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Monday 8am - 4pm Tuesday 8am - 4pm Wednesday 8am - 4pm Thursday 8am - 4pm Friday 8am - 3pm

Synergy FCU

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Dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products.

Synergy Federal Credit Union is federally insured by NCUA. Synergy FCU began operation on February 20, 1980 as Valero Federal Credit Union, along with the start of Valero Energy Corporation. The credit union started in a small office on the 3rd floor of the Valero Towers located at 530 McCullough, in San Antonio, TX.

10/16/2026

Avoid reusing passwords across accounts and enable multi-factor authentication (MFA) when available. If one password is compromised, your other accounts will still be safe. 🔒

10/14/2026

A *Signature Loan with Synergy FCU is perfect for big plans, surprise expenses, or when you’re dying to treat yourself. 🎃🍬

*All applications are subject to eligibility. The specific loan rate will be dependent on your credit, term, and amount financed at the time of application. The stated loan rate is 7.90% APR if not applying online. Rates are effective 10/01/2026 and are subject to change without prior notice. Synergy Federal Credit Union is federally insured by NCUA. 1026

10/09/2026

💡 Financial Tip Friday: Remember to check before you hit “pay” on your bills.

Don’t just go through the motions; double-check your statements for strange charges, double charges, unused subscriptions, or price increases. If something looks off, it’s worth looking into.

10/07/2026

Don’t let your expenses give you a fright. Scare the ghouls away with a *SynergyFCU Platinum or Platinum Rewards MasterCard credit card! 👻

*All applications are subject to eligibility. The specific rate and line of credit are dependent on your creditworthiness at the time of application. Synergy Federal Credit Union is federally insured by NCUA.

10/02/2026

October is Awareness Month. Throughout this month, we’ll share some simple ways to protect yourself from cyber threats. 🤖💻 Stay vigilant and stay tuned for more.

09/30/2026

Progress doesn’t always mean more dollar signs. Achievements, big and small, should be celebrated. Sometimes it’s…

💠Finally understanding how credit works
💠Stopping yourself from an impulse purchase
💠Asking for help when you don’t understand something
💠Recognizing a scam and not falling for it
💠Finally looking at a bank statement you’ve been avoiding

Before major milestones, there’s often thousands of steps along the way. Be proud of what you’ve accomplished this month and reflect on how far you’ve come this year.

Building confidence counts as progress, too.

09/23/2026

If you need room for a growing family, a change, or are buying your first home, let us help you settle into a place that is right for you. 💙🏠

*All applications are subject to eligibility and credit approval. APR = Annual Percentage Rate. Mortgage products are available through a partnership with SWBC Mortgage Corporation. Not all loan programs or amounts are available in all areas. Programs and guidelines are subject to change daily without prior notice. Above scenario based on Loan Amount of $280,000, LTV 80% (based on $350,000 purchase price, 20% down payment) conventional loan. 780 FICO score required. P&I Payment does not include property taxes or hazard insurance; total monthly expense will be higher than the payment listed above. Actual rate and APR may change. NMLS #423095.

09/21/2026

⚠️ A new scam is on the rise, and cybercriminals are counting on you to type the commands for them. This is known as the “Click-Fix” Scam.

How it works:
1. A fake popup on a website tells you there is a browser error, a missing file, or a fake CAPTCHA verification.
2. It instructs you to press Windows Key + R, then Ctrl + V, and Enter.
3. This series of steps is how hackers can deceive you into copying malicious code and running a virus on your computer. This can steal your information, like passwords, bank information, and personal data.

09/16/2026

Which do you choose: Snowball ❄️ or Avalanche? ⛰️ We aren’t asking you to predict the weather, we’re talking about two popular ways to tackle your debt.

Here’s the difference between the two:

⛰️⬆️ Debt Avalanche:
Pay off debts with the highest interest rate.

❄️⬇️Debt Snowball:
Start with the debt with the smallest balance and work your way up.

Let’s get you to the bottom of this mountain! 🗻

09/14/2026

Good things are blowing your way this fall. Whatever your season brings, with a Synergy FCU signature loan*, the forecast says savings are in the air. 🍁

*All applications are subject to eligibility. The specific loan rate will be dependent on your credit, term, and amount financed at the time of application. The stated loan rate is 7.90% APR if not applying online. Rates are effective 09/01/2026 and are subject to change without prior notice. Synergy Federal Credit Union is federally insured by NCUA. 0926

Address

1 Valero Way
San Antonio, TX
78249

Opening Hours

Monday	8am - 4pm
Tuesday	8am - 4pm
Wednesday	8am - 4pm
Thursday	8am - 4pm
Friday	8am - 3pm

Telephone

+18882728228

Website

https://www.synergyfcu.org/

Alerts

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