Diversified Employee Benefit Services

Diversified Employee Benefit Services Established in 1969, DEBS believes in "Designed Competition between Carriers & Networks."

DEBS offers a multitude of services which are unique and innovative in today’s market. DEBS clients consist of but are not limited to community businesses, civil service entities, medical practices, insurance carriers, and federal entities.At DEBS we care about employer’s premium and understand employee and dependents needs to utilize their BENEFIT PLAN. There are two variables:
We EDUCATE employe

r and employees on UNDERSTANDING their BENEFIT PLAN so they may be more involved in their healthcare.

From Aetna:
03/10/2020

From Aetna:

The CVS Health Enterprise Response and Resiliency and Infectious Disease Response teams are actively monitoring the rapidly evolving international coronavirus outbreak, including guidance from trusted sources of clinical information such as the Centers for Disease Control (CDC) and World Health Orga...

What you should know about the new coronavirusAs news about the 2019 Novel Coronavirus Disease (COVID-19) continues to e...
03/10/2020

What you should know about the new coronavirus

As news about the 2019 Novel Coronavirus Disease (COVID-19) continues to evolve, there is still much to learn. While researchers continue to look for answers, the Centers for Disease Control and Prevention (CDC) suggests that you follow the advice given every flu season.
What can you do?
Take precautions as you would with the normal seasonal flu. There is no vaccine for the virus that causes COVID-19 at this time, although many scientists are working around the clock on this. The CDC recommends washing your hands often to stay healthy, especially during these key times when you are likely to get or spread germs:1,2

Before, during, and after preparing food
Before eating food
Before and after caring for someone at home who is sick with vomiting or diarrhea
Before and after treating a cut or wound
After using the toilet
After changing diapers or cleaning up a child who has used the toilet
After blowing your nose, coughing or sneezing
After touching an animal, animal feed or animal waste
After handling pet food or pet treats
After touching garbage

The following hand washing procedures will help reduce your risk of infection:3

Wet your hands with clean, running water (warm or cold), turn off the tap, and apply soap.
Lather your hands by rubbing them together with the soap. Lather the backs of your hands, between your fingers, and under your nails.
Scrub your hands for at least 20 seconds.
Rinse your hands well under clean, running water.
Dry your hands using a clean towel or air dry them.
If soap and water are not readily available, you can use an alcohol-based hand sanitizer that contains at least 60% alcohol
Avoid touching your eyes, nose or mouth with unwashed hands
Avoid close contact with people who are sick

If you have flu-like symptoms and suspect COVID-19, you can help protect others:4

Seek medical advice – Call ahead before you go to a doctor’s office, urgent care, retail clinic, or emergency room. Tell them about your symptoms and any recent travel. If you have life-threatening symptoms, dial 9-1-1 immediately.
Stay home while you are sick
Avoid close contact with others
Cover your mouth and nose with a tissue when you cough or sneeze, then throw the tissue in the trash and wash your hands
Clean and disinfect objects and surfaces

If you are well, CDC does not recommend facemasks as protection against COVID-19 or other respiratory diseases. However, CDC said facemasks should be used by people who show symptoms of COVID-19 to reduce the spread of the disease to others.5

What is a coronavirus?
Coronaviruses are a large family of viruses known to cause illnesses ranging from the common cold to more serious respiratory diseases. A novel (in other words, new) coronavirus is a new strain of coronavirus that had not been identified previously in humans. The “corona” part of the name refers to the crown- or corona-like surface of such viruses as viewed under a microscope.

Common symptoms of COVID-19 include fever, cough and shortness of breath. Patients have reported respiratory illness ranging from mild to severe.6

Why should you care?
In a world that is globally connected, viral outbreaks in one country can impact others. Cases of COVID-19 have been reported worldwide, including in the U.S., with the largest numbers reported so far inside China, according to situation reports from the World Health Organization.7

The CDC recommends that travelers avoid all nonessential travel to China, Iran, South Korea, Italy and other countries with high numbers of COVID-19 reports.8

Scientists, government agencies and many others are working to expand scientific knowledge about the new virus and to protect health and prevent the spread of this outbreak.9

To learn more or stay up to date, visit the CDC website, opens new window and check out the CDC’s travel guidance, opens new window. You can also learn more from the World Health Organization, opens new window.

Revised March 6, 2020
https://www.humana.com/health-and-well-being/coronavirus

12/12/2018

2019 No Contribution/No Participation Option Period Extended Two Weeks

Applies to: Small Groups (1-50)
Deadlines: Dec. 15, 2018 and Dec. 17, 2018

From Nov. 1 through Dec. 15, 2018, small groups purchasing ACA/Metallic plans may opt to waive participation and contribution requirements.

The No Contribution/No Participation option is available to new groups:

Applying for coverage during the annual open enrollment period
Sold during the open enrollment periods for Jan. 1, and Jan. 15, 2019, effective dates
If your new ACA small group (1-50 employees) wants to elect the No Contribution/No Participation option, please submit the small group enrollment with all required documentation via the ACA Small Group Enrollment tool between Nov. 1, and Dec. 17, 2018.

The group must sign the enrollment paperwork by Dec. 15, 2018, and we must receive the enrollment by Dec. 17, 2018. If we receive the enrollment after Dec. 17, standard small group participation and contribution levels will apply.

For more information, please contact our office! 210-588-3377

Send a message to learn more

12/12/2018

For anyone that has Humana medical insurance....Free Event!
Go365 walk, Biometric Screenings and Flu Shots this Saturday 12/15 from 8:30am to 12pm at
OP Schnabel Park
9606 Bandera Road, San Antonio, Texas 78250.

Collect points in Go365 (Humana Wellness Program) and enjoy the rewards!

11/05/2018

Members currently covered with Humana...
Go365 - Monthly Newsletter for November:

*San Antonio Heart Walk 5K for a Cause - 11/10/18 7:30am @ One University Way San Antonio, TX 78224

* Biometric Screening 11/13/18 7:30 - 11:30 am @ 8119 Dattapoint (appointments are required)

*Go365 Walk, Biometric Screenings, and Flu Shots - 11/17/2018 anytime between 8:30am - 12pm

03/09/2018

In the United States, 1 in 285 children is diagnosed with cancer each year. That is roughly 16,000 children whose childhood is abruptly taken from them onc

03/09/2018

U.S. President Donald Trump on Thursday called for a federal lawsuit against opioid companies and stiffer penalties for drug dealers, arguing that the government must take a strong approach to combat an opioid addiction epidemic.

02/23/2018

These regulations would make it much easier for an AHP to qualify as a single ERISA plan by broadening the definition of “employer” under ERISA and related regulations.

01/29/2018

Health-care spending has increased because prices are rising, not because Americans are using more health care, according to a new study

01/22/2018

This study uses Medicare Part D drug utilization and spending data to estimate potential Part D program and beneficiary savings on brand-name medications excluded by pharmacy benefit managers for which generic substitutes are available.

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2135 NW Military Highway
San Antonio, TX
78213

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