Niche Home Loan Programs With Tom

Niche Home Loan Programs With Tom Finance your home with the best in the business and enjoy our award winning customer service

Homeowners and future homeowners: Finance your home with the best in the business and enjoy our award winning customer service and industry low rates.

The property-tax twist most people miss.You might be able to take your low tax base with you.Up to 3 times.DM me or visi...
09/03/2026

The property-tax twist most people miss.

You might be able to take your low tax base with you.

Up to 3 times.

DM me or visit tomjessop.com

Prop 19 in 10 seconds:55+? You can move and keep your low tax base.Leaving the house to your kids? They may keep it too....
09/03/2026

Prop 19 in 10 seconds:
55+? You can move and keep your low tax base.
Leaving the house to your kids? They may keep it too... if they live there.
Have questions about a move or refinance?
Send me a message.

09/01/2026

✋⭐️ Smooth process. Clear communication. Follow-through.

That’s the goal every single time. Thanks for the kind words, Lucia 🙌

Need a lender you can count on? Reach out anytime.

08/28/2026

Ever wonder why loan pricing can vary? 🧐

Mortgage rates are currently hovering in the mid-6% range, with the national average 30-year fixed rate around 6.67%. 📈🏡

BUT…

Your actual offered rate can differ based on:

• Credit score and debt-to-income ratio
• Down payment and loan amount
• Conventional vs. FHA, Jumbo, Non QM, or VA financing
• Whether you pay discount points
• Home location and lender fees

The APR is usually a better apples-to-apples comparison because it incorporates certain upfront loan costs, while the interest rate determines the principal-and-interest portion of your monthly payment.

If you’re thinking about buying or refinancing, now is a great time to review your options.

⭐️ ⭐️ ⭐️ ⭐️ ⭐️ Another five-star review! It’s always a privilege to partner with professionals who put their clients fir...
08/25/2026

⭐️ ⭐️ ⭐️ ⭐️ ⭐️ Another five-star review!

It’s always a privilege to partner with professionals who put their clients first. Fast communication, smooth closings, and exceptional care; it’s my love language.

Grateful for the trust and the opportunity to help more families win!

08/23/2026

Pay half your mortgage payment every two weeks, and you’ll make the equivalent of one extra full payment each year.

That simple shift could shave roughly 4–6 years off a 30-year loan. 🏡💡

08/21/2026

Grateful for my clients ⭐⭐⭐⭐⭐

Hearing that the process felt easy, the terms were clear, and the close came with little stress is exactly why I do this.

If you’re buying or refinancing and want someone who actually takes the time to get it right, let’s talk.

949-285-0660 | tomjessop.com

08/14/2026

Everyone says “buy a home” like you’re supposed to know how.

Here’s the actual process in 6 steps:

1 SEE YOUR OPTIONS
Speak with a lender & find out what programs are available

2 GET PRE-APPROVED
We review your finances, so you know your personalized home budget before you shop

3 FIND YOUR HOME
Now that you’re approved start shopping with a verified number & not just a guess

4 MAKE YOUR OFFER
A verified approval means sellers take your offer seriously

5 YOUR LOAN GETS REVIEWED & THE HOME GETS APPRAISED
Underwriting review and approval

6 CLOSE & GET YOUR KEYS
That’s it. You’re a homeowner.
CONGRATS!

Contact me to get started!

homeowner

08/11/2026

Quiet markets reward patience, preparation, and long-term thinking. 📈

08/08/2026

check it out and lemme know what you think 🫠

Address

224 Avenida Del Mar, Suite E
San Clemente, CA
92672

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+19492660143

Website

Alerts

Be the first to know and let us send you an email when Niche Home Loan Programs With Tom posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Niche Home Loan Programs With Tom:

Shortcuts

Share

Category