Allison & Thompson Insurance Services

08/27/2026

A five-star review is never something we take for granted, so thank you to every client who has left one.

Across these stories, the most common comment we hear is that we took the time to understand a business and its risks before recommending any coverage. That is the risk-first approach this agency was built on, and reviews like those tell us it is working.

If we have helped protect your business, a quick Google review helps the next owner find us. Just search Allison & Thompson Insurance.

08/25/2026

If your restaurant or bar premiums jumped this year, you are not imagining it, and you are not alone.

Across San Antonio, carriers have tightened underwriting for the hospitality sector. More claims tied to injuries, liquor liability, and property losses have made insurers pickier about who they cover and at what price.

The venues holding their rates down tend to be the ones with strong documentation. Clean incident logs, current staff training records, and clear safety procedures give a carrier a reason to say yes on better terms.

If your renewal is coming up, we can review your exposures before it goes into effect. Call our San Antonio office at 210-399-0210.

08/20/2026

Home health and senior care are among the most rewarding fields to work in, and among the riskiest to insure. Between patient safety, staffing, and data, claims keep climbing.

The pressure hits from several sides: professional liability when care goes wrong, general liability for in-home visits, and rising cyber risk as patient data spreads across phones and laptops. Most agencies stop at a standard policy and miss what's underneath, like a contract that shifts liability onto you or a lapse in credential tracking.

We built a program specifically for this work. Take a look at allisonandthompsoninsurance.com.

08/18/2026

Most agencies start with a quote. We start with you.

Before we talk coverage, we run a risk survey: a straightforward look at where your business could actually lose money, from the contracts you sign to the gaps in day-to-day operations. It is the difference between buying a policy and building protection that fits how your company works.

That approach pays off most in demanding fields like home health, senior care, and hospitality, where exposures are specific, and margins are thin. Learn more about our philosophy at allisonandthompsoninsurance.com.

08/13/2026

To an underwriter, a quiet neighborhood bar and a high-volume nightclub are two very different risks, even if both simply serve drinks.

Nightclubs carry more of what drives claims: bigger crowds, later hours, and higher odds of an incident on the floor. Carriers price all of it in, which is why coverage keeps getting harder and costlier to hold.

What sets the better-priced venues apart is proof they run a tight room. Documented security, crowd control, and incident reports show an underwriter that safety comes first.

If you run a late-night venue, we can assess your exposures before renewal. Reach us at allisonandthompsoninsurance.com.

08/11/2026

Nothing stalls a job faster than a certificate of insurance you can't produce on time. For Texas contractors, the terms you get often hinge on three things underwriters check first:
Subcontractor agreements, especially who carries liability when work is passed downSafety documentation, from training records to site protocolsLoss history, which tells a carrier how you manage risk over time
Sorting these out ahead of time keeps your bids moving and your projects on schedule. Have us review your setup at allisonandthompsoninsurance.com.

05/04/2026

⭐⭐Thank you for the amazing FIVE ⭐ review, Carlos Valenciano!⭐⭐

Here is what Carlos Valenciano had to say about the team at Allison & Thompson!

"Loy and her team ALWAYS have my business and personal interests first. Allison & Thompson has never let me down in my nearly 10 years of working with Loy and her team. I highly recommend everyone give Loy and her team a call and give them an opportunity to show you how they can help save you and your business money and most importantly business heartache. Put simply Loy and her team are the best of what they do and I highly recommend them to everyone!!!!!

- Carlos Valenciano 10 year business owner"

💪We would love the opportunity to earn your business! Please click the link below 👇to get started on a Home or Auto quote today.💪

Allison & Thompson has requested that you submit your insurance information.

03/16/2026

⭐⭐Thank you for the amazing FIVE ⭐ review, Clayton Saliba!⭐⭐

Here is what Clayton Saliba had to say about the team at Allison & Thompson!

"Have taken great care of us for years! Thanks Loy and Tim!"

We would love the opportunity to earn your business! Please leave a comment below 👇or send us a DM today.

Allison & Thompson has requested that you submit your insurance information.

02/04/2026

⭐⭐Thank you for the amazing FIVE ⭐ review, Anita Kapustin!⭐⭐

Here is what Anita Kapustin had to say about the team at Allison & Thompson!

"I contacted Loy for help with home insurance and she was awesome. She took the time to review my coverage, making sure I understood all the different areas of the policy and offered very helpful and valuable tips and advice. I highly recommend her services for all your insurance needs!"

💪We would love the opportunity to earn your business! Please click the link below 👇to get started on a Personal or Commercial quote today.💪

Allison & Thompson has requested that you submit your insurance information.

12/04/2025

⭐⭐Thank you for the amazing FIVE ⭐ review, Brian Hicks!⭐⭐

Here is what Brian Hicks had to say about the team at Allison & Thompson!

"Loy and her team are very thorough, transparent, and worked very diligently to meet our needs in getting insurance for our business in a short time period."

💪We would love the opportunity to earn your business! Please click the link below 👇to get started on a Personal or Commercial quote today.💪

Allison & Thompson has requested that you submit your insurance information.