American Property Financial - Hardy Mays NMLS #229981

04/07/2025

https://www.joemaysmortgage.com/exciting-update-for-homeowners-with-double-wide-manufactured-homes/

04/19/2024

https://conta.cc/446m8OO

01/13/2024

I look for wisdom where ever I go.

01/12/2024

Beautiful day, went for a walk before the freezing weather.

01/08/2024

American Property Financial has created a new website www.joemaysmortgage.com New design with a lot of great content. Hope you enjoy it and find it useful.

06/02/2023

https://conta.cc/3OMqoNY

MMG Weekly If you can't see the newsletter, or would like to view it online, use this link If you have received this newsletter indirectly and would like to be added to our weekly distribution list, u

03/04/2022

Today, We have Good News.

The Bureau of Labor Statistics (BLS) reported that were 678,000 jobs created in February, which was much more than expectations of 400,000. There were 92,000 in positive revisions to December and January. The Unemployment Rate decreased from 4.0% to 3.8%. The unemployment rate is derived from the ho...

01/20/2022

Homes were only on the market for 19 days, even with higher prices and the lack of inventory, speaking to demand.

Existing Home Sales, which measure closings on existing homes, was released this morning for thew month of December. At first glance, this report was a miss. Sales were down 4.6% at an annualized pace of 6.2M units. On a year over year basis, sales are down 7%. But the real story here is inventory -...

01/19/2022

We will still need more housing.

Housing Starts rose by almost 1.4% in December at an annualized rate of 1.702M and are now up 2.5% year over year. Single family, which is most important, fell by 2.3% and are down 11% year over year. Permits rose by 9% in December and are up 6.5% year over year. Single family permits rose 2%, but a...

09/21/2021

But we need more Single Family Homes.

Yesterday, the NAHB Housing Market Index, which is a real time read on builder confidence, rose 1 point to 76 for the month of September, which was better than expectations. Looking at the components, Current Sales rose 1 point to 82, Sales Expectations were unchanged at 81, and Buyer Traffic rose 2...

08/23/2021

Sales Still Up.

Existing Home Sales, which measure closings on existing homes, were up 2% in July to an annual pace of 5.99M units. Sales are up 1.5% year over year. Existing Home Sales are holding Rock Steady and are still at strong levels. Inventory is starting to increase, albeit slowly - There were 1.32M homes....

08/06/2021

Great Jobs Number, How will this effect interest rates?

The Bureau of Labor Statistics (BLS) reported that were 943,000 jobs created in July, which was stronger than expectations of 870,000. Additionally, there 119,000 in positive revisions to May and June combined. The Unemployment decreased from 5.9% to 5.4%. The unemployment rate is derived from the h...