Gerard Insurance Services

06/08/2026

💡 Just because one company says "No" doesn't mean every company will.

Insurance companies have different guidelines, different programs, and different appetites.

If you've been directed to the California FAIR Plan, it may be worth getting a second opinion.

That's what we're here for.

📞 Contact Gerard Insurance Services and let's explore your options together.

06/06/2026

06/05/2026

🚨 Homeowners Alert 🚨

If you've been told you need the California FAIR Plan, don't panic.

While the FAIR Plan is an important option for many homeowners, it isn't always the ONLY option.

Our team can review your property and help identify other carriers that may be available.

A quick phone call could save you time, money, and frustration.

📞 Gerard Insurance Services

06/05/2026

💼🛠️ Workers’ Compensation Insurance — Protect Your Business & Your Employees 🛠️💼

Running a business takes hard work — and accidents can happen when you least expect them. Whether you have one employee or a full crew, Workers’ Compensation Insurance helps protect both your team and your business. 👷‍♂️👩‍💼

Workers’ Comp can help cover:
✅ Medical expenses from workplace injuries
✅ Lost wages during recovery
✅ Rehabilitation costs
✅ Employer liability protection
✅ Coverage required by California law

From office employees to contractors, retail shops, restaurants, landscapers, and more — having the right coverage matters. ⚠️

At Gerard Insurance Services, we help local businesses find affordable and reliable workers’ compensation coverage tailored to their needs.

Because protecting your employees means protecting everything you’ve worked hard to build. ❤️🏢

📞 Call Gerard Insurance Services today at (209) 754-1490
Let’s help keep your business protected and your team covered.

👷✨

06/04/2026

🚨 HOMEOWNERS INSURANCE UPDATE 🚨

California homeowners, we heard you!

Gerard Insurance Services is excited to announce that we've added FOUR new homeowners insurance companies to help provide more options for local residents:

✨ Solara
✨ Delos
✨ Orion180
✨ SureSage

With the California insurance market constantly changing, having access to additional carriers means more opportunities to find coverage that fits your needs.

If you've been told "we can't write that home" elsewhere, don't give up before talking to us!

☎️ Contact Gerard Insurance Services today and let us shop your options.

06/03/2026

🏡✨ Renting? Your Landlord’s Insurance Doesn’t Cover Your Stuff! ✨🏡

A lot of renters are surprised to learn this:
👉 Your landlord’s insurance covers the building… NOT your personal belongings.

That means if there’s a:
🔥 Fire
💧 Water damage
🌪️ Storm
💨 Smoke damage
🚨 Theft or vandalism

…your furniture, clothes, electronics, and personal items may not be covered without renter’s insurance. 😬

Renter’s insurance can also help cover:
✅ Temporary living expenses if you can’t stay in your rental
✅ Liability protection if someone gets hurt in your home
✅ Protection for electronics, jewelry, furniture & more
✅ Affordable monthly rates that fit your budget

Whether you rent an apartment, house, condo, or room, Gerard Insurance Services can help you find simple and affordable protection. 🛋️📺💻

💡 Most renter’s policies cost less than many streaming subscriptions each month!

📞 Call Gerard Insurance Services today at (209) 754-1490
Let’s protect the things that make your place feel like home. ❤️🏠

06/02/2026

🎉 BIG NEWS FOR CALAVERAS COUNTY HOMEOWNERS!

Finding homeowners insurance in California has been challenging—but we have exciting news!

Gerard Insurance Services has expanded our homeowners insurance options by contracting with FOUR new carriers now available in California:

🏡 Solara Insurance
🏡 Delos Insurance
🏡 Orion180 Insurance
🏡 SureSage Insurance

If you've been struggling to find coverage, received a non-renewal notice, experienced a large premium increase, or simply want to explore your options, we're here to help.

Serving families throughout Calaveras County and surrounding communities including Valley Springs, San Andreas, Angels Camp, Murphys, Arnold, Mokelumne Hill, West Point, Jackson, Ione, and beyond.

📞 Call Gerard Insurance Services today for a personalized quote and see if one of our new carriers is right for you!

📞 Call Gerard Insurance Services today!
📍 San Andreas, CA
📄 CA Insurance License

06/02/2026

🌞🚤 Boat Season Is Here — Time to Make Waves Safely! 🌊☀️

Warm weather means lake days, fishing trips, wakeboarding, and weekends on the water are finally back! 🛥️ But before you launch your boat this season, make sure you’re protected with the right insurance coverage.

At Gerard Insurance Services, we can help protect:
✅ Boats & pontoons
✅ Jet skis & personal watercraft
✅ Fishing boats
✅ Wake & ski boats
✅ Liability coverage
✅ Trailer coverage
✅ Theft, storm, and accident protection

Don’t assume your homeowners policy fully covers your boat — many policies have limited protection once you hit the water. ⚠️

Whether you’re cruising New Melones, Hogan, Camanche, or Pardee, we’ll help you find affordable coverage so you can enjoy the season with confidence. 😎🌊

📞 Call Gerard Insurance Services today at (209) 754-1490
💬 Let’s make sure your summer adventures stay fun and protected!

🚤☀️

06/01/2026

🏡 Calaveras County homeowners...

If you're shopping for insurance and hearing a lot about the California FAIR Plan, remember this:

A FAIR Plan policy may be the right solution for some homes, but it isn't automatically the right solution for every home.

Before making a decision, let us explore your options.

📞 Gerard Insurance Services

Lic # 0H49304

Serving Calaveras County and surrounding communities.