FutureWise Insurance

01/15/2026

🚀 Hiring: Licensed Health Insurance Admin Assistant
📍 TX & FL | Remote-Friendly

FutureWise Insurance is looking for a licensed health insurance administrative assistant to support our growing agency.

Requirements:
✔ Active TX or FL health insurance license
✔ ACA / Marketplace experience preferred
✔ Strong admin + CRM skills

Great opportunity to work with a modern, fast-growing insurance agency with remote flexibility.

📩 Interested? DM me.

08/18/2025

The Best Carriers for Short-Term Medical Insurance in 2025:

Choosing the right STM carrier can significantly affect your success as an agent. Here’s
a breakdown of top carriers and what they offer.

Top STM Carriers:
· UnitedHealthcare: Strong brand, national network, high agent support
· Pivot Health: Competitive pricing, flexible terms, solid commissions
· National General (Allstate): Great tech platform, customizable plans
· The IHC Group: Niche options, telehealth add-ons

Comparison Table:
Carrier | Network | Commission | Tech Support | Max Term
UHC National High Excellent 3x12 mo
Pivot PPO Mid-High Good 364 days
NatGen PPO High Excellent 36 mo

Choosing the right mix depends on your client base, state, and comfort with their tech and tools.

FutureWise helps agents make data-informed decisions.

Call us today to get contracted!

08/04/2025

How Insurance Agents Can Make Money Year-Round With STM Plans

Selling ACA products is often seasonal, leaving many agents with limited income during the off months. Short-Term Medical changes that dynamic.

Year-Round Opportunity
STM plans don’t require a Qualifying Life Event or follow an Open Enrollment period. You can sell STM 12 months a year to: - Gig workers - Freelancers - Early retirees - Students

Commission Potential
While commissions vary by carrier and product, STM often pays agents higher up-front commissions than ACA plans. Many pay per-policy instead of per-member, which boosts income per household.

Case Example:
A FutureWise agent sold 40 STM policies over a 3-month period during the ACA off-season, generating over $12,000 in commissions. Many of these clients later converted to ACA or supplemental products.

Upsell Opportunity
STM is a gateway to ancillary products: dental, vision, critical illness, accident, and hospital indemnity. Bundling increases revenue and client satisfaction.

FutureWise helps agents with lead-gen tools, quoting software, and access to top-paying STM carriers.

07/21/2025

Top 5 Reasons Clients Choose Short-Term Medical Over ACA Plans

Not every client fits neatly into the ACA mold. Many are looking for alternatives that offer affordability, simplicity, and fast approval. Here are the top five reasons clients often choose STM over ACA.

1. Cost Savings
STM plans often cost 50% to 70% less than unsubsidized ACA plans. This is a game-changer for middle-income clients who don’t qualify for subsidies.

2. No Enrollment Deadlines
Unlike ACA, STM plans can be purchased any time of year, giving agents more opportunities to close deals.

3. Flexible Coverage Terms
STM plans can be customized from 30 days to several months (depending on the state). This makes them ideal for transitional life stages.

4. Fast Application Process
Most STM applications take less than 10 minutes to complete, with approvals issued within 24 hours. No long waiting periods.

5. Healthy Clients Prefer It
For individuals with minimal medical history, STM plans provide major savings while covering basic medical needs.

As an agent, knowing how to present STM as a smart financial choice (not a fallback) is crucial.

We provide training and quoting tools to help agents integrate STM sales into their existing workflow quickly.

Call us today to get contracted!

11/06/2024

All hail King Frank!

05/09/2024

05/09/2024

We are hiring licensed insurance agents! Looking for an exciting 😀and high-earning career? Apply today! Schedule a phone call here:

Please choose a suitable time for a meeting with me. I look forward to speaking with you!

01/15/2024

Today we honor the life and legacy of Martin Luther Kind Jr. Thank you for your love and dedication for humanity, unity and justice.

09/23/2023

What a good day for a beautiful Saturday!

A fun-filled Saturday with numerous different events such as a fall festival, music, and sports:

🔸Free Festival & Fall Market Day @ Eisenhower Park, from 8am to 1pm - The Banquet Table is once again bringing coffee and nonprofits together with a Free Festival + Fall Market Day at Eisenhower Park on the first day of fall. Bring the family to hike, shop, eat, and play as you learn about local nonprofits and small businesses. From 8 a.m. to 1 p.m., there will be free games and crafts for the whole family, and of course, coffee.

🔸2023 Rey Feo Superhero River Parade @ Arneson River Theatre, starts at 7pm - Fiesta may seem long gone but it’s always a good time for a night river parade. This fundraiser for Rey Feo Scholarships brings all your favorite superheroes to the downtown loop of the Riverwalk. Official seating is at the Arneson River Theatre and includes refreshments and entertainment. Doors open at 6:30 p.m. and the parade starts at 7.

🔸San Antonio FC v. Orange County FC @ Toyota Field, starts at 7:30pm - Coming off a draw against the Tampa Bay Rowdies, San Antonio FC is back at it against the Orange County FC this weekend. It’s Kick Childhood Cancer Night, so the first 1,000 fans will receive a commemorative T-shirt from Methodist Healthcare. Come out and cheer for the home team while you support a great cause. Kickoff is at 7:30 p.m.

🔸The Wailers @ Sam's Burger Joint, starts at 8:30pm - The remaining members of Bob Marley and the Wailers are finishing up a whirlwind summer tour with a pair of shows in Texas including Saturday at Sam’s Burger Joint. The group, still committed to the reggae sound and messages of love, unity, and social justice, released One World in 2020 and are working on a new album with Emilio Estefan. Get ready for a night of classic hits and inspiring new material. Ages 18 and up. Doors open at 7:30 p.m. and music starts at 8:30.

🔸Ska v. Cumbia @ Bang Bang Bar, starts at 8pm - Visit the Bang Bang Bar Saturday night for a mashup of ska and cumbia sounds to get you on your feet. Local bands include Spies Like Us, Tarasco Tropical plus special guest The Fixations. Doors open at 8 p.m. Ages 21 and up.

and so much more!

For more information or other fun events, check out the EventBrite website: https://www.eventbrite.com/d/tx--san-antonio/events--this-weekend/

09/22/2023

Another wonderful and Happy Friday! 🎉

There are a few exciting events for tonight in San Antonio:

🔸Tanaka Block Party @ Cherrity Bar from 5pm to 10pm - World Class Tournaments and Cherrity Bar are teaming up for a night of anime fun and gaming. The event offers more than 20 vendors showcasing an array of different anime merchandise and artwork from 5-10 p.m., along with live entertainment. While you’re there, compete in a free cosplay contest or put your “Demon Slayer” skills to the test. Enjoy some ramen from Cherrity Bar and tasty drinks as well. Event is all ages.

🔸Cowgirl Clue @ Paper Tiger, starts ay 8pm - Austin’s Cowgirl Clue is playing a show at the Paper Tiger Friday. Having just released a new album, Rodeo Star, the versatile artist is touring, bringing her music with electronic, country, and pop sounds to venues around Texas and the West Coast. She performs with Glixen and Lucy. Doors open at 7 p.m. and music starts at 8. 🎸🥁🎹🎤

🔸Deon Cole: My New Normal @ The Aztec Theatre, starts at 8pm - Get ready for a night of laughs as Deon Cole of Black-ish fame makes an appearance at the Aztec Theatre. Known for the Netflix special “Charleen’s Boy” in 2022, Cole is also set to appear in a new adaptation of The Color Purple this winter. Ready to bring you tales of love and life that comprise his “New Normal,” Cole will keep you in stiches at this 18 and up show. Curtain is at 8 p.m. 🎬🎭

🔸Eden Munoz @ Majestic Theatre, starts at 8pm - Mexican singer and accordionist Edén Muñoz makes a stop at the Majestic as part of his Consejos Gratis U.S. tour promoting the album of the same name. The former Calibre 50 member branched out on his own last year with much success with singles such as “Chale” and “Abcedario.” Show is at 8 p.m. 🎤🎸



For more information or other cool events, go to the EventBrite website: https://www.eventbrite.com/d/tx--san-antonio/events--this-weekend/

09/21/2023

Are you just as ready for the scares and sweets for Halloween?

We can't wait for all the goodies autumn and halloween brings!

This is a wonderful mix of sweet and salty yummy goodness that tackles all the cravings in one!

Check out this yummy sweetness recipe here: https://crayonsandcravings.com/halloween-bark-recipe/

SWEET & SALTY HALLOWEEN BARK 🎃
https://crayonsandcravings.com/halloween-bark-recipe/

09/19/2023

It's Taco Tuesday!!!

Whatcha cooking tonight?

Here is a delicious cheesy Chile Verde Chicken and Rice Casserole recipe from The Roasted Root if you're interested in something new and fun!

This Chile Verde Chicken and Rice Casserole Recipe goes out to all my green salsa lovers!: https://www.theroastedroot.net/salsa-verde-chicken-and-rice-casserole/ Top it with avocado, tomatoes, sour cream, and/or hot sauce or salsa for delicious cheesy comfort food!