Robert Villanueva, Loan Officer at Fairway Home Mortgage-NMLS #1679863

06/12/2024

Exciting news! The recent VA announcement brings crucial changes benefiting both agents and VA borrowers. Effective August 10, 2024, subject to VA guidelines, VA borrowers can negotiate directly with their agents, leveling the playing field in the homebuying process. Plus, sellers can contribute to the buyer's agent fee without impacting concessions.

Check out our latest blog post for more details!

https://movement.com/blog/2024/06/understanding-the-nar-settlement-and-va-buyers

05/30/2024

Need a go-to guide for seller concessions and contribution limits? We have you covered https://movement.com/blog/2024/03/seller-concessions-guide . Find out what you need to know about seller concessions for conventional, FHA, VA and USDA loans.
*Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs, Federal Housing Administration, USDA or any government agency.

05/29/2024

REMEMBER: As a homebuyer, your expenses go beyond the purchase price. A good rule of thumb is to budget 3-5% of the home for closing costs, which include things like inspections and appraisals.

05/07/2024

👀 Looking for down payment assistance but hitting roadblocks due to income limits?

‼️ We've got an option that breaks those barriers!
Introducing Movement Boost – no income limits 💸 and the ability to help you achieve your homeownership dreams.

- Minimum 620 FICO score
- Max 56.99% Debt-to-Income ratio
- You can buy down your rate 📉
- No restrictions based on zip code ❎
- Bexar County 2024 FHA Purchase limit up to $557,750

🏠 Let's make your homeownership goals a reality! 🎉

📲DM or call me for more information: 210.887.0687



Robert Villanueva
Movement Mortgage
NMLS 1679863

Licensing & Additional Disclaimers: www.LennarMortgage.com/page/licensing

04/20/2024

We’re off to Cancun ☀️🇲🇽

Excited for Movement Mortgage President’s Club, where we’ll learn, collaborate, and celebrate with top originators in the country🏖️🌴🌊🥂

02/17/2024

☀️✨ Random Acts of Kindness Day!

​"Kindness is like sunshine—it ​benefits both the giver and the ​receiver. Today, let's sprinkle a little ​kindness and brighten someone's ​day. Your simple act can create ​ripples of joy. Spread kindness like ​confetti!"

​

01/23/2024

Just like clothes shouldn’t be one size fits all, neither should buying a home!

If you’re selling a home in a buyer’s market, it’s important to make your property as appealing and affordable as possible. Movement’s new Secure & Sell allows qualified homeowners to buy down and lock in a rate for up to 120 days for their property*, which helps with appeal and affordability!

But what about flexibility? Not every type of loan is a fit for every buyer.

Luckily, Secure & Sell is available for 30-year conventional, VA and FHA loans**, which means it meets many buyers’ needs!

Reach out and see how you can expand your pool of buyers!

*Seller can negotiate with their buyer to pay up to max seller contributions towards closing costs, excluding funds the seller paid to buy down interest rate, as long as seller enters standby contract with Movement for the Secure & Sell program on a property that is not under contract with buyer. **Rates may vary depending on the program chosen by the borrower.

05/08/2023

With Movement Boost, ANY qualified FHA borrowers can receive full down payment assistance! Whether you're a first-time or repeat buyer, your ENTIRE 3.5% down payment AND 1.5% of your closing costs* could be covered. Small down payment savings won’t hold your homeownership dreams back anymore! Contact me to get started.

*For qualified borrowers. Additional restrictions apply

02/28/2023

Rates are moving in the wrong direction, but a positive rule change could save you hundreds on your monthly mortgage costs.

We break it down in our latest Market Update: https://blog.movement.com/2023/02/24/silver-lining-fha-buyers-rates-slowly-creep-higher/

02/27/2023

Take the guesswork out of building your wealth! Set up an automated transfer that deposits money from each paycheck into a savings account to go toward your down payment goal. It’ll add up quicker than you think! 💸