855)346-7283

09/30/2022

09/28/2022

Sending prayers and thoughts from Breeze Funding.

09/27/2022

Thinking of refinancing and looking for ways to save?
Here are some tips to help you get started:
1) CONSIDER HOW LONG YOU'LL BE LIVING IN YOUR HOME.
Fees and interest rates need to be considered when calculating if your new mortgage will save you money over the entire life of the loan. A licensed loan officer will be able to help you decide if refinancing is right for you. We’ll help you calculate at which point you will break even and begin to save.
2) KNOW THE FEES ASSOCIATED WITH YOUR CURRENT MORTGAGE.
Your current loan provisions may issue penalties for paying off your home loan early. Speak with your loan officer to ensure that your refinance rates will cover any applicable fees.
3) KNOW YOUR CREDIT SCORE PRIOR TO APPLYING.
Review your credit report and get a copy of your credit score before you begin the refinancing process. Report any errors you find, and avoid actions that may lower your score. Having a higher credit score is more likely to result in a favorable interest rate and refinancing offer.
Ready to take the next step? Give us a call today at 855-346-7283 to speak with one of our friendly loan officers!
NMLS # 948484