Vivian Castillo NMLSR ID 1048235-Wells Fargo

12/15/2025

The Federal Reserve cut its short-term interest rate target by 25 basis points on Wednesday, December 10. That’s the third consecutive FOMC meeting resulting in a quarter-point cut. The target range for overnight lending in the fed funds market is now 3.75% to 3.50%, its lowest level in three years. The next FOMC meeting is scheduled for January 27-28.

The Federal Reserve Board of Governors in Washington DC.

12/03/2025

Hey friends!
If you’re thinking about buying a home, refinancing, or just curious about mortgage options, I’m your go-to person at Wells Fargo!
I love helping people and making the process simple and stress-free. Whether you’re ready to start or just have questions call me :)

11/25/2025

Start the New Year in Your New Home! ✨
There’s no better way to kick off 2026 than by stepping into a home that’s truly yours. Whether you are looking for more space, a cozy neighborhood, or building equity for your future, now is the perfect time to make it happen.
*****Ready to explore your options? Let’s talk about how we can turn your homeownership goals into reality.
***** Send me a message or call me

11/20/2025

Thinking About Refinancing? Now Might Be the Perfect Time!
Refinancing your mortgage can help you:
✅ Lower your monthly payment
✅ Reduce your interest rate
✅ Access cash for home improvements or other needs
Every homeowner’s situation is unique, so let’s explore your options together.
📩 Send me a message or comment below—I’d love to help you find what best fits your goals!

10/21/2025

Thinking about buying a home?
Whether you're a first-time buyer or ready to upgrade, the journey to homeownership starts with care —and I'm here to help!
From understanding your mortgage options to navigating the buying process, I’ll walk you through every step.

10/15/2025

Thinking About Refinancing?
Refinancing your mortgage could be a smart move—whether you're looking to lower your monthly payment, reduce your interest rate, or tap into your home’s equity.
As your Community Mortgage Bank Sales Consultant, I’m here to guide you through the process and help you explore your options with confidence.
I'm available.
Let’s connect and see if refinancing is right for you!

10/09/2025

Does refinancing your mortgage make sense? There's a lot to consider. Feel free to contact me to help you understand if refinancing will work for your specific situation.

Learn about the benefits of refinancing your mortgage, which include lowering your interest rate and potentially paying off your mortgage faster.

10/08/2025

🎃👻 𝐇𝐚𝐥𝐥𝐨𝐰𝐞𝐞𝐧 𝐂𝐨𝐬𝐭𝐮𝐦𝐞 𝐃𝐫𝐢𝐯𝐞 – 𝐁𝐫𝐢𝐧𝐠𝐢𝐧𝐠 𝐒𝐦𝐢𝐥𝐞𝐬, 𝐍𝐨𝐭 𝐒𝐜𝐚𝐫𝐞𝐬!

This October, let's spread joy and magic in hospital halls! Our Halloween Costume Drive gives pediatric patients the chance to dress up and unleash their imagination, helping them forget about their treatments and simply be kids.

By donating 𝐛𝐫𝐚𝐧𝐝 𝐧𝐞𝐰 Halloween costumes for children ages 𝐛𝐢𝐫𝐭𝐡 𝐭𝐨 𝟐𝟒 𝐲𝐞𝐚𝐫𝐬 𝐨𝐥𝐝, you'll help fill hospital rooms with laughter, sparkle, and excitement. Message us for pickup!

𝐃𝐨𝐧𝐭 𝐡𝐚𝐯𝐞 𝐭𝐢𝐦𝐞 𝐭𝐨 𝐬𝐡𝐨𝐩? Simply text 𝐒𝐏𝐎𝐎𝐊𝐘𝐇𝐎𝐒𝐓 to 𝟓𝟑𝟓𝟓𝟑𝟓 to donate.

Your support can bring a sense of normalcy and happiness to these young warriors. Please share!

10/02/2025

Take the guesswork out of closing costs with a Dream. Plan. Home.®️ closing cost credit from Wells Fargo. You could be eligible for up to $5,000 to use toward closing costs on a primary residence when you meet income requirements in specific markets. Terms apply. Let’s connect.

The Dream. Plan. Home. Closing Cost Credit helps qualified borrowers buy a home with less money upfront. Wells Fargo is here to help your home buying journey.

09/18/2025

Realtors — I’m not here to be your #1, and I’m definitely not here to sell you something.
I’m here to add value. Whether it’s a $10K grant to help your clients with down payment, closing cost credits with no repayment, or simply sharing tools that make your job easier — I’ve got you.
I’m always just a call or message away. If you ever need a reliable point of contact in mortgage, I’ll be right here.

09/15/2025

Looking to buy a home but not sure where to start. I can help- Whether it's today or in the future. I got you!
Why work with me?
✅ one-on-one support throughout your homebuying journey
✅ On-the-spot pre-approvals to help you move quickly
✅ Passionate in helping everyone
✅ Programs for low-to-moderate income borrowers
✅ Down payment assistance options
✅ Available 7 days a week — including evenings and weekends!
✅Ongoing support even after closing

09/12/2025

Looking to buy a home but not sure where to start. I can help- Weather its today or in the future. I got you!
Why work with me?
✅ one-on-one support throughout your homebuying journey
✅ On-the-spot pre-approvals to help you move quickly
✅ Passionate in helping everyone
✅ Programs for low-to-moderate income borrowers
✅ Down payment assistance options
✅ Available 7 days a week — including evenings and weekends!
✅Ongoing support even after closing