Gerard Insurance Services

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Gerard Insurance Services Serving the Mother Lode since 1983! As a broker, we are an independent insurance agency. All insurance companies are cyclic with their premiums.

Unlike captive agencies such as State Farm, Farmers, Allstate, AAA, and Geico, who only offer quotes for their particular carrier, we represent over thirty different insurance companies to ensure you get the best coverage for the most competitive pricing, not only for today but for your future needs as well. In any five year period a company may be very competitive two out of the five years. Conversely, two out of the five years they will probably not be competitive. It pays to shop your premium every couple of years or if you notice a dramatic increase in your renewal premium. Due to the amount of policies we have in force, we can't automatically requote every policy at renewal, but we do encourage our clients to call us at these times. We would be happy to requote your insurance needs to see if there are better rates available.

FireWire Community Event!Ironstone in Murphys10-3Fun for all ages!
10/17/2026

FireWire Community Event!
Ironstone in Murphys
10-3
Fun for all ages!

πŸŽƒπŸ‘» BOO-YAH! ANOTHER BUSINESS HAS ANSWERED THE CALL! πŸ¬πŸ¦‡The Great San Andreas Halloween Candy Challenge just got a little ...
10/16/2026

πŸŽƒπŸ‘» BOO-YAH! ANOTHER BUSINESS HAS ANSWERED THE CALL! πŸ¬πŸ¦‡

The Great San Andreas Halloween Candy Challenge just got a little more SPOOKTACULAR! πŸ§™β€β™€οΈβœ¨

πŸŽ‰ BE THE PAGE SEO HAS STEPPED UP TO THE CHALLENGE! πŸŽ‰

And they didn't just bring candy… they brought the FUN! πŸ™Œ

🍬 3 HUGE bags of candy!
πŸŽƒ Halloween tattoos!
πŸ‘» Halloween-themed stress balls (because even little monsters need to de-stress! πŸ˜‚)

A MONSTER-SIZED THANK YOU to Be The Page SEO for helping make the San Andreas Merchants Association's FREE Halloween Carnival extra special for our community's little ghosts and goblins! πŸ§‘πŸ–€

First Gerard Insurance Services, then One More Slice, and now Be The Page SEO! The generosity is spreading faster than a witch on a turbocharged broomstick! πŸ§ΉπŸ’¨

πŸ¦‡ BUT WE'RE NOT DONE YET!

We're passing the candy cauldron to the NEXT local business! πŸ§™β€β™€οΈπŸ­

Who's brave enough to answer the challenge? Candy, treats, or fun little prizes β€” every donation helps make Halloween magical for our kids!

πŸ“ Donation Drop-Off Locations:
🍬 Central State Bank
🍬 Treat's General Store

πŸŽƒ FREE Halloween Carnival & Haunted House
πŸ“… Saturday, October 31st
πŸ“ San Andreas Town Hall

πŸ‘€ WHO'S NEXT, SAN ANDREAS?! Tag a business that deserves a little friendly Halloween haunting! πŸ‘»πŸ‘‡

πŸ§‘πŸ–€ SMALL TOWN. BIG HEARTS. MONSTER-SIZED GENEROSITY! πŸ–€πŸ§‘

πŸŽƒπŸ¬ HOLY CANDY CORN, BATMAN! WE HAVE A CHALLENGER! πŸ¬πŸŽƒπŸ•πŸ‘» ONE MORE SLICE HAS ANSWERED THE CALL! πŸ‘»πŸ•A HUGE, sugar-coated THAN...
10/16/2026

πŸŽƒπŸ¬ HOLY CANDY CORN, BATMAN! WE HAVE A CHALLENGER! πŸ¬πŸŽƒ

πŸ•πŸ‘» ONE MORE SLICE HAS ANSWERED THE CALL! πŸ‘»πŸ•

A HUGE, sugar-coated THANK YOU to One More Slice for stepping up to the Gerard Insurance Services Halloween Candy Challenge with a whopping 12 BAGS OF CANDY! πŸ«πŸ­πŸŽ‰

Now THAT'S what we call delivering the treats! πŸ•πŸ˜‰

Thanks to their generosity, the little ghosts and goblins attending the San Andreas Merchants Association's FREE Halloween Carnival on October 31st are in for a sweeter night! πŸ§‘πŸ–€

But hold on to your broomsticks… 🧹 THE CHALLENGE IS FAR FROM OVER!

πŸ‘€ We're looking at YOU, San Andreas businesses!

Can you match One More Slice's 12 bags? Can you beat it? Or just toss a bag or two into the cauldron? πŸ§™β€β™€οΈπŸ¬

Every donation counts, and every piece of candy helps make Halloween magical for our community's kids!

πŸ“ CANDY DROP-OFF LOCATIONS:
🍬 Central State Bank
🍬 Treat's General Store

πŸŽƒ WHO'S NEXT?! Tag a local business that needs a little friendly Halloween haunting! πŸ‘»πŸ˜‚

Let's keep this candy train rolling, San Andreas!

🧑 SMALL TOWN. BIG HEARTS. SWEET COMPETITION! πŸ–€

πŸ• And remember… when it comes to community spirit, One More Slice just delivered BIG TIME! πŸ•πŸ‘



(Jacob wasn't able to hold all 12 bags for photo)

10/16/2026
πŸŽƒπŸ¬ SAN ANDREAS BUSINESSES… YOU'VE BEEN BOO'D! πŸ‘»πŸ¦‡Gerard Insurance Services is officially throwing down the HALLOWEEN CAND...
10/14/2026

πŸŽƒπŸ¬ SAN ANDREAS BUSINESSES… YOU'VE BEEN BOO'D! πŸ‘»πŸ¦‡

Gerard Insurance Services is officially throwing down the HALLOWEEN CANDY CHALLENGE! πŸ’€πŸ«

We made a quick trip to Costco, spent just $45, and came home with almost 12 POUNDS OF CANDY! 🍬🍭

That's a whole lot of Halloween happiness for our local little ghosts and goblins! πŸ‘»πŸŽƒ

Now we're challenging EVERY San Andreas business to join us!

The San Andreas Merchants Association is hosting its FREE Halloween Carnival & Haunted House on Saturday, October 31st, and we want to make sure no little monster goes home empty-handed! πŸ§™β€β™€οΈπŸ§Ÿβ€β™‚οΈ

🍫 THE CHALLENGE: Donate a bag (or twelve!) of individually wrapped candy!

πŸ’° THE COST: Whatever fits your budget! Even a little candy makes a BIG difference!

πŸ† THE REWARD: Happy kids, community pride, and some sweet hometown bragging rights!

πŸ’€ THE CONSEQUENCE OF NOT PARTICIPATING: Nothing… but we can't guarantee your business won't be haunted by candy-hungry ghosts! πŸ˜‚πŸ‘»

πŸ“ CANDY DROP-OFF LOCATIONS:
🍬 Central State Bank
🍬 Treat's General Store

πŸŽƒ GERARD INSURANCE SERVICES IS IN FOR ALMOST 12 POUNDS! WHO'S NEXT?!

πŸͺ TAG A LOCAL BUSINESS and challenge them to join the fun! Let's see how many pounds of candy our amazing San Andreas business community can collect! βš–οΈπŸ­

Because the only thing scarier than a haunted house… is RUNNING OUT OF CANDY! 😱

πŸ§‘πŸ–€ SMALL TOWN. BIG HEARTS. TONS OF TREATS! πŸ–€πŸ§‘

This is an event for all ages!  We saw bounce houses on the vendor map!  Cowabunga Ice Cream Truck will be there as well...
10/14/2026

This is an event for all ages! We saw bounce houses on the vendor map! Cowabunga Ice Cream Truck will be there as well. Stop by our booth and find out if your home may qualify for coverage with one of the four vendors new to CA!
Thank you to our long standing client, Matison Roofing, for sponsoring this valuable community event.

10/13/2026

CALAVERAS COUNTY β€œDROP THE DRUGS” DAY

The Calaveras County β€œDrop the Drugs” initiative, sponsored by the DEA and hosted by the Calaveras County Sheriff’s Office, is scheduled for Saturday, October 24th, 2026, from 10 am to 2 pm. This essential community event will offer two convenient locations for participants to use: Calaveras Lumber, located at 155 South Main Street, Angels Camp, and Toyon Middle School, on Highway 12 between San Andreas and Valley Springs.

β€œDrop the Drugs” Day provides an invaluable opportunity for residents to safely and responsibly dispose of any expired, unused, or unwanted prescription drugs. Our dedicated deputies will be stationed at each site to receive these materials. We kindly request that all identifying information on medicine containers be either marked out or removed to ensure complete anonymity. It’s important to emphasize that this service is entirely free, and participants will not be subjected to any questioning.

Since the inception of this program in 2011, Calaveras County’s β€œDrop the Drugs” events, in partnership with the DEA, have successfully removed thousands of pounds of potentially hazardous drugs and medications from our community. Historically, improper disposal methods such as flushing medicines down toilets or tossing them in the trash have posed significant safety, environmental, and health risks. Returning unused drugs to law enforcement agencies for proper disposal remains the safest and most environmentally responsible method, and the DEA is proud to support this initiative.

For those community members who may be unable to attend the event on October 24th, we have established permanent β€œDrug Drop Boxes” at two convenient locations: the Calaveras County Sheriff’s Office in San Andreas and the Angels Camp Police Department. These boxes are available for drug drop-offs during regular business hours, supporting our ongoing efforts to keep our community safe and clean.

For more information about the Calaveras County "Drop the Drugs" program or the upcoming event on October 24th, 2026, please contact Deputy Tylor Byrd at 209-754-2895 or by email at [email protected].

πŸŽ‰πŸ’» WE HAVE A BRAND-NEW WEBSITE! πŸ’»πŸŽ‰Same friendly faces. Same hometown service. A fresh new look! πŸ’™We're excited to announ...
10/09/2026

πŸŽ‰πŸ’» WE HAVE A BRAND-NEW WEBSITE! πŸ’»πŸŽ‰

Same friendly faces. Same hometown service. A fresh new look! πŸ’™

We're excited to announce that Gerard Insurance Services has a NEW website! πŸ₯³

A HUGE shout-out and thank you to BeThePage SEO for bringing our website into the modern world! πŸ™ŒπŸ‘

Our new site isn't just prettier β€” it's designed to be more accessible, easier to navigate, mobile-friendly, and optimized to help people find us online! ✨

Whether you're looking for Home, Auto, Business, Life, Health, or Medicare insurance, we're making it easier to connect with the real people who are here to help.

πŸ‘πŸš—πŸ’β€οΈ

Of course, some things will never change...

πŸ’™ Real Office. Real People. Real Help That Makes Sense.

πŸ‘€ Go take a peek!
πŸ‘‰ https://gerardinsurance.com/

And another BIG thank-you to BeThePage SEO for all their hard work! We love our new online home! πŸ’»πŸ’™ (Link in comments)

As an independent insurance broker serving Tuolumne, Calaveras, and Amador Counties, we explain your options & help you find coverage that fits your life.

10/09/2026

πŸŽ‰πŸŽ **CALLING ALL CRAFTERS, MAKERS, BAKERS & LOCAL BUSINESS OWNERS!** πŸŽπŸŽ‰

πŸ’› **We need a little help from our AMAZING community!** πŸ’›

The **Calaveras County Chamber of Commerce** is gearing up for its Annual Dinner on **November 7th**, and we're on the hunt for some fabulous auction items! πŸ›οΈπŸŽ¨πŸ§πŸ”¨

Do you make something wonderful? Offer a special service? Have a talent you'd love to share? **WE WANT YOU!** πŸ™Œ

🎁 Handmade crafts, jewelry, artwork or home décor

🧁 Homemade goodies, gift baskets or specialty treats

πŸ’†β€β™€οΈ Hair, nails, massages or pampering services

πŸ”¨ Home improvement, landscaping or handyman services

🍽️ Restaurant gift certificates or unique experiences

🎟️ Tickets, adventures or just about anything FUN!

**Why are we asking?** ❀️

Because the Chamber does so much more than host events! It helps make Calaveras County a better place to live, work and do business!

πŸŽ“ Provides scholarships to local high school students

πŸͺ Supports and promotes our small businesses

πŸ“š Offers business education, training and resources

🀝 Creates opportunities for networking and community partnerships

🌟 Encourages economic growth and helps keep our local business community thriving!

**And here's where YOU come in!** πŸ‘‡

We're asking our wonderful Gerard Insurance Services clients, friends and neighbors to consider donating an item, a service or a little piece of their talent to the auction.

πŸ’› **No donation is too small!** Every contribution helps support the Chamber's scholarship fundraising efforts, and it's a wonderful opportunity to showcase YOUR business or talent to the community!

Come on, Calaveras! We know this county is FULL of talented, generous people! πŸ₯°

πŸ“£ **Have something you'd like to donate?** Send us a message, give us a call at **(209) 754-1490**, or stop by Gerard Insurance Services in San Andreas. We'll be happy to help connect you with the Chamber!

πŸ™ **Even if you can't donate, sharing this post is a HUGE help!**

Let's fill those auction tables, support our local students and show everyone what makes our little corner of the Mother Lode so special! β€οΈπŸ’›

Send a message to learn more

Address

96 E Street Charles St
San Andreas, CA
95249

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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