Jeff Cruz Team at Guild Mortgage

10/30/2026

5.0 star review received on Experience.com for Jeffrey Cruz by James V - Everyone I came into contact with was professional, friendly and helpful. They made the experience easy.

Click to see all 629 reviews of Guild Mortgage - Jeffrey Cruz, Branch Manager | NMLS # 225971

10/29/2026

Recent condo lending changes mean lenders must conduct a more detailed review of the property's HOA, making early planning more important than ever. The good news is you don't have to navigate it alone. We'll partner with you every step of the way to simplify the process and identify the best financing option for your situation.

10/25/2026

Reverse mortgages come with plenty of opinions. But how many are based on the facts?
Understanding how a reverse mortgage works can help you separate common misconceptions from what this option may actually mean for you, your home and your heirs.
Get the facts. Know your options. Talk with a Guild Mortgage loan officer to see if a reverse mortgage could work for you.
https://www.guildmortgage.com/jeffreycruz

10/23/2026

5.0 star review received on Experience.com for Jeffrey Cruz by Anthony L - Jeff was excellent. He listened to my concerns, answered all of my questions, showed genuine care and made the entire process and excellent experience. I feel like I not only was serviced, at a very high professional level, but also gained a new friend.

Click to see all 628 reviews of Guild Mortgage - Jeffrey Cruz, Branch Manager | NMLS # 225971

10/22/2026

They say home is where the dog is-and I couldn't agree more. 🐾 Excited to help more families (and their pets!) find the perfect place to call home.

10/19/2026

Breaking barriers. Building home. We're thrilled to celebrate Guild's 2026 Scotsman Guide Top Women Originators across the nation. From first-time buyers to growing families, these women are helping neighbors become homeowners in our communities.

10/16/2026

Two neighbors. Same house, same income, same loan.

One starts the plan. By 2035 they’re debt-free. The other has 21 years to go. Be household B.

See your debt-free date — link in bio.
https://debtdonedate.com/r/jeffrey-cruz/reel_two_households_ig

10/15/2026

You don't need a 20% down payment. Cross our heart, hope to cry, stick a needle in our eye. We pinky promise. 🤙

10/13/2026

This time of year reminds us that letting go is part of every season.

As a Certified Divorce Lending Professional (CDLP®), I often see decisions about the home being made before anyone has looked at what they will mean for the mortgage.

If you are going through a divorce, you are letting go of a lot right now. That deserves patience. What comes next deserves a plan.

Before you sign the settlement, find out how its terms will affect your ability to keep the house, refinance, or buy your next home. Getting those answers early gives you the chance to make choices with clear information rather than finding out after the agreement is final.

If you or someone you know is facing these decisions, I would be glad to talk through your situation.

10/12/2026

Attention Loan Officers! Guild's servicing team monitors your existing customers and notifies them on your behalf of any refinancing opportunities, so you can keep the ball rolling with your relationships. Your customers come back to you-not to a call center for you to lose business. Let's talk about how YOU can fit into what we are building at GUILD!