Texas Select Insurance Group

Texas Select Insurance Group Texas Select Insurance Group provides value driven brokered insurance options in Texas. We specialize in Business, Home, Auto, and Life insurance.

05/15/2026

As a busy business owner, you might wonder why understanding your business insurance is crucial. It’s all about protecting the long-term future of your company.

Remember, insurance policies aren’t one-size-fits-all. They come with specific terms, conditions, and exclusions that outline exactly what’s covered and what’s not. For instance, most policies don't cover intentional acts or illegal activities, and certain losses may need specialized coverage tailored to your business. That’s why working with a knowledgeable partner who understands your industry is essential for effective risk management.

Drop a question in the comments.

05/14/2026

Are you a business owner navigating contracts with general contractors or property owners? Understanding the insurance requirements in these agreements can be a real game changer for protecting your business.

These requirements typically appear in the contract’s fine print and are designed to ensure that you and the project are covered against certain risks. Both contractors and property owners want clarity and security, which is why they include these clauses. Unfortunately, many contractors misinterpret these clauses, which can lead to misunderstandings down the line. By knowing what these sections mean, you can safeguard your business well before the first shovel hits the ground.

Want to know more about navigating your insurance requirements? Drop a question in the comments.

05/13/2026

Ever wonder how insurance pricing is determined for your business? Understanding this process can help you make informed decisions about your coverage.

Insurance companies consider several factors when they calculate your premiums. They look at the type of business you run, its size, the number of employees you have, and the overall risk associated with your operations. By assessing these elements, they can gauge the level of coverage needed and determine the pricing accordingly.

Don't hesitate to ask questions about your policy—it’s your right to know what you’re paying for and why. Keeping your coverage clear helps you manage your risks effectively.

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05/12/2026

As a busy contractor, you may be scratching your head over the insurance requirements in your contracts. It’s essential to understand what they mean for your coverage.

Typically, these requirements are crafted by lawyers looking out for the interests of the project owner or general contractor. They want to ensure that you have the necessary insurance in place for when things go awry. This includes proof of insurance and a process called risk transfer, which shifts liability from them to you, the contractor. It’s crucial to review your policy and understand what coverage you have versus what’s being requested, as some elements might not be included automatically.

Ensuring you have adequate coverage protects both your business and your clients, and having clarity on these requirements can help you thrive in your projects.

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05/11/2026

Are you a business owner in the construction industry? Understanding risk transfer in contracts is essential for protecting your interests.

Risk transfer shifts the liability from one party to another, often requiring subcontractors to ensure their insurance responds before the general contractor’s policy. That’s why you’ll frequently see a clause about naming additional insured parties in contracts. This means that if something goes wrong, the general contractor or property owner can access your coverage. Just make sure you’ve checked with your insurance provider to confirm that your policy meets any requirements in the contract. Clarity and solid coverage help keep your business secure.

Got questions about your insurance coverage or contract language? Message us your question.

05/10/2026

Are you a business owner navigating contracts and insurance requirements? It's essential to understand what to look for to keep your operations covered and compliant.

Most contracts you encounter will have a dedicated section detailing insurance requirements. This can include policy types, minimum coverage limits, additional insured clauses, proof of insurance needs, and deadlines for submitting those documents. While this may seem straightforward, it’s crucial to ensure you meet these requirements to reassure clients and protect your business.

Just like a trusty pickup, having the right coverage keeps you moving forward. Need more clarity on your contract obligations? Drop a question in the comments.

05/09/2026

As a busy business owner, you’re often faced with contracts that include indemnification clauses. But what does that really mean for your coverage?

Indemnification is an agreement where one party protects another from specific claims. When it comes to your insurance, it’s crucial to understand that these obligations can sometimes extend beyond what a typical policy covers. If you don't clarify these terms before signing, you could find yourself in a tough spot if a claim arises. Take the time to review these sections carefully— they can have a significant impact on your risk management strategy.

If you have questions about indemnification or how it relates to your insurance, drop a question in the comments.

05/07/2026

As a contractor or business owner, have you ever looked at the insurance requirements in your contracts and thought they were just legal jargon? You're not alone, but understanding that section can make a significant difference for your business.

Those insurance requirements aren’t just formalities—they are safeguards. They outline the coverage you need to protect your business, assets, and even your reputation while managing risks associated with every project. Ignoring them can lead to gaps in protection down the line. Make sure you know what your contract requires so you can stay covered and keep your business running smoothly.

Drop a question in the comments if you want to know more about understanding insurance requirements.

05/06/2026

As a busy business owner, navigating the details of risk management and insurance can feel overwhelming. A key aspect to understand is how you transfer risk and define financial responsibilities in your contracts.

When you agree to terms that could exceed your insurance coverage, you might put yourself in a tough spot. It's important to clearly identify what your policy covers and ensure you're not agreeing to more than you can handle. Solid risk management means knowing your limits and protecting your bottom line.

If you've got questions about your coverage or how to navigate contract obligations, drop a question in the comments.

We were honored to host our 5th Annual Teacher Appreciation BBQ for our incredible IC teachers!These are the men and wom...
05/05/2026

We were honored to host our 5th Annual Teacher Appreciation BBQ for our incredible IC teachers!

These are the men and women who pour into our children every single day—guiding, encouraging, and shaping not only their education, but their character and future. Their impact reaches far beyond the classroom, and we are so grateful for the care they give to all of our students.

From all of us at Texas Select Insurance Group, thank you for everything you do. We hope you felt appreciated, celebrated, and well-fed! 💜🍎🐝💜

Address

502 S Koenigheim Ste 2H
San Angelo, TX
76903

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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