Texas State Insurance Services

05/06/2026

Great visit today at the new Sanitas Medical Center in Stone Oak right down the road from our Texas State Insurance Services office. We are very excited about the value and level of care this facility will be able to provide for many of our UnitedHealthcare Individual & Family Plan (IFP) clients throughout the San Antonio area.

Having convenient access to quality primary care, wellness support, and coordinated healthcare services close to home can make a major difference for families navigating today’s healthcare system.

A special thank you to Maria with Sanitas Medical Center and Carolyn with UnitedHealthcare for taking the time to show us the new facility and discuss how this partnership can continue helping our clients receive the care and support they deserve.

At Texas State Insurance Services, we are always looking for ways to better serve our clients and stay connected with the healthcare resources available in our community. Contact Justin Holland today!

11/25/2025

🎙️ MAD Insurance Show – Making a Difference in Insurance
Episode 10 | The 2026 Health Insurance Premium Crisis

In this week’s clip, host Justin Holland discusses the serious disruption millions of Americans are about to face with skyrocketing health insurance premiums kicking off in 2026.

With the expanded ACA tax credits set to expire, many individuals and families will see their premiums double or even triple. There are growing rumors that the Trump administration may explore an extension or new solution to stabilize the market , but time is running out for consumers and small businesses to prepare.

📺 Watch more episodes on our YouTube channel:
👉 youtube.com/

🎧 Listen every Saturday at 7PM CST on 550 KTSA Radio
Brought to you by Texas State Insurance Services and Palmetto Life Group, serving San Antonio, the Rio Grande Valley, Corpus Christi, Laredo, and all of Texas.

📱 Contact us:
Texas State Insurance Services | (210) 880-5316 | txstateinsurance.com

Palmetto Life Group | palmettolifegroup.com

11/09/2025

🎙️ MAD Insurance Show – Making a Difference in Insurance
Episode 9 | Featuring Jake Reyna-Casanova of CommuniCare & Mike Papuc of The Brokerage Inc.

This week’s clip dives into the ACA COVID Special Enrollment Period and the expanded tax credits that helped millions access affordable coverage — now set to expire soon.

Join Justin Holland, host of the MAD Insurance Show, as he and guests Jake Reyna-Casanova (CommuniCare) and Mike Papuc (The Brokerage Inc) discuss what these changes mean for individuals, families, and small businesses heading into 2026.

📺 Watch more episodes on our YouTube channel:
👉 youtube.com/

🎧 Listen every Saturday at 7PM CST on 550 KTSA Radio
Brought to you by Texas State Insurance Services and Palmetto Life Group, serving San Antonio, the Rio Grande Valley, Corpus Christi, Laredo, and all of Texas.

📱 Contact us:
Texas State Insurance Services | (210) 880-5316 | txstateinsurance.com

Palmetto Life Group | palmettolifegroup.com

11/06/2025

💥 The Coming Health Insurance Crisis 💥

We have a serious problem that could devastate millions of families across Texas and the country.

When the expanded ACA tax credits expire on December 31, 2025, premiums for individual and family health insurance will skyrocket — and the numbers are alarming.

📉 Real examples from Texas clients:

Age 58, DFW Metro: Premium jumping from $553 → $1,652/month ($19,826/year). (BCBSTX)

Ages 62 & 57, San Antonio couple: Premium increasing from $1,076 → $2,635/month ($31,624/year). (OSCAR)

Age 62, Kingsville: Premium rising from $254 → $978/month ($11,734/year). (CHRISTUS)

And these shocking totals don’t include copays, deductibles, or out-of-pocket costs.

This isn’t a small adjustment. It’s a financial disaster in the making. Families will be forced to choose between health insurance and everyday living expenses.

🩺 Now is the time to prepare.
Contact Texas State Insurance Services today to explore affordable coverage options and protect yourself before these changes take effect.

📞 210-880-5316
🌐 txstateinsurance.com

10/29/2025

🎙️ MAD Insurance Show Clip

Michael Papuc from The Brokerage Inc. and I discuss the potential comeback of the HSA (Health Savings Account) for individual and family health insurance plans. With 2026 ACA plans now being released for review, we’re already seeing some significant changes ahead.

💡 Stay tuned and contact Texas State Insurance Services to review your options early!

📞 210.880.5316 | 🌐 txstateinsurance.com

10/28/2025

Each year, Medicare beneficiaries have an opportunity to make changes to how they receive their Medicare coverage during the nearly 8-week annual open enrollment period. This brief answers key questions about the Medicare open enrollment period and Medicare coverage options.

Each year, Medicare beneficiaries have an opportunity to make changes to how they receive their Medicare coverage during the nearly 8-week annual open enrollment period. This brief answers key questions about the Medicare open enrollment period and Medicare coverage options.

10/28/2025

🎥 It’s almost that time again! The opportunity to enroll in Individual Health Insurance is right around the corner.

This year, we’ve spoken with too many individuals who didn’t have coverage and ended up in the hospital and facing tens or even hundreds of thousands of dollars in medical bills.

Don’t wait until it’s too late. Let Texas State Insurance Services help you find affordable, reliable coverage for you and your family.

📞 210.880.5316
🌐 txstateinsurance.com

10/27/2025

🎙️ This week on the MAD Insurance Show (Making a Difference in Insurance) we had the pleasure of hosting Dr. Joshua Beck from Sanitas Medical Center!

Sanitas Medical Center is expanding with 9 locations serving the City of San Antonio, offering trusted primary care for UnitedHealthcare Individual & Family plan members heading into 2026.

They go beyond primary care with:

✅ Same-day walk-ins & telehealth

✅ X-ray & ultrasound (select locations)

✅ Mental health support

✅ Nutrition & wellness programs

✅ Care coordination & transitions

✅ Secure patient app to manage your care

✅ A well-versed bilingual staff ready to help

If you’d like to learn more about Sanitas Medical Center or explore your 2026 health insurance options, contact Texas State Insurance Services today at 210-880-5316 or visit txstateinsurance.com.

10/16/2025

🎙️ Another great episode of the MAD Insurance Show (Making a Difference in Insurance)!

If you’re looking to review your Individual, Medicare, or Employee Benefits health insurance options — we’re here to help.

📞 210.880.5316

💻 txstateinsurance.com

Texas State Insurance Services local and trusted guidance for today’s changing insurance landscape.

10/15/2025

💡 Lower premiums without sacrificing care

At Texas State Insurance Services, we’re helping clients pair Direct Primary Care with a high-deductible health plan to keep monthly premiums affordable — while still getting the personalized care they deserve.

It’s a smart, practical approach for families and small business employees looking to make every healthcare dollar count. Let’s find what works best for you.

👉 Call 210.880.5316 or visit txstateinsurance.com