09/02/2026
Here’s a quick snapshot of what one of my banks is doing right now:
-Financing for up to 8-unit multifamily properties
-100% gift funds allowed (owner-occupied + investment)
-Foreign national loans for second homes in the U.S.
-Second mortgages up to $1M (Owner-Occupied or DSCR)
-100% short-term rental income (Form 1007 or 12-month history)
-DACA borrowers eligible
-Mixed-use up to 8 units (51% residential)
-No-ratio DSCR options
-Up to 6% seller concessions on DSCR purchases
-Asset-based “Ability to Repay” programs
-Cannabis income (W2 or self-employed) accepted
-First-time buyers eligible for DSCR investment
Looking forward to connecting!