Cassadie Jobe Mortgages

01/24/2024

Have you ever thought about investing in real estate, but do not really know where to start?
My favorite real estate "trick" to acquire multiple rental properties quickly with little money down is to buy a multi-family home and live in one of the units.

Did you know you can buy up to a 4-unit property as a primary residence (as long as you plan to occupy one of the units for now) and put only 3.5% on a loan amount of up to $1,474,400 (depends on county loan limits).

Worried about actually qualifying for a higher loan amount for a multi-family home? We can use the projected rental income on the other units to help you qualify.

If you did this one time and bought a 2-4 unit property, lived in one unit for now and down the road saved enough to go buy another primary. When you moved out of the multi-unit ...BOOM you have 2-3 real estate streams of income for 3.5% out of pocket.

Pretty neat! Message me for a brainstorm sesh :)

01/08/2024

This program is always super special to me because it is what I used to buy my first home just a few years ago. A home that has grown in equity well over $100,000 in 4 short years and all I have done is pay the mortgage just like I would have been paying rent.

We love dealing with all home buyers, but first-time homebuyers are always a little extra special to me. I know the thought of buying can be overwhelming and sometimes you feel like you could never buy so you let the possibility of embarrassment hold you back. If buying a home is a goal for you - whether you just finished school, you think you have bad credit, you don't have a ton of money saved. Just reach out and let us get you a game plan!

Mortgage consultations are ALWAYS free and trying to better yourself and trying to reach a goal will NEVER be silly or embarrassing.

Apply online at www.helensmoneyteam.com
Direct message me on Facebook
or call/ text anytime 210-365-4442

12/26/2023

We love to see it!! Call me if owning your first home, upgrading your home, or cashing out your equity to pay off debt or invest is a 2024 goal! Let's strategize a plan! :) Brainstorming sessions are FREE and we love to do them!

12/12/2023

2024 LOAN LIMITS

If you haven't heard, 2024 loan limits are going up on ALL loan programs!

Conventional loans are moved up to $766,550 with only 3% down

FHA loans are moved up to $557,750 (depending on county) with only 3.5%

USDA (loan limits subject to specific county) and VA are both still 0% down - no down payment needed at all!

Interest rates are seeing some improvements (can I get a hallelujah?!)

Reach out if homeownership is a goal for 2024 and we will show you how to make it a reality 💙🤍

07/19/2022

If you are ready to buy a house, buy a house. If you try to wait it out for prices to drop, you may be waiting a very long time.

"From a bigger picture perspective, the 4 million homes we lack in inventory today to meet our existing population size will continue to create an upwards force on home prices that may offset some or all of any downward price pressures that could occur in a future recession. It will take several years for builders to build enough homes to meet our current population size, let alone projected increases in population size and growth of new households."- David Battany, Executive VP Capital Markets Guild Mortgage

06/01/2022

Realtor friends come and join us! Learn more about the current outlook of the market, how to target a whole new market and get your questions answered! Freddie Mac is going to be in the house!!

04/23/2022