Robert Villanueva, Loan Officer at Fairway Home Mortgage-NMLS #1679863

06/12/2024

Exciting news! The recent VA announcement brings crucial changes benefiting both agents and VA borrowers. Effective August 10, 2024, subject to VA guidelines, VA borrowers can negotiate directly with their agents, leveling the playing field in the homebuying process. Plus, sellers can contribute to the buyer's agent fee without impacting concessions.

Check out our latest blog post for more details!

https://movement.com/blog/2024/06/understanding-the-nar-settlement-and-va-buyers

05/30/2024

Need a go-to guide for seller concessions and contribution limits? We have you covered https://movement.com/blog/2024/03/seller-concessions-guide . Find out what you need to know about seller concessions for conventional, FHA, VA and USDA loans.
*Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs, Federal Housing Administration, USDA or any government agency.

05/29/2024

REMEMBER: As a homebuyer, your expenses go beyond the purchase price. A good rule of thumb is to budget 3-5% of the home for closing costs, which include things like inspections and appraisals.

05/07/2024

👀 Looking for down payment assistance but hitting roadblocks due to income limits?

‼️ We've got an option that breaks those barriers!
Introducing Movement Boost – no income limits 💸 and the ability to help you achieve your homeownership dreams.

- Minimum 620 FICO score
- Max 56.99% Debt-to-Income ratio
- You can buy down your rate 📉
- No restrictions based on zip code ❎
- Bexar County 2024 FHA Purchase limit up to $557,750

🏠 Let's make your homeownership goals a reality! 🎉

📲DM or call me for more information: 210.887.0687



Robert Villanueva
Movement Mortgage
NMLS 1679863

Licensed under Company NMLS # 1058

Figure: 7 TAC §81.200(c) "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV."

04/20/2024

We’re off to Cancun ☀️🇲🇽

Excited for Movement Mortgage President’s Club, where we’ll learn, collaborate, and celebrate with top originators in the country🏖️🌴🌊🥂

02/17/2024

☀️✨ Random Acts of Kindness Day!

​"Kindness is like sunshine—it ​benefits both the giver and the ​receiver. Today, let's sprinkle a little ​kindness and brighten someone's ​day. Your simple act can create ​ripples of joy. Spread kindness like ​confetti!"

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