Clayton Taylor Financial Advisor

10/20/2026

Trump Accounts and 529 plans both help families save for the future, but they serve different purposes.

Trump Accounts are designed for long-term savings, with funds generally unavailable until adulthood. 529 plans focus on education, offering tax-free withdrawals for qualified expenses.

#529

10/14/2026

Higher rates can be tough on borrowers, but they may create opportunities for savers.

High-yield savings accounts and CDs may offer better returns than traditional savings accounts. Just be sure to compare rates, fees, and access to your money before making a move.


Source:

The Federal Reserve recently raised interest rates for the first time since 2023.

10/09/2026

Another interest-rate hike could be coming before the end of 2026, but the timing remains uncertain.

Minutes from the Fed’s September meeting show that 16 of 18 officials expect another increase this year. With inflation still above target, future decisions will depend on incoming economic data.

For now, another hike is on the table, but no date has been set.



Source:

The Federal Reserve on Wednesday released minutes from its Sept. 15-16 policy meeting.

09/30/2026

The 2027 COLA could be around 3.5%, according to early estimates.

That could mean roughly $73 more per month for the average retired worker.

The official number is still to come.


Source:

New estimates show just how much Social Security benefits may increase in 2027, based on new government inflation data.

09/16/2026

The Treasury is stepping up its bond buybacks to support the longer-term bond market.

After the announcement, the 10-year yield dropped to 4.65% and the 30-year to 5.20%.

Remember: Bond prices and yields move in opposite directions.


Source:

The announcement targets the sensitive longer-duration part of the Treasury market.

09/09/2026

A last-minute deal is delaying 50% tariffs on $20 billion in Canadian imports.

The pause gives the U.S. and Canada more time to work out a trade agreement—avoiding immediate price pressure for businesses and consumers.

For now, the tariffs are on hold. The trade talks continue.


Source:

Tension could hit new heights at 12:01 a.m. Wednesday if Trump goes ahead with his plan to impose 50% tariffs on $20 billion worth of Canadian products, ranging from hockey sticks to tongue depressors.

09/07/2026

We dedicate our efforts to ourselves, our families, our passions, and our needs. Whether you're an employee, an entrepreneur, or retired, here's to making the most of this holiday!

Have a wonderful !

09/01/2026

Inflation is still running above the Fed’s 2% target. Prices rose 3.7% over the past year.

Bottom line: Prices are still climbing, just more slowly.


Source:

The personal consumption expenditures price index was expected to rise 0.1% monthly and 3.6% on a 12-month basis, according to economists surveyed by Dow Jones.

08/18/2026

A proposed change to cash payments is moving forward. The Common Cents Act would create a nationwide standard for rounding cash purchases to the nearest 5 cents.


Source:

New law aims to address how businesses and consumers should transact amid the phase-out of the penny.

08/12/2026

Did you know that only 24% of Americans have a will, according to a 2025 study by Caring.com? And that number has decreased in recent years. Most of those Americans have children under 18. August is Make a Will Month, and it’s a great reminder to create a will for your family and those most important to you or to update it to reflect any changes in your life.


https://www.caring.com/caregivers/estate-planning/wills-survey/