Nicholas Shumpis - Cross Country Mortgage

Nicholas Shumpis - Cross Country Mortgage Nick Shumpis – From Soldier to Loan Strategist

After serving 20 years in the U.S. Based in Texas, Nick is a proud husband and father of two.

SOF Veteran | VA Loan Expert | Jiu Jitsu Hobbyist | NMLS 2699549 | Company NMLS3029 | Equal Housing Opportunity | nmlsconsumeraccess.org | Licensed by the Virginia State Corporation Commission Army, including 14 years with the elite 160th Special Operations Aviation Regiment (Airborne), better known as the Nightstalkers — Nick Shumpis knows what it means to perform under pressure. With 13 combat d

eployments supporting America’s most complex missions, he learned that success comes down to precision, discipline, and trust — the same principles he now applies to serving his clients in the world of home financing. Off the clock, you’ll find him training jiu-jitsu, pushing limits in the gym, or diving into a good book - always chasing growth in mind, body, and spirit. In business, Nick’s strengths mirror his military roots:

• Mission-Focused Communication: Clear, direct, and always on target — he makes sure clients understand every step of the process.

• Relentless Organization: Years of planning complex operations taught him how to keep every moving part synchronized and stress-free.

• Tenacity & Grit: He doesn’t stop until the mission’s complete — whether that’s closing a loan or helping a family secure their dream home.

• Purpose-Driven Passion: Nick doesn’t just write loans; he builds relationships rooted in integrity, service, and commitment to his fellow veterans. Once a Nightstalker, always a Nightstalker — Nick brings that same dedication to every client, every day.

⭐️ Real review. Real results. ⭐️No surprises. No gimmicks. No last-minute sticker shock.This veteran trusted me to break...
01/05/2026

⭐️ Real review. Real results. ⭐️

No surprises. No gimmicks. No last-minute sticker shock.

This veteran trusted me to break everything down — every step, every dollar — and that’s exactly how it should be.

Honest estimates, competitive pricing, and decisions that are actually in your best interest… not a sales pitch.

If you’ve been burned before, I get it. That’s why I do this differently.

Grateful for the trust — and proud to serve those who’ve served 🇺🇸💪

Former SOF operator. Utah refi. Mission executed. 🇺🇸✅ Seamless refinance ✅Monthly payment dropped by hundreds 💸✅VA tax e...
12/29/2025

Former SOF operator. Utah refi. Mission executed. 🇺🇸

✅ Seamless refinance
✅Monthly payment dropped by hundreds 💸
✅VA tax exemption dialed in to save him even more 📉

This is what it looks like veterans help veterans. 🤝

Operation Double Nickel — Texas Property Tax Relief ExplainedTexas Lt. Gov. Dan Patrick just proposed “Operation Double ...
12/24/2025

Operation Double Nickel — Texas Property Tax Relief Explained

Texas Lt. Gov. Dan Patrick just proposed “Operation Double Nickel”, a bold plan aimed at giving homeowners relief earlier — not later.

What’s in the plan:
• 🏡 Lowers the senior property tax benefit age from 65 → 55
• ❄️ Freezes home appraised values at age 55 (just like today’s 65+ freeze)
• 📉 Accelerates school property tax cuts
• 👨‍👩‍👧‍👦 Applies to 3.3+ million Texas homeowners
• 💰 Potential savings up to $10,000 per homeowner between ages 55–65

Why it matters:
• Texans feel rising property taxes long before 65
• Fixes the “wait a decade for relief” problem
• Helps retirees, veterans, and fixed-income homeowners stay in their homes
• Locks in affordability during peak earning → retirement transition years

Bottom line:
This proposal shifts tax relief 10 years earlier, freezes runaway appraisals, and gives long-term homeowners a real chance to keep more of what they earned.

Details here:
https://lnkd.in/gx5BXCzu

Summary here:
https://lnkd.in/gecvMyfx

⭐️⭐️⭐️⭐️⭐️Another 5-star review — this one from a dual-military, both retired power couple 🇺🇸We didn’t just get them a h...
12/22/2025

⭐️⭐️⭐️⭐️⭐️

Another 5-star review — this one from a dual-military, both retired power couple 🇺🇸

We didn’t just get them a home.
We optimized both VA entitlements across their COEs, made sure they were using every benefit they earned, and helped them navigate Texas property tax exemptions — something most loan officers won’t even touch.

At Victor Alpha Group, we don’t do surface-level lending.
We take care of our own. Period. 🫡🏡

Couldn’t have done any of this without teaming up with the - they are rockstar agents that embody selfless service.

veteran realestate lending

Fast, clean…..complete 🇺🇸Helped a Marine knock out a VA IRRRL — from submission to Clear to Close in under 10 days.No fl...
12/18/2025

Fast, clean…..complete 🇺🇸

Helped a Marine knock out a VA IRRRL — from submission to Clear to Close in under 10 days.

No fluff. No delays. Just ex*****on. 💪🏽🏠

If you earned the VA benefit, you deserve a lender who can move with purpose. 🦅🌎⚓️

veteran realestate lending

🚨 Capital Gains Tax Proposal (In Congress)💰 Capital gains exclusion (unchanged since 1997): • $250K single • $500K marri...
12/16/2025

🚨 Capital Gains Tax Proposal (In Congress)

💰 Capital gains exclusion (unchanged since 1997):
• $250K single
• $500K married
• 📈 Home prices have skyrocketed — the tax rules haven’t.
• 🪤 Result: everyday homeowners face surprise tax bills just for selling.

🧾 The Proposed Fix (In Plain English)
• 🏛️ Lawmakers want to modernize capital gains taxes on primary homes.
• ✂️ Raise, reform, or remove the outdated cap.
• 🔓 Goal: unlock sellers who are stuck and afraid to move.

🏠 Why This Matters
• 🔒 Inventory is frozen because selling = tax hit.
• 📦 Fewer listings → bidding wars → higher prices.
• 🧠 This isn’t about crashing prices — it’s about restoring movement.

🔥 Bottom Line
• ❌ Rates alone won’t fix housing.
• ❌ New builds alone won’t fix housing.
• ✅ Removing the penalty for selling frees supply — and supply cools prices.
• 🏡 Smart policy changes behavior. Behavior changes markets.
Full article: https://lnkd.in/gqW443Dz

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12/15/2025

Petty Level 💯🤣

Address

10401 Interstate 10 West
San Antonio, TX
78230

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