Desmond Hines, Agent with New York Life

02/20/2024

A common misconception is that a spouse’s income is enough to cover the bills in the event of a disability. But two-income households tend to have higher fixed expenses—like mortgage payments—than single-income families. Even if that’s not the case for your family, other discretionary expenses will likely suffer if one income is eliminated. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. ** The Two-Income Trap: Are Two-Earner Households More Financially Vulnerable?”, Center for Economic Studies, June 2019

Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

01/29/2024

Just taking one step at a time can lead to success. From securing your retirement to preparing for your child's education, no matter where you are on your financial journey, I can help you build a legacy your family can be proud of. Reach out and let's get started today.

Build a strong financial future for yourself and your family with New York Life. We're proud to serve the African American community with life insurance and other financial products.

01/29/2024

There’s been a lot of student loan forgiveness news to keep track of, so here’s a recap of the five biggest student loan updates and what to look out for this year.

It has been an eventful year for student loan borrowers, to say the least. But good news may be on the way in the new year.

01/22/2024

Read this article to discover how purchasing coverage in your 50s can help you prepare for potential costs and secure your future. https://cbsn.ws/3vMmPQo

01/22/2024

Protect your future by being prepared for the unexpected. Learn more about disability insurance today.
https://nyl.co/3Usjmkr

11/29/2023

If you could set up something for your kids that would cut them a check for Christmas or their birthday for the rest of their life would you do it?

09/14/2023

Are you about to get married? Since September is Life Insurance Awareness Month, we thought you might like to see how our proven, dependable policies can help protect the future you have planned and honor the lifelong commitment you are making together. With more than 178 years of experience, you can trust New York Life to keep our promises and be there for you and your spouse when needed.

Are you prepared for the next big life moves following your wedding? Discover how you can plan ahead for married life today with help from New York Life.

09/14/2023

When was the last time you reviewed your life insurance policy to see if you need to update your beneficiary information or add additional coverage? Since September is Life Insurance Awareness Month, it’s as good a time as any to review your coverage with your agent and make sure your loved ones are fully protected.

Life Insurance from New York Life offers protection at its core, but it can do so much more! Learn from our financial professionals what it has to offer you.

09/13/2023

At New York life, we realize that knowledge is the key to effective retirement planning. That’s why we thought Life Insurance Awareness Month would be a good time to remind you how versatile life insurance can be. In addition to protecting your family’s lifestyle and future, some policies can even give you a tax-advantaged way to prepare for retirement. Contact us today and find out what 178 years of experience can do for you.

With whole life insurance from New York Life, you're guaranteed lifetime protection with savings. Discover how much it has to offer you and your family today!

09/12/2023

Are you an entrepreneur or small-business owner? Since September is Life Insurance Awareness Month, this is the perfect time to see how the right coverage can help protect your business interests, employees, and even your succession plans. Contact New York Life today and find out how you can put 178 years of knowledge and experience to work for you.

Learn how insurance from New York Life can protect and support your small business, from guiding succession planning to providing incentives for your employees.

09/12/2023

Do you know that September marks the 20th anniversary of Life Insurance Awareness Month? It's a great time to take a step back, reassess your life insurance needs, and make sure you have enough coverage in place. With more than 178 years of experience, New York Life can help make sure that your family and future are protected.

Life Insurance from New York Life offers protection at its core, but it can do so much more! Learn from our financial professionals what it has to offer you.

09/12/2023

Watching your grandkids grow up is a grandparent's greatest joy, but being able to help them become who they want to be is one of the greatest gifts you can give. Learn how a 529 college savings plan and supplemental funding from a whole life insurance policy can help you give the next generation a gift they'll always cherish.

Give the gift of education by starting college funds for your grandchildren with help from New York Life. Secure their future with life insurance or a 529 plan.