Valerie Casares, Licensed Agent with New York Life

01/06/2026

With more workers turning to a side hustle for financial security and career growth, here's why diversified income streams are becoming a core 2026 strategy.

With more workers turning to a side hustle for financial security and career growth, here’s why diversified income streams are becoming a core 2026 strategy.

01/01/2026

Wishing you a very happy New Year!

12/31/2025

Your non-cash donation checklist is here. Find out how to get a last-minute tax break before the new 2026 charitable deduction limit takes effect.

We break down the IRS rules for non-cash charitable contributions. Plus, here's a handy checklist before you donate to charity this year.

12/30/2025

Average mortgage rates are in the low 6% range, but there are ways to snag a lower rate. Learn about eight strategies for securing a mortgage rate under 6%.

12/26/2025

Kwanzaa is a festival of unity, love, and creativity and I wish you and your family all the blessings of this holiday season. From my family to yours, Happy Kwanzaa.

12/25/2025

Merry Christmas! May this season be full of light and laughter for you and your family.

12/17/2025

✨2026 financial clarity ✨

12/16/2025

Need life insurance that fits your monthly budget? In many cases, you can get a dependable term policy for less than the cost of a gym membership. Contact me today and let’s work it out together.

Discover how term life insurance from New York Life can protect you. Learn about converting term life to permanent coverage such as whole life insurance.

12/12/2025

Honored to be included in their year-end slideshow and proud to help raise awareness for such an important cause. Blessed to be given the opportunity to support an organization dedicated to fighting child abuse. Here’s to continuing the work and protecting our kids.

12/10/2025

Required minimum distributions can feel complex but managing them is an essential piece of a client’s overall financial strategy. Whether tackling RMDs from traditional accounts or considering Roth conversions, taking a holistic approach will help to minimize tax liabilities, strategize timing for withdrawals, and preserve wealth for the next generation. Read this article to learn more about effective RMD strategies and how we can partner to strengthen our client relationships. https://bit.ly/4pv0ygL

12/09/2025

12/09/2025

Smart planning and strategic management of distributions from your own or inherited retirement accounts can boost their value and better align them with your estate and business goals. Curious how? This article describes best practices such as working with top financial professionals, exploring stretch IRAs, and integrating accounts into trusts to optimize wealth transfer and minimize estate taxes. When you’re ready to learn more rules of the road, let’s look at how these strategies can secure your retirement and protect your legacy for generations to come. https://bit.ly/4oJ4fhN