Let’s Talk MorTgage Pro

Let’s Talk MorTgage Pro Erika Slayton, Mortgage Advisor
30 years in lending
Preferred Rate Mortgage

Licensing in TX,AZ,MO NMLS 76823 AZ BK 1036972 NMLS 1850 WE Lend in 49 states!

Equal Opportunity Housing
https://www.nmlsconsumeraccess.org I have been lending since 1996; helping and educating buyers on the best financial options for their family. We are in an ever changing industry and growth both personally and professionally is important to our team. We communicate, provide timely status updates, and keep in touch on the important details of your home loan, both before,

during and after you are closed. Let us help you buy your first home, dream vacation home, invest in real estate, or move up to your next home.

The 𝐛𝐞𝐬𝐭 rate is not always the lowest rate. It is the one that fits your overall plan. A rate is only part of the story...
06/09/2026

The 𝐛𝐞𝐬𝐭 rate is not always the lowest rate. It is the one that fits your overall plan. A rate is only part of the story, and structure, timing, and long-term goals matter just as much. If you want to look at the full picture, message me.
https://myoc.io/Letstalkmortgagepro



NMLS #76823

06/06/2026

Curious about how much sellers can contribute to closing costs on VA loans? You're not alone! Many people are confused about the rules, especially when it comes to what's covered and how concessions work.

Great news—on a VA loan, sellers can cover all your closing costs and prepaids without a percentage cap! However, they're limited to 4% on concessions, which means extra perks like paying off debts or even getting that fridge with the purchase.

Whether you're a current service member or a veteran diving into VA loans, I'm here to make things easy. Ready to explore your options or have more questions? Comment below or reach out directly. Let's turn concerns into homes! 🏡

https://myoc.io/Letstalkmortgagepro

NMLS #76823

Everyone’s trying to “time the market”…But the truth is—nobody can predict it perfectly.Not experts. Not headlines. Not ...
06/04/2026

Everyone’s trying to “time the market”…

But the truth is—
nobody can predict it perfectly.

Not experts. Not headlines. Not your neighbor.

The real question isn’t timing the market…
it’s having the right strategy for YOUR situation.

https://myoc.io/Letstalkmortgagepro

NMLS #76823

06/04/2026

Rates aren’t one-size-fits-all. The better question is what rate fits your budget, credit profile, and long-term goals. Sometimes structure matters more than the headline number. Want to see what works for you? DM me and I can walk you through options.
https://myoc.io/Letstalkmortgagepro



NMLS #76823

You do not need perfect timing. You need a clear strategy. Know your numbers, understand your options, and be ready to a...
06/02/2026

You do not need perfect timing. You need a clear strategy. Know your numbers, understand your options, and be ready to act when the right opportunity fits your situation. If you want help building a plan, message me.
https://myoc.io/Letstalkmortgagepro



NMLS #76823

We each have a role to play in the dream of homeownership. And making this dream happen takes hard work, dedication, an...
05/29/2026

We each have a role to play in the dream of homeownership. And making this dream happen takes hard work, dedication, and having the common goal of helping people. Thank you for trusting us over the years to make it happen for you.

It’s true. If it’s not yours, it is someone else’s. The only difference is; you are building up their equity, not your ...
05/28/2026

It’s true. If it’s not yours, it is someone else’s. The only difference is; you are building up their equity, not your own.

https://myoc.io/Letstalkmortgagepro

NMLS #76823

Rates will change. They always do.But trying to time the market perfectly?That’s not a strategy.Having a plan is.https:/...
05/28/2026

Rates will change. They always do.
But trying to time the market perfectly?
That’s not a strategy.

Having a plan is.
https://myoc.io/Letstalkmortgagepro



NMLS #76823

05/27/2026

Hey friends! Exciting news for aspiring homeowners and anyone looking to improve their credit score! With the new VantageScore 4.0 on its way, there's a fresh strategy you might not know about yet—and it could make all the difference. Curious about this easy credit-enhancing tip?

Join me, Erica Slaton, on Coffee and Credit as I break down the power of paying your credit card twice a month and exceeding those minimum payments. Your future self (and maybe even your dream home) will thank you for it!

Don’t forget to tag someone who should see this advice, and follow for more tips and updates on navigating your mortgage journey!
🚀

https://myoc.io/Letstalkmortgagepro

NMLS #76823

The opportunity isn’t just lower rates.It’s being ready when they happen.Let’s make sure you’re in position.https://myoc...
05/26/2026

The opportunity isn’t just lower rates.
It’s being ready when they happen.

Let’s make sure you’re in position.
https://myoc.io/Letstalkmortgagepro



NMLS #76823

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18410 US Highway 281 N Suite 109-7D
San Antonio, TX
78259

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