Bob Shahidadpury Mortgage Loan Officer

Bob Shahidadpury Mortgage Loan Officer Mortgage Loan Officer Serving all of Texas. Based in San Antonio. Reach out for your Mortgage Needs
NMLS #2120726 Company NMLS #320841

I have over 30 years of experience in sales and management. I joined Loan Factory because they offered the best tools and services for me as a loan consultant and for my clients and realtor partners. As a Mortgage Broker, I have the tools and ability to find you outstanding mortgage loan terms. At Loan Factory, we have a large variety of mortgage products, and fast, personalized service. I do what

I enjoy best and that is helping clients achieve their dream of home ownership or helping them refinance into better loan terms. I specialize in FHA, VA, USDA and Conventional loans. Also, I can help find loans for first time homebuyers, down payment assistance, those who need cash, home equity lines, have low credit scores, bank statement loans, debt service coverage ratios loans for investors, rate buydowns, Foreign Nationals and many more specialized loans. Please call me at 210-288-2165 or email me [email protected] In additional to English, I speak Cantonese, Sindhi and am proficient in Hindi Love to spend with family and love my San Antonio Spurs!!! Loan Officer at Loan Factory
Loan Factory | CO-NMLS: #320841 Bob Shahidadpury | Loan Offcer | NMLS: #2120726

Renting or owning your home is a huge decision! 🏡 While renting offers flexibility, building equity through homeownershi...
04/25/2026

Renting or owning your home is a huge decision! 🏡 While renting offers flexibility, building equity through homeownership is a powerful way to secure your financial future. Think of it: every rent payment builds someone else's wealth, but a mortgage payment puts money back into your pocket. Let's explore what makes sense for your lifestyle and long-term goals. Send me a DM today for a free Rent vs. Buy analysis! Bob Shahidadpury | NMLS #2120726

Ready to find your dream home? 🏠 Starting your house hunt on the right foot makes all the difference. Get pre-approved ...
04/25/2026

Ready to find your dream home? 🏠 Starting your house hunt on the right foot makes all the difference. Get pre-approved *before* you begin browsing to ensure you're shopping within your budget and can make an offer with confidence. Let's make your homeownership journey smooth and successful!

Bob Shahidadpury | NMLS #2120726
Loan Factory | NMLS #320841

Found the perfect home, but worried about getting pre-approved quickly? 🏡 Don't let a lengthy process hold you back from...
04/25/2026

Found the perfect home, but worried about getting pre-approved quickly? 🏡 Don't let a lengthy process hold you back from competing in today's market.

Here's a quick checklist to speed up your pre-approval:
✅ ID & Credit: Driver’s license/SSN for verification.
✅ Assets: Bank statements for your down payment and reserves.
✅ Income: Recent pay stubs, W-2s, or tax returns.

Having these ready means a smoother, faster application.

Save this post and follow for more homebuying tips! Click the link in bio to connect with Loan Factory.

Bob Shahidadpury | NMLS #2120726
Loan Factory | NMLS #320841

12/06/2025

December 6 | When The Buyer Opens 3 New Credit Cards During Underwriting

You’re days away from closing… and then the buyer decides to finance everything at once 😅

New furniture, new credit cards — same old panic. Because yes, lenders recheck credit before closing. And those new accounts? They can change everything.

Nothing says holiday chaos like a credit score drop right before closing 😬

Friendly reminder: wait until after you close to splurge on the décor. You can’t enjoy the furniture if you don’t have the house yet 🏡💳





12/06/2025

December 6 | When The Buyer Opens 3 New Credit Cards During Underwriting

You’re days away from closing… and then the buyer decides to finance everything at once 😅

New furniture, new credit cards — same old panic. Because yes, lenders recheck credit before closing. And those new accounts? They can change everything.

Nothing says holiday chaos like a credit score drop right before closing 😬

Friendly reminder: wait until after you close to splurge on the décor. You can’t enjoy the furniture if you don’t have the house yet 🏡💳





Bhagwan Shahidadpury Bob Shahidadpury Mortgage Loan Officer Bob Shahidadpury Mortgage Loan Officer

12/05/2025

December 5 | A 50-Year Mortgage Might Be Coming... Here’s What That Could Mean

Would you lock in a 50-year mortgage if it meant you could finally buy a home?

It sounds wild — but it’s actually being explored by the FHFA right now.
And like most things in this market, it’s not black and white.

For some, a longer term could mean lower payments and finally getting in the door.
For others, it could mean decades of extra interest and slower equity growth.

It’s not about right or wrong — it’s about fit.
Because what makes sense for one borrower could be a financial nightmare for another.

That’s why these next few months matter. Conversations like this matter.
Before you sign on for half a century of payments… know your why.

What’s your gut reaction — smart move or slippery slope?





12/05/2025

December 5 | A 50-Year Mortgage Might Be Coming... Here's What That Could Mean

Would you lock in a 50-year mortgage if it meant you could finally buy a home?

It sounds wild — but it’s actually being explored by the FHFA right now.
And like most things in this market, it’s not black and white.

For some, a longer term could mean lower payments and finally getting in the door.
For others, it could mean decades of extra interest and slower equity growth.

It’s not about right or wrong — it’s about fit.
Because what makes sense for one borrower could be a financial nightmare for another.

That’s why these next few months matter. Conversations like this matter.
Before you sign on for half a century of payments… know your why.

What’s your gut reaction — smart move or slippery slope?





12/04/2025

December 4 | 🎅 Santa’s Not The Only One Checking Lists Here’s Your Pre-Approval Checklist Before 2026

Santa’s not the only one checking lists…

If “buy a home” is on your 2026 wish list, start prepping now — not later.

Because pre-approval isn’t just about the paperwork… it’s about walking into the new year ready. Ready to compete. Ready to negotiate. Ready to win that offer.

The buyers who start now? They’re the ones celebrating with house keys by summer.

So while the rest of the world is wrapping gifts — you’ll be wrapping up your finances, your mindset, and your game plan for 2026. 🎁

💬 Comment “CHECKLIST” below and I’ll send you my quick Pre-Approval Prep Guide — simple, private, and designed to help you step into 2026 confident and read

👋 Hi, I’m Bob Shahidadpury Mortgage Loan Officer - a San Antonio local, and a dedicated mortgage expert making home financing feel less overwhelming—and way more empowering.

Got questions? DM me anytime or comment ‘🏠’ and I’ll reach out.

HOOT HOME LOANS - THE WISEST WAY TO GET A MORTGAGE
Call me today! I’m here to help with all your mortgage needs!
☎️ (210)288-2165
🌏 www.perchhomeloans.com/loan-officer/bob-shahidadpury
📬 [email protected]
🔐 CO-NMLS #320841 NMLS #2532931









12/03/2025

December 3 | Everyone Talks About Getting Approved. No One Talks About How It Feels When The Reality Hits

Before you sign the dotted line… pause.

Not out of fear — out of awareness.
Because this moment isn’t just about ink and paper — it’s about everything that led you here.

The late-night scrolling through listings.
The spreadsheets.
The sacrifices you made to make those numbers work.
The quiet “what if” moments when you wondered if you’d ever get here.

Buying a home isn’t just a transaction. It’s emotional. It’s messy. It’s the mix of excitement and anxiety that no pre-approval letter can prepare you for.

So before you commit, take one more look — not just at the house, but at your why.
Ask yourself if this home feels like a place where your life can breathe.

Because when the rush fades, what matters most isn’t how fast you closed — it’s how right it feels when you walk through that door every day.

💬 Comment “READY” if you’re preparing to buy in 2026 — I’ll share a few must-know tips before you sign.

👋 Hi, I’m Bob Shahidadpury Mortgage Loan Officer - a San Antonio local, and a dedicated mortgage expert making home financing feel less overwhelming—and way more empowering.

Got questions? DM me anytime or comment ‘🏠’ and I’ll reach out.

HOOT HOME LOANS - THE WISEST WAY TO GET A MORTGAGE
Call me today! I’m here to help with all your mortgage needs!
☎️ (210)288-2165
🌏 www.perchhomeloans.com/loan-officer/bob-shahidadpury
📬 [email protected]
🔐 CO-NMLS #320841 NMLS #2532931



12/03/2025

December 3 | Everyone Talks About Getting Approved. No One Talks About How It Feels When The Reality Hits

Before you sign the dotted line… pause.

Not out of fear — out of awareness.
Because this moment isn’t just about ink and paper — it’s about everything that led you here.

The late-night scrolling through listings.
The spreadsheets.
The sacrifices you made to make those numbers work.
The quiet “what if” moments when you wondered if you’d ever get here.

Buying a home isn’t just a transaction. It’s emotional. It’s messy. It’s the mix of excitement and anxiety that no pre-approval letter can prepare you for.

So before you commit, take one more look — not just at the house, but at your why.
Ask yourself if this home feels like a place where your life can breathe.

Because when the rush fades, what matters most isn’t how fast you closed — it’s how right it feels when you walk through that door every day.

💬 Comment “READY” if you’re preparing to buy in 2026 — I’ll share a few must-know tips before you sign.

👋 Hi, I’m Bob Shahidadpury Mortgage Loan Officer - a San Antonio local, and a dedicated mortgage expert making home financing feel less overwhelming—and way more empowering.

Got questions? DM me anytime or comment ‘🏠’ and I’ll reach out.

HOOT HOME LOANS - THE WISEST WAY TO GET A MORTGAGE
Call me today! I’m here to help with all your mortgage needs!
☎️ (210)288-2165
🌏 www.perchhomeloans.com/loan-officer/bob-shahidadpury
📬 [email protected]
🔐 CO-NMLS #320841 NMLS #2532931



Address

12025 Canyon Rock Lane
San Antonio, TX
78254

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+12102882165

Website

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