Kameo - Licensed Insurance Agent

10/07/2026

Big news for Medicare Part B beneficiaries: The Centers for Medicare & Medicaid Services is issuing a one-time $90 Part B premium rebate to millions of eligible enrollees. Here's a look at the key takeaways — head to the comments for the rest of what you should know.

10/07/2026

⛳ Exciting news!

I just sent the final approval for my new Medicare ad to the design team! 🎉

Soon, you’ll be able to spot me on the scorecard books at Cedar Creek Golf Course and The Club at Rebecca Creek! 🏌️‍♀️⛳

If you’re out playing a round and happen to see my ad, take a picture and send it to me! 📸 I would LOVE to see where you spotted it!

And of course, if you or someone you know has questions about Medicare, I’m always happy to help. Reviewing your options with me is complimentary, with no obligation to enroll.

Kameo Bonner
Licensed Insurance Agent
📞 (210) 646-1349
📧 [email protected]

Don’t let Medicare put you in the rough! ⛳😉

09/29/2026

🩺 MEDICARE ANNUAL ENROLLMENT IS ALMOST HERE!

October 15 – December 7

Your Medicare plan may have worked well for you this year — but that doesn’t necessarily mean it will be the right fit for 2027.

Plans can change from year to year, including:

• Monthly premiums and out-of-pocket costs
• Prescription drug coverage and costs
• Provider networks and participating doctors
• Copays and other plan benefits

That’s why reviewing your coverage during the Annual Enrollment Period (AEP) is so important.

As a Licensed Insurance Agent, I can sit down with you, review your current coverage and help you understand the options available to you.

✨ There is no cost or obligation for a plan review.

Even if your current plan is still the best fit, you’ll have the peace of mind of knowing you reviewed your options before AEP ends.

AEP: October 15 – December 7

📞 Kameo Bonner
Licensed Insurance Agent
(210) 646-1349
[email protected]

🤳🏼📸 Scan QR code with your phone on photos and sign up for a consultation!!

Let’s make sure your Medicare coverage still fits your needs for 2027.

09/15/2026

✨ A little exciting moment for my business! ✨

Keep an eye out for me in the Community Impact newspaper! 📰💕

I’m so excited to have my ad featured locally and to continue growing my business right here in the community I serve.

As a local Licensed Insurance Agent, one of the things I value most is being someone my clients can actually call, text, and turn to when they have questions. Whether you’re navigating Medicare, health insurance, or simply trying to understand your options, I’m here to help make the process a little easier.

If you happen to spot my ad in your Community Impact paper, take a picture and send it to me! 🥰

And as always, referrals mean more to my small business than you know. If you have a friend or family member who could use help with their insurance, I’d love an introduction. 💗

Kameo Bonner
Licensed Insurance Agent
📞 (210) 646-1349
📧 [email protected]

08/15/2026

💰 What is IRMAA — and could it affect what you pay for Medicare?

IRMAA stands for Income-Related Monthly Adjustment Amount.

Simply put, IRMAA is an additional amount you may have to pay for Medicare Part B and Part D if your income is above certain limits.

For 2026, Social Security generally determines whether you owe IRMAA using the income reported on your 2024 federal tax return — so Medicare is essentially looking back two years.

Your income for IRMAA purposes is based on your Modified Adjusted Gross Income (MAGI). As your income crosses certain thresholds, your Medicare Part B premium and Part D IRMAA surcharge can increase.

⚠️ Here’s something many people don’t realize:

Your income two years ago may not reflect your income today.

If your income has decreased because of certain qualifying life-changing events, such as retirement, loss of work, marriage, divorce, death of a spouse, or loss of certain income-producing property, you may be able to ask Social Security to reconsider your IRMAA determination.

That can make a BIG difference in what you pay for Medicare.

If you received an IRMAA notice, are planning for retirement, or simply want to understand how your income could affect your Medicare costs, I’m happy to help you understand the Medicare side of the equation.

📩 Send me a private message with your questions.

Kameo Bonner
Licensed Insurance Agent
📞 (210) 646-1349
📧 [email protected]

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 86 products. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

08/07/2026

Message me for a copy of my Signature Understanding Medicare Guide that I created to make the basics of Medicare easier to understand.

Inside, I explain:

* What Medicare is
* Parts A, B, C, and D
* Medicare Supplement coverage
* Original Medicare vs. Medicare Advantage
* Common Medicare misconceptions
* Important things to consider before choosing coverage

My goal is to help people understand their options before they make a decision.

Kameo Bonner
Licensed Insurance Agent
(210) 646-1349 — Call/Text
[email protected]

There is no obligation to enroll. This guide is for educational purposes and is designed to help you better understand Medicare and the coverage options that may be available to you.

07/23/2026

A Personalized Medicare Experience ❤️

Anyone can help enroll you in a Medicare plan.

The real difference comes after enrollment—when you have questions, your medications change, you need a new doctor, or you’re unsure what your coverage includes.

Too often, people are left calling an 800 number, speaking with someone different each time, and trying to navigate Medicare on their own.

I believe there is a better way.

As a local, independent licensed insurance agent serving Texas, I work one-on-one with each client to explain Medicare in plain language, compare available options, and help you understand how your coverage works—both before and after you enroll.

When you work with me, you aren’t just choosing a Medicare plan. You’re building a relationship with someone who knows your situation and is here when you need guidance.

Whether you’re:
✔️ Turning 65
✔️ Retiring from work
✔️ New to Medicare
✔️ Reviewing your current coverage

I’m here to help you make an informed decision with confidence.

📞 Call or Text: (210) 646-1349

Local Guidance. Personal Support. Better Decisions.

We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Currently, we represent 11 organizations which offer 63 products across our service areas. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

07/23/2026

Medicare is personal. Your coverage should be too. ❤️

One of the biggest advantages of working with an independent licensed insurance agent is having access to multiple Medicare plan options—not just one company’s plans.

When I help someone navigate Medicare, I’m not trying to fit everyone into the same plan. I compare available options to find the one that fits your doctors, your prescriptions, your preferred hospitals, your budget, and your priorities.

I like to think of it as putting together a puzzle.

When you have the right tools and access to a broad range of plans, it’s much easier to find the pieces that fit together. Trying to force a square peg into a round hole simply doesn’t work—especially when your healthcare is involved.

I believe everyone deserves to understand:
✔️ The advantages and limitations of each option
✔️ Expected costs and potential out-of-pocket expenses
✔️ Provider networks and prescription drug coverage
✔️ The trade-offs before making a decision

My goal isn’t to sell you a plan—it’s to help you understand your choices so you can make an informed decision with confidence.

If you’re turning 65, retiring, or simply have questions about your current Medicare coverage, I’d be happy to help.

📞 Call or Text: (210) 646-1349

Local Guidance. Personal Support. Better Decisions.

We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Currently, we represent 11 organizations which offer 63 products across our service areas. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

07/20/2026

07/11/2026

💼Still working past 65? You may not need Medicare Part B just yet.

One of the biggest misconceptions I hear is that everyone has to enroll in Medicare as soon as they turn 65.

The truth is—it depends.

If you’re still working and have health insurance through your employer, you may be able to delay Medicare Part B without paying a late enrollment penalty. But every situation is different, and making the wrong decision could lead to costly penalties or gaps in coverage.

As a local, independent Medicare agent, I’m here to help you:

✔ Review your current employer coverage
✔ Determine if it qualifies to delay Part B
✔ Explain the ABCs of Medicare in simple terms
✔ Understand your enrollment timeline
✔ Avoid unnecessary penalties
✔ Enroll when the time is right

My guidance is always personalized, educational, and at no cost to you.

📩 Send me a message if you’re working past 65—or if you have a spouse, parent, friend, or coworker who is. I’m happy to answer questions and help you understand your options before you make a decision.

📱 Call or Text: (210) 646-1349
📧 [email protected]

Local guidance. Personal support. Better decisions. 💙💛

We do not offer every plan available in your area. Currently we represent 9 organizations which offer 87 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.