06/02/2026
Federal student loan rates for 2026–27 are set. New loans disbursed between July 1, 2026, and June 30, 2027, will have higher fixed rates than last year, which can add thousands to the cost of a degree over time.
In our latest guide, we break down the new federal rates, how they’re set, and what to consider if you still need to borrow.
https://www.studentchoice.org/2026-27-federal-student-loan-rates/