Chema Rivera, Financial Services Professional with Nylife Securities LLC.

01/31/2024

Check out Money magazine’s "How to Create a Life Insurance Retirement Plan" by Jeremi Davidson, explaining how a strategy of using the cash value of a permanent life insurance policy to supplement retirement income can enhance your retirement strategy, offering both the protection of life insurance along with the potential growth of retirement assets.

11/25/2023

Today, we celebrate the backbone of our communities – small businesses! As a New York Life agent, I can provide tailored solutions to protect the business you’ve worked diligently to build. Together, we can build a secure future for you and your business. Let’s talk today!

Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

10/24/2023

Feliz Día de los Mu***os! As you celebrate the legacies of loved ones who came before, it's important to protect the one you create today. Having an estate plan can help you examine your financial needs and assets in order to make sure that your family is provided for in the best possible way. Reach out and let me help you build a brighter future for generations to come. ***os

Avoid complications by planning out your estate today. Learn the difference between a will and living trust in an estate plan.

09/22/2023

Most Americans (58%) plan on retiring after age 60.* What’s the first thing you plan to do when you retire?

* https://bit.ly/3ZruNcm

07/01/2023

Sometimes the best gift you can receive is a little free financial advice. Learn what you should consider before retirement and reach out if you want to know more. As always, I'm here to help.

When financially preparing for retirement, remember to consider five things about income sources and preparation.

06/18/2023

Are you getting the most out of your 401(k)-company match? Take a closer look at how it works so you don’t leave free money on the table.

A 401(k) company match allows you to save even more for retirement. Learn how a 401(k) employer match works and how to take advantage of it.

05/11/2023

A NerdWallet survey reports retiree-hopefuls plan to leave full-time work at age 57. If you’re interested in doing the same, then take these steps to retire 10 years earlier.

A new NerdWallet survey finds that retiree-hopefuls plan to leave full-time work at age 57, on average. Here’s how you can bow out of the workforce a decade early.

02/13/2023

Here are four ways you can take advantage of a down market and improve your financial situation.

With markets down for the year, it may seem that all the news is bad. But now could be a good time to make some profitable moves.

02/03/2023

Family is what you make it, so make sure your loved ones and all your dreams for the future are protected.

Whole life insurance can be a great investment for you and your family. Learn how this type of investment can support your financial goals.

01/25/2023

Winter may inspire you to start comparing warmer coats, but when it comes to comparing retirement options, knowing which ones will protect you best isn’t always easy. That’s why I’m here to help. Read this article and let’s talk.

Read the pros and cons of fixed deferred annuities and CDs. Compare taxation and rates of CDs vs fixed annuities, and decide which is best for you.

01/23/2023

Student loan debt and the housing crisis make it harder for Millennials to save for retirement, but here are ways you can navigate those obstacles to ensure you have an adequate nest egg.

Wages had been stagnating for 30 years since the early 1970s by the time the oldest millennials started trickling into the workforce at the turn of the 21st century. Since the late 1970s, productivity...

01/15/2023

Here are a few questions you need to start asking yourself to help make sure you save enough money for retirement.

Start saving by asking questions.