Allison & Thompson Insurance Services

09/30/2026

Before construction, renovation, remodeling, or installation work begins, it is important to understand how builder’s risk insurance can help protect the project.

Builder’s risk coverage may help address certain property losses involving the building, materials, and equipment during the course of construction. However, coverage should be tailored to the project’s scope, completed value, timeline, materials, contractual requirements, and parties involved.

At Allison & Thompson Insurance and Risk Management Solutions, we approach construction insurance through a risk-management lens. We help artisan contractors and businesses in San Antonio and nationwide evaluate project-specific exposures and explore commercial insurance options that align with their needs.

If you have an upcoming project, contact our team to discuss builder’s risk coverage and the details that should be considered before work starts.

09/24/2026

Most restaurant and bar losses are not bad luck. They follow patterns, which means they can be prevented. Three of the most common claims share simple fixes:
Slip and fall injuries, cut down by routine floor checks and a written cleaning logEmployee and guest incidents, reduced when staff are trained and the training is documentedLiquor liability, managed with clear overservice policies and ID procedures
None of this is complicated, but it adds up to fewer claims and stronger footing at renewal. We can help you put the right protocols in place: allisonandthompsoninsurance.com.

09/18/2026

On a construction site, safety training is a critical part of a strong risk-management strategy. It can help protect employees, reduce the likelihood of claims, limit costly downtime, and support a safer operation overall.

Regular OSHA-focused training helps workers identify jobsite hazards, understand injury-prevention practices, and respond appropriately when a concern or incident arises.

A comprehensive safety plan cannot remove every construction risk, but it is an important step toward helping artisan contractors strengthen their operations and protect their teams.

At Allison & Thompson Insurance and Risk Management Solutions, we help businesses connect safety training, loss control, and construction insurance into a risk-management approach that fits their unique exposures. If you would like to discuss your operation, our team is ready to help.

09/16/2026

⭐⭐Thank you for the amazing FIVE ⭐ review, kathleen Hairston!⭐⭐

Here is what kathleen Hairston had to say about the team at Allison & Thompson!

"Very responsive to our needs ,helpful and efficient."

💪We would love the opportunity to earn your business! Please click the link below 👇to get started on a Home or Auto quote today.💪

Allison & Thompson has requested that you submit your insurance information.

09/15/2026

Starting or growing a home health agency? The first thing we do is not sell you a policy. We ask questions.

A good risk survey digs into the parts of your operation that quietly carry the most exposure, from how you vet and credential staff to how patient records are protected and who is covered when employees drive clients around. The answers shape a program built for your actual risks, not a template made for someone else.

It is the kind of guidance we are known for in this niche. Start the conversation at allisonandthompsoninsurance.com.

09/11/2026

Fall Prevention Awareness Month is a timely reminder that workplace safety and risk management go hand in hand.

For businesses in allied healthcare, senior living, hospitality, and construction, slip, trip, and fall hazards can lead to serious injuries, operational disruption, and costly commercial insurance claims. Many incidents can be prevented through routine inspections, clear walkways, prompt maintenance, proper lighting, and employee awareness.

At Allison & Thompson Insurance and Risk Management Solutions, we help businesses identify exposures before they become claims. A proactive approach to workplace safety can protect your people, strengthen your operations, and support a more effective commercial insurance strategy.

Swipe through for practical fall-prevention reminders, and contact our team if we can help you evaluate your workplace risks.

09/09/2026

Ransomware is a growing risk for businesses of every size, from allied healthcare and senior living providers to restaurants, bars, contractors, and professional service firms.

A strong cyber risk-management plan starts with practical safeguards: train employees to spot phishing attempts, use multifactor authentication, keep systems updated, limit access to sensitive data, and maintain secure, tested backups.

These steps can reduce your exposure, but no prevention strategy can eliminate cyber risk entirely. Commercial cyber liability insurance can help your business respond to ransomware, manage recovery costs, and move forward with greater confidence after an incident.

At Allison & Thompson Insurance and Risk Management Solutions, we help businesses in San Antonio and across the country evaluate cyber exposures and build commercial insurance strategies around their real-world risks.

Contact our team to review your current cyber coverage or explore your options.

09/07/2026

Wishing our clients, partners, and community a wonderful Labor Day.

As we recognize the hard work that keeps businesses moving forward, we hope you have an opportunity to enjoy a well-deserved break.

Please note that Allison & Thompson Insurance and Risk Management Solutions will be closed Monday, September 7, in observance of Labor Day. Our office will reopen Tuesday, September 8.

We look forward to continuing to support your commercial insurance and risk-management needs.

09/03/2026

Before you sign a vendor or client contract, read the insurance section twice.

It is one of the easiest ways a business takes on risk it never agreed to. An indemnity clause can put you on the hook for someone else's mistakes, and a coverage requirement can demand limits your policy does not carry, stalling the deal or leaving you out of compliance the moment you sign. Neither is obvious unless you know where to look.

Reviewing contracts before they are signed is part of how we protect our clients. Send yours our way at allisonandthompsoninsurance.com.

08/27/2026

A five-star review is never something we take for granted, so thank you to every client who has left one.

Across these stories, the most common comment we hear is that we took the time to understand a business and its risks before recommending any coverage. That is the risk-first approach this agency was built on, and reviews like those tell us it is working.

If we have helped protect your business, a quick Google review helps the next owner find us. Just search Allison & Thompson Insurance.