Synergy FCU

Synergy FCU Dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products.

Synergy Federal Credit Union is federally insured by NCUA. Synergy FCU began operation on February 20, 1980 as Valero Federal Credit Union, along with the start of Valero Energy Corporation. The credit union started in a small office on the 3rd floor of the Valero Towers located at 530 McCullough, in San Antonio, TX.

Hit the road with confidence knowing you have a Auto Loan.* 🛣️*All applications are subject to eligibility. The specif...
09/02/2026

Hit the road with confidence knowing you have a Auto Loan.* 🛣️

*All applications are subject to eligibility. The specific loan rate will be dependent on your credit, term, amount financed, and collateral at the time of application. Monthly payment for a $40,000 loan for 60 months at 4.25% APR would be $803.07. The stated auto loan rate is 4.35% APR if not applying online. Rates are effective 09/01/2026 and are subject to change without prior notice. No Synergy FCU refinancing available. Synergy Federal Credit Union is federally insured by NCUA.

Did you know the average person spends approximately 2.5 days (a full, uninterrupted 60 hours) each year looking for los...
08/31/2026

Did you know the average person spends approximately 2.5 days (a full, uninterrupted 60 hours) each year looking for lost items alone?

Although we can’t stop you from losing the pairs to all of your socks, we can help you organize your finances. 💸🧦

Keep your important financial information organized and secure to save time and act quickly when you need it most.

If the thought of saving money without changing your spending habits every time you swipe your debit cards sounds nice… ...
08/28/2026

If the thought of saving money without changing your spending habits every time you swipe your debit cards sounds nice… it’s not a fairytale.

With RoundUp, Synergy FCU offers its members the ability to round their debit card purchases up to the next dollar, and the difference is automatically transferred into your savings account. ♻️

What started off as pennies and nickels can quickly transform into a solid financial foundation. ⚓

🛡️ Your identity is irreplaceable, which is why we want to help you protect it.For just $1.95 per month, IDProtect helps...
08/26/2026

🛡️ Your identity is irreplaceable, which is why we want to help you protect it.

For just $1.95 per month, IDProtect helps continuously monitor your identity for fraud anywhere in the world, with the added benefits of:
✔ Credit monitoring
✔ Credit scores & reports
✔ Identity theft monitoring
✔ Up to $10,000 in fraud expense reimbursement**
✔ Dedicated fraud resolution specialists

Stay safe and keep your identity secure.

Insurance Product is not a deposit; not NCUA insured; not an obligation of the credit union; and not guaranteed by the credit union or any affiliated entry.

**Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Certificates provided above for each membership program.

❓ Fact or Fiction: “A rate with a 1% lower APR isn’t a big difference.”Got your answer?It’s… ❌ Fiction ❌Even a 1% diffe...
08/24/2026

❓ Fact or Fiction: “A rate with a 1% lower APR isn’t a big difference.”

Got your answer?

It’s… ❌ Fiction ❌

Even a 1% difference in APR (Annual Percentage Rate) can save you hundreds or thousands of dollars over the lifespan of a loan.

Before signing on the dotted line, compare more than just the monthly payment or the special promo rate– be sure to check what kind of interest you’re really signing up for.

Sometimes the best way to save your money is to make it harder to spend. When you deposit money into a Share Certificate...
08/21/2026

Sometimes the best way to save your money is to make it harder to spend.

When you deposit money into a Share Certificate, it’s like putting it in an unbreakable glass jar that won’t open until later. You can choose how long you want it to be set aside, and, in return, it earns more and at a higher rate than a traditional savings account. 💲💲💲

If you’ve got extra funds to set aside, set up a Share Certificate to make your money work for you. 📈

🚨What would you do?You receive an email claiming your account has been locked due to suspicious activity.It asks you to ...
08/19/2026

🚨What would you do?

You receive an email claiming your account has been locked due to suspicious activity.

It asks you to click a link to verify your information immediately.

Before you decide, there’s a lot of red flags here. Can you spot them?

Email: The sender looks legitimate at first, but the name of your bank in their email address is misspelled. 🪪
Grammar: There are some obvious misspellings in the body text. 📑
Urgency: The email is written in a way that is making you feel pressured by its urgency and need for response.‼️
URL: When you hover over the link without clicking on it, you see a thumbnail to a site that looks unfamiliar and has a different URL than your bank’s. 🔗

After reviewing everything, if you thought that this email was from a scammer then you’d be right. However, this more obvious example is a lot easier to spot than what you may encounter in real life.

Regardless of any email’s believability, always be careful when clicking on links or attachments.

Remember: the best course of action in any scenario is to report the email if it looks suspicious. Stay safe online! 🌐

Banking with Synergy FCU doesn’t stop when you leave the branch.With the Synergy FCU Mobile App, you can:✔ Deposit Check...
08/17/2026

Banking with Synergy FCU doesn’t stop when you leave the branch.

With the Synergy FCU Mobile App, you can:
✔ Deposit Checks
✔ Lock and unlock your cards
✔ Set account alerts
✔ View eStatements
✔ Monitor transactions
✔ Check your balance in seconds
✔ …and much more!

Wherever life takes you, take us with you too.

💡 This Financial Tip Friday, we want you to know that debt doesn’t need to feel overwhelming. Sadly, there’s no magic bu...
08/14/2026

💡 This Financial Tip Friday, we want you to know that debt doesn’t need to feel overwhelming.

Sadly, there’s no magic bullet for debt. ❤️‍🩹 Picking up good habits, maintaining consistency, and avoiding taking on more debt are your biggest weapons in this steady race. Don’t try to tackle everything all at once!

No matter what supplies, keep your expenses covered with a Synergy FCU Signature Loan.* Spend less time stressing over c...
08/12/2026

No matter what supplies, keep your expenses covered with a Synergy FCU Signature Loan.* Spend less time stressing over costs, and more time preparing your loved ones for their academic successes this school year. 📚🎓

*All applications are subject to eligibility. Synergy Federal Credit Union is federally insured by NCUA.

Address

1 Valero Way
San Antonio, TX
78249

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 3pm

Telephone

+18882728228

Website

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