Let’s Talk MorTgage Pro

Let’s Talk MorTgage Pro Erika Slayton, Mortgage Advisor
30 years in lending
Preferred Rate Mortgage

Licensing in TX,AZ,MO NMLS 76823 AZ BK 1036972 NMLS 1850 WE Lend in 49 states!

Equal Opportunity Housing
https://www.nmlsconsumeraccess.org I have been lending since 1996; helping and educating buyers on the best financial options for their family. We are in an ever changing industry and growth both personally and professionally is important to our team. We communicate, provide timely status updates, and keep in touch on the important details of your home loan, both before,

during and after you are closed. Let us help you buy your first home, dream vacation home, invest in real estate, or move up to your next home.

09/08/2026

I love it when a guideline changes and makes it easier for people to finance homes. This one affects manufactured homes and if it’s been moved before…..

09/06/2026

Big news for real estate investors buying rental properties right now. Fannie Mae just updated its rules on documenting rental income with lease agreements.

Under the new guidelines, simple lease documents are no longer enough on their own. You will now need specific proof of rent payments and security deposits depending on the lease type.

Missing these details upfront can catch you off guard and delay your mortgage closing.

Send me a message today to review your rental income strategy and keep your closing on schedule. 🏡

https://myoc.io/Letstalkmortgagepro

NMLS #76823

09/05/2026

Planning to buy a new home while keeping your current one as a rental? Major mortgage rules just changed and it could impact your buying power. You can no longer just show a lease agreement to prove rental income on your departing home. Now you need a formal appraisal rent schedule or detailed market analysis, plus six months of mortgage reserves saved. Missing these new requirements could derail your next purchase before it even starts. Let us review your documentation and reserves before you put an offer on your next home. Send me a direct message today to map out your strategy. 🏡

https://myoc.io/Letstalkmortgagepro

NMLS #76823

Calling all Realtors who want to learn and grow in your business! This event fills up fast, so be sure to text your RSVP...
09/04/2026

Calling all Realtors who want to learn and grow in your business! This event fills up fast, so be sure to text your RSVP to 210-219-7608 to be held at Providence Title at 3239 N Loop 1604 W SATX 78257 Special Guest: Stephanie Paul, Appraiser will be in the house too!

https://myoc.io/Letstalkmortgagepro

NMLS #76823

09/03/2026

Are you planning to buy or refinance a short term rental property? Fannie Mae recently updated the official rules for qualifying with short term rental income. On new purchases, lenders must now automatically reduce your gross rental income by 50 percent to account for expenses. This automatic adjustment can significantly impact your borrowing power and debt to income ratio. Partnering with an experienced professional ensures your investment strategy stays on track under these new guidelines. Send me a direct message today to analyze your scenario before you submit your next application. 🏠

https://myoc.io/Letstalkmortgagepro

NMLS #76823

09/03/2026

It’s masterminding time! Calling all agents who love getting industry insights, education and knowledge this lunch event is for you! Wed 9/16 from 12-2 we are:

Chatting it up with an appraiser Stephanie Paul

Talking property taxes with Hagan Retzloff

Is a closing a funeral?

Talking Ai and Claude (eligible for 1 hr CE credit too!)

Be sure to RSVP as space is limited and lunch is served

NMLS #76823

09/02/2026

Did you know that driving a shiny new car off the lot could cost you your dream home? A high monthly car payment can slash your home purchasing power by more than half overnight. Getting your mortgage strategy in place first helps protect your long term financial goals. Planning to buy a home in the near future? Send me a message today before you make your next major purchase so we can set you up for success. 🏡

https://myoc.io/Letstalkmortgagepro

NMLS #76823

09/01/2026

Drowning in high-interest credit card or personal loan debt?
Your home equity might be the solution.

By tapping into the equity you’ve built, you could combine that debt into one manageable monthly payment—often at a much lower interest rate. That means less stress and more savings over time.

Whether it’s a cash-out refinance, HELOC, or home equity loan, we’ll help you find the right fit.

📩 Contact me today to get started!
https://myoc.io/Letstalkmortgagepro



NMLS #76823

08/30/2026

It was a fun date weekend with the hubby in Cowtown

Started with a posh steak dinner and Bosc Pear Martini for me and Old Fashioned for John at Grace in Ft Worth and then on to Billy Bob’s for live music (which happens to be one of our fave things to do). We love Jake’s vintage style of music and his and his drummers suits were awesome.

Then Charley Crockett and his unique style and terrific voice and his band even with a trumpet!





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18410 US Highway 281 N Suite 109-7D
San Antonio, TX
78259

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