Mark Smith - Legacy Mutual Mortgage Austin NMLS# 295910

09/03/2026

📖 In 32 years of lending (11 years in Austin and San Antonio after 21 years in Albuquerque, New Mexico), I've watched well-meaning buyers scrape together a big down payment to feel safe, only to...

Texas is the only state that caps how much home equity you can borrow against. Put 20% or more down here and that money can be locked out of reach for good.

09/02/2026

4.75 star review received on Experience.com for Mark Smith by Alex E S - Mark and team are amazing

Click to see all 216 reviews of Mark Smith, Senior Loan Officer | NMLS # 295910

08/31/2026

5.0 star review received on Experience.com for Mark Smith by Ana C M - We had an excellent experience with our lender! We felt truly supported and informed throughout the entire process. They kept us updated on important details that no one else had taken the time to explain, guided us every step of the way, and were always transparent and efficient. We are so grateful for their professionalism, communication, and dedication. Highly recommend!

Read more: https://experience.com/reviews/mark-smith-463821/32d659c3-5632-499b-8bd3-d3a0c454bc62?V=1788189999&utm_source=facebook&utm_medium=autopost&utm_content=13478615

08/29/2026

5.0 star review received on Experience.com for Mark Smith by Oscar A B - THIS IS THE GOAT, Mark man, thank you for all your help. You made this whole nightmare into a smooth and easy proces. I am still so amazed by your work.
Thank you again Mark.

08/28/2026

5.0 star review received on Experience.com for Mark Smith by Palawai H - Mr Mark and legacy mutual team I personally thank y'all for getting us approved! Last year we got pre approval through chase Bank but when it came to loan officers none was able to get us approved and then this year we got pre approval through Zillow and same did not get approved then lennar could not get us approved even we accepted their conditions they failed but finally y'all did it and got us approved which was our biggest dream and goal to have our own house for us and our future kids... thank you so much and keep up the good work!!!!

Click to see all 213 reviews of Mark Smith, Senior Loan Officer | NMLS # 295910

08/27/2026

5.0 star review received on Experience.com for Mark Smith by Nasibullah H - No others could approve us since almost two years but Mark and his team did it in less than two months which is super great work!!

Click to see all 213 reviews of Mark Smith, Senior Loan Officer | NMLS # 295910

08/21/2026

5.0 star review received on Experience.com for Mark Smith by Avard B F - Can’t say enough good things about Mark. Responsive, knowledgeable, and genuinely great to work with from day one. He made what could have been a stressful process completely painless. Absolute pro — highly recommend.

Click to see all 207 reviews of Mark Smith, Senior Loan Officer | NMLS # 295910

08/17/2026

5.0 star review received on Experience.com for Mark Smith by Nicholos H E - To start off, we were initially denied for our mortgage home loan with our first lender. We thought everything was going to be okay, but we reached out to Mark and his team, and in less than 15 days, we were approved for our loan!
Now, we are happily living in our new home in Crandall, and we couldn’t be more grateful. Thank you again, Mark, for all the updates throughout the process. Your communication and support were greatly appreciated by both my wife and me.
We’re definitely going to miss seeing you, but we’ll always be grateful for everything you did to help us get into our home. Thank you again, Mark, and to your entire team!

Click to see all 205 reviews of Mark Smith, Senior Loan Officer | NMLS # 295910

08/15/2026

5.0 star review received on Experience.com for Mark Smith by Andrew J A - 10/10 service

Click to see all 203 reviews of Mark Smith, Senior Loan Officer | NMLS # 295910

08/08/2026

5.0 star review received on Experience.com for Mark Smith by Heba A K - very professional and easy to work with!

Click to see all 202 reviews of Mark Smith, Senior Loan Officer | NMLS # 295910