Synergy FCU

Synergy FCU Dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products.

Synergy Federal Credit Union is federally insured by NCUA. Synergy FCU began operation on February 20, 1980 as Valero Federal Credit Union, along with the start of Valero Energy Corporation. The credit union started in a small office on the 3rd floor of the Valero Towers located at 530 McCullough, in San Antonio, TX.

Every journey starts with the right ride, so make your next one worth driving toward. Let Synergy FCU help you get behin...
06/03/2026

Every journey starts with the right ride, so make your next one worth driving toward. Let Synergy FCU help you get behind the wheel this summer with an auto loan* that offers competitive rates and affordable financing. 🚗

*All applications are subject to eligibility. Synergy Federal Credit Union is federally insured by NCUA.

How well do you know the fees associated with your accounts? At many financial institutions, reading the fine print is k...
05/29/2026

How well do you know the fees associated with your accounts? At many financial institutions, reading the fine print is key. 📃

Many short-term offers are great when utilized correctly, but be sure to read the fine print to understand your terms and rates so you don’t get caught off guard later! 🙀

Making only the minimum payment on your credit card every month can hurt you more than it helps you. Although it’s bette...
05/27/2026

Making only the minimum payment on your credit card every month can hurt you more than it helps you. Although it’s better than a non-payment, consistently adhering to only a minimum will drastically increase how much you pay over time. 💰

Interest builds fast, and the more you can pay, the faster you can move forward.

This Memorial Day, we honor those who made the ultimate sacrifice in service to our country. We thank you, we remember y...
05/25/2026

This Memorial Day, we honor those who made the ultimate sacrifice in service to our country. We thank you, we remember your selflessness, and we will never forget.

All Synergy FCU branches will be closed today in observance of Memorial Day. As always, our online and mobile banking services are available 24/7 for your convenience.

Thank you for being a valued member of Synergy FCU.

This Financial Tip Friday we want to remind you of the importance of conscious spending. 💸Before you buy, ask yourself, ...
05/22/2026

This Financial Tip Friday we want to remind you of the importance of conscious spending. 💸

Before you buy, ask yourself, “Would I still want this tomorrow?” Even a few hours to consider if you can justify a purchase can prevent impulsive spending decisions.

As a reminder, all Synergy FCU branches will be closing early tomorrow, Friday, May 22, at 1:00 PM for Memorial Day week...
05/21/2026

As a reminder, all Synergy FCU branches will be closing early tomorrow, Friday, May 22, at 1:00 PM for Memorial Day weekend.

All Synergy FCU locations will also be closed on Monday, May 25, in observance of Memorial Day. As always, our online and mobile banking services are available 24/7 for your convenience.

Thank you to our valued members, and to all who have served in the military.

Here’s a fact that members of credit unions may not know! 💡Even if you move out of state, you can still stay a member at...
05/20/2026

Here’s a fact that members of credit unions may not know! 💡

Even if you move out of state, you can still stay a member at Synergy FCU and enjoy the benefits too.

Thanks to the expansive Shared Branch network, members have access to 5,000+ participating, in-network credit unions across the country to access the functionalities of your Synergy FCU account just like you would if you were here.

Your membership doesn’t end because of the place. As always, we thank you for being a valued member of Synergy FCU. 💙

Have you ever wondered what your credit union actually does for you? 🤲Behind the scenes, credit unions work to offer you...
05/18/2026

Have you ever wondered what your credit union actually does for you? 🤲

Behind the scenes, credit unions work to offer you competitive rates, reduce fees, and offer the support you need to reach your long-term financial goals.

We will always work to put our members first. 💙

We are nearing the biggest vacation influx of the year. This Financial Tip Friday we want to remind you that now is the ...
05/15/2026

We are nearing the biggest vacation influx of the year. This Financial Tip Friday we want to remind you that now is the perfect time to begin building a “fun” fund. 🏖️

Vacation budgeting is a top challenge and most admit to overspending due to dopamine spending and high-excitement environments. To avoid getting caught off-guard with vacation debt, consider using cash or prepaid cards with a daily limit and book early to avoid spiked prices.

It’s important to enjoy your vacation to the fullest– and that means setting yourself up for success so you don’t worry about overspending.

Big financial decisions are not the only thing that greatly impact your finances. It can also be the small choices you m...
05/13/2026

Big financial decisions are not the only thing that greatly impact your finances. It can also be the small choices you make every day. In the past year, 37% Americans needed to tap into their emergency savings, and 29% have more credit card debt than emergency savings. 💳

Budget planning and debt management is crucial to building a financial lifeline. Calculate how much you would need in your emergency savings, track your spending, and create a fair budget catered to your needs.

Planning and practice can go a long way. See what resources and aid may be available to you in times of financial hardship.

Address

1 Valero Way
San Antonio, TX
78249

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 3pm

Telephone

+18882728228

Website

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