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The Right Rate. The Right Home. NMLS #2320473
NMLS Access: https://www.nmlsconsumeraccess.org
Equal Housing Opportunity
(1)

10/16/2026

🏡✨ HERE WE GROW AGAIN! 🍑

Direct Rate Mortgage is officially licensed in GEORGIA! 🎉

We’re excited to continue expanding our reach and helping even more families turn their homeownership dreams into reality!

📍 Georgia, we’re ready for you!

New state. New opportunities. Same commitment to exceptional service.

Direct Rate Mortgage | Your Home. Our Priority. 🏡

This is for informational purposes only and not a commitment to lend.
Terms subject to change without notice. Loans subject to credit approval. Actual interest rate, APR and payment may vary based on the
specific terms of the loan selected, verification of information, your
credit history, the location and type of property, property appraisal
and other factors. Stated rate may change or not be available at the
time of loan commitment or lock-in. Certain limitations apply, call for details.
Direct Rate NMS ID 2320473
NMLS Consumer Access: www.nmlsconsumeraccess.org
Licensed by California Department of Financial Protection and Innovation. Loans made or arranged pursuant to California Financing Law License
60DBO-190678

10/15/2026

Leadership starts at the top!

Not only does our CEO create these for the team each week, but he also hand delivers them to us!

If you are looking to be part of a team that cares about more than just the bottom line, Level/Direct Rate is the place for you!

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This is for informational purposes only and not a commitment to lend.
Terms subject to change without notice. Loans subject to credit approval. Actual interest rate, APR and payment may vary based on the
specific terms of the loan selected, verification of information, your
credit history, the location and type of property, property appraisal
and other factors. Stated rate may change or not be available at the
time of loan commitment or lock-in. Certain limitations apply, call for details.
Direct Rate NMS ID 2320473
NMLS Consumer Access: www.nmlsconsumeraccess.org
Licensed by California Department of Financial Protection and Innovation. Loans made or arranged pursuant to California Financing
Law License 60DBO-190678

10/09/2026

🔑🏡 FUNDING FRIDAY! 🎉

Another successful closing and another dream of homeownership becoming a reality! 💙

Congratulations to our happy homeowners! 🏡✨ A huge thank you to everyone involved for making this a smooth and successful closing. Teamwork makes the dream work!

At Direct Rate Mortgage, we love turning homeownership dreams into reality, one closing at a time! 🔑

📲 Ready to make your move? Let’s get you home!

This is for informational purposes only and not a commitment to lend.
Terms subject to change without notice. Loans subject to credit approval. Actual interest rate, APR and payment may vary based on the
specific terms of the loan selected, verification of information, your
credit history, the location and type of property, property appraisal
and other factors. Stated rate may change or not be available at the
time of loan commitment or lock-in. Certain limitations apply, call for details.
Direct Rate NMS ID 2320473
NMLS Consumer Access: www.nmlsconsumeraccess.org
Licensed by California Department of Financial Protection and Innovation. Loans made or arranged pursuant to California Financing Law License 60DBO-190678

10/07/2026

🏡 Quick mortgage question… would you know the answer? 👀

Does getting prequalified hurt your credit? 🤔

Drop your guess below: YES or NO? ⬇️

No Googling. No judgment. 😂
Then stick around—we’ll break down what actually happens when you get prequalified.

And if you’re thinking about buying but don’t know where to start, DM US. Let’s talk! 💙

——————-
This is for informational purposes only and not a commitment to lend.
Terms subject to change without notice. Loans subject to credit approval. Actual interest rate, APR and payment may vary based on the
specific terms of the loan selected, verification of information, your
credit history, the location and type of property, property appraisal
and other factors. Stated rate may change or not be available at the
time of loan commitment or lock-in. Certain limitations apply, call for details.
Direct Rate NMS ID 2320473
NMLS Consumer Access: www.nmlsconsumeraccess.org
Licensed by California Department of Financial Protection and Innovation. Loans made or arranged pursuant to California Financing
Law License 60DBO-190678

10/02/2026

Another happy homeowner! 🏡✨

We’re so grateful for clients who trust us to be part of such an important milestone. From start to finish, our team is committed to making the home loan process smooth, seamless, and stress-free. 🤝💙

Thank you, Regina, for the amazing review! ⭐️⭐️⭐️⭐️⭐️

Ready to make your homeownership goals a reality? Let’s get you home! 🔑🏠

This is for informational purposes only and not a commitment to lend.
Terms subject to change without notice. Loans subject to credit approval. Actual interest rate, APR and payment may vary based on the
specific terms of the loan selected, verification of information, your
credit history, the location and type of property, property appraisal
and other factors. Stated rate may change or not be available at the
time of loan commitment or lock-in. Certain limitations apply, call for details.
Direct Rate NMS ID 2320473
NMLS Consumer Access: www.nmlsconsumeraccess.org
Licensed by California Department of Financial Protection and Innovation. Loans made or arranged pursuant to California Financing Law License 60DBO-190678

09/30/2026

The fall market stall came early this year, but it actually gives YOU the upper hand! 🍁🏡

According to the latest September 2026 Monthly Housing Report from Realtor.com, a massive 20.8% of home listings nationwide just cut their asking prices. That is the highest rate of price reductions we have seen for a September since 2018!

With mortgage rates lingering near 7%, many buyers are sitting on the sidelines. Because inventory is piling up, the sellers who are left on the market are highly motivated to negotiate.

What does this mean for your home search?

You have:
🏠 More homes to choose from
🛑 Less competition and fewer bidding wars
💰 Room to negotiate lower prices or seller credits

Instead of waiting for rates to drop (alongside every other buyer), smart buyers are using this exact window to score a deal on the house itself.

Want to see what your home buying power looks like in today’s market? Send us a DM and let’s run the numbers! 📲

MortgageAdvice
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This is for informational purposes only and not a commitment to lend.
Terms subject to change without notice. Loans subject to credit approval. Actual interest rate, APR and payment may vary based on the
specific terms of the loan selected, verification of information, your
credit history, the location and type of property, property appraisal
and other factors. Stated rate may change or not be available at the
time of loan commitment or lock-in. Certain limitations apply, call for details.
Direct Rate NMS ID 2320473
NMLS Consumer Access: www.nmlsconsumeraccess.org
Licensed by California Department of Financial Protection and Innovation. Loans made or arranged pursuant to California Financing
Law License 60DBO-190678

09/25/2026

Funding Friday! 🏡🔑
Another successful closing in the books✨
Congratulations to the new homeowners, and shoutout to Realtor Jay Arbizu for making it happen.

This is for informational purposes only and not a commitment to lend.
Terms subject to change without notice. Loans subject to credit approval. Actual interest rate, APR and payment may vary based on the
specific terms of the loan selected, verification of information, your
credit history, the location and type of property, property appraisal
and other factors. Stated rate may change or not be available at the
time of loan commitment or lock-in. Certain limitations apply, call for details.
Direct Rate NMS ID 2320473
NMLS Consumer Access: www.nmlsconsumeraccess.org
Licensed by California Department of Financial Protection and Innovation. Loans made or arranged pursuant to California Financing Law License 60DBO-190678

09/22/2026

🏡 Think you need 20% down to buy a home? Think again. 👀

That’s one of the biggest home-buying myths out there.

The amount you need can vary depending on the loan program and your situation — so don’t count yourself out before you know your options. 💙

Wondering what you’d need to buy a home? DM US and let’s run the numbers! 👇

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This is for informational purposes only and not a commitment to lend.
Terms subject to change without notice. Loans subject to credit approval. Actual interest rate, APR and payment may vary based on the
specific terms of the loan selected, verification of information, your
credit history, the location and type of property, property appraisal
and other factors. Stated rate may change or not be available at the
time of loan commitment or lock-in. Certain limitations apply, call for details.
Direct Rate NMS ID 2320473
NMLS Consumer Access: www.nmlsconsumeraccess.org
Licensed by California Department of Financial Protection and Innovation. Loans made or arranged pursuant to California Financing
Law License 60DBO-190678

09/18/2026

The best kind of Friday? A FUNDING Friday! 🎉💰

Another loan officially funded and another successful closing in the books. We love seeing all the pieces come together and getting our clients across the finish line! 🏡🔑

09/15/2026

🏡 Mortgage talk shouldn’t feel like a foreign language.

Interest rates? Closing costs? The mortgage process? Which one has you saying, “Wait… WHAT?” 👀

Drop it in the comments! 👇 We’ll break it down without the mortgage jargon. 💙

And if you have a question you’ve been afraid to ask, DM US. We’re here to help!

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This is for informational purposes only and not a commitment to lend.
Terms subject to change without notice. Loans subject to credit approval. Actual interest rate, APR and payment may vary based on the
specific terms of the loan selected, verification of information, your
credit history, the location and type of property, property appraisal
and other factors. Stated rate may change or not be available at the
time of loan commitment or lock-in. Certain limitations apply, call for details.
Direct Rate NMS ID 2320473
NMLS Consumer Access: www.nmlsconsumeraccess.org
Licensed by California Department of Financial Protection and Innovation. Loans made or arranged pursuant to California Financing
Law License 60DBO-190678

Address

16500 San Pedro Avenue, Suite 333
San Antonio, TX
78232

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+12109096999

Website

http://www.directrateusa.com/, https://directrateusa.com/licensing-disclosures/, https://directrateusa.com/privacy-polic

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