09/25/2026
🍂 Insurance Tip: Fire Pits and Homeowners Insurance
Cooler evenings mean more time around backyard fire pits. But did you know a fire pit can also create a liability and property risk?
If a fire spreads and damages your home, fence, or another structure, coverage will depend on the circumstances and your policy.
A few things to remember:
• Keep fire pits a safe distance from structures and fences
• Never leave a fire unattended
• Keep a water source or extinguisher nearby
• Check local burn restrictions before lighting a fire
• Make sure the fire is completely out when you're finished
Your homeowners policy may help with sudden accidental fire damage and certain liability claims, but coverage varies by policy.
Enjoy the cooler weather, but protect the property around you too.
Gully Insurance
