Gerard Insurance Services

Gerard Insurance Services Serving the Mother Lode since 1983! As a broker, we are an independent insurance agency. All insurance companies are cyclic with their premiums.

Unlike captive agencies such as State Farm, Farmers, Allstate, AAA, and Geico, who only offer quotes for their particular carrier, we represent over thirty different insurance companies to ensure you get the best coverage for the most competitive pricing, not only for today but for your future needs as well. In any five year period a company may be very competitive two out of the five years. Conve

rsely, two out of the five years they will probably not be competitive. It pays to shop your premium every couple of years or if you notice a dramatic increase in your renewal premium. Due to the amount of policies we have in force, we can't automatically requote every policy at renewal, but we do encourage our clients to call us at these times. We would be happy to requote your insurance needs to see if there are better rates available.

🏡✨ Renting? Your Landlord’s Insurance Doesn’t Cover Your Stuff! ✨🏡A lot of renters are surprised to learn this:👉 Your la...
06/03/2026

🏡✨ Renting? Your Landlord’s Insurance Doesn’t Cover Your Stuff! ✨🏡

A lot of renters are surprised to learn this:
👉 Your landlord’s insurance covers the building… NOT your personal belongings.

That means if there’s a:
🔥 Fire
💧 Water damage
🌪️ Storm
💨 Smoke damage
🚨 Theft or vandalism

…your furniture, clothes, electronics, and personal items may not be covered without renter’s insurance. 😬

Renter’s insurance can also help cover:
✅ Temporary living expenses if you can’t stay in your rental
✅ Liability protection if someone gets hurt in your home
✅ Protection for electronics, jewelry, furniture & more
✅ Affordable monthly rates that fit your budget

Whether you rent an apartment, house, condo, or room, Gerard Insurance Services can help you find simple and affordable protection. 🛋️📺💻

💡 Most renter’s policies cost less than many streaming subscriptions each month!

📞 Call Gerard Insurance Services today at (209) 754-1490
Let’s protect the things that make your place feel like home. ❤️🏠

🎉 BIG NEWS FOR CALAVERAS COUNTY HOMEOWNERS!Finding homeowners insurance in California has been challenging—but we have e...
06/02/2026

🎉 BIG NEWS FOR CALAVERAS COUNTY HOMEOWNERS!

Finding homeowners insurance in California has been challenging—but we have exciting news!

Gerard Insurance Services has expanded our homeowners insurance options by contracting with FOUR new carriers now available in California:

🏡 Solara Insurance
🏡 Delos Insurance
🏡 Orion180 Insurance
🏡 SureSage Insurance

If you've been struggling to find coverage, received a non-renewal notice, experienced a large premium increase, or simply want to explore your options, we're here to help.

Serving families throughout Calaveras County and surrounding communities including Valley Springs, San Andreas, Angels Camp, Murphys, Arnold, Mokelumne Hill, West Point, Jackson, Ione, and beyond.

📞 Call Gerard Insurance Services today for a personalized quote and see if one of our new carriers is right for you!

📞 Call Gerard Insurance Services today!
📍 San Andreas, CA
📄 CA Insurance License

🌞🚤 Boat Season Is Here — Time to Make Waves Safely! 🌊☀️Warm weather means lake days, fishing trips, wakeboarding, and we...
06/02/2026

🌞🚤 Boat Season Is Here — Time to Make Waves Safely! 🌊☀️

Warm weather means lake days, fishing trips, wakeboarding, and weekends on the water are finally back! 🛥️ But before you launch your boat this season, make sure you’re protected with the right insurance coverage.

At Gerard Insurance Services, we can help protect:
✅ Boats & pontoons
✅ Jet skis & personal watercraft
✅ Fishing boats
✅ Wake & ski boats
✅ Liability coverage
✅ Trailer coverage
✅ Theft, storm, and accident protection

Don’t assume your homeowners policy fully covers your boat — many policies have limited protection once you hit the water. ⚠️

Whether you’re cruising New Melones, Hogan, Camanche, or Pardee, we’ll help you find affordable coverage so you can enjoy the season with confidence. 😎🌊

📞 Call Gerard Insurance Services today at (209) 754-1490
💬 Let’s make sure your summer adventures stay fun and protected!

🚤☀️

🏡 Calaveras County homeowners...If you're shopping for insurance and hearing a lot about the California FAIR Plan, remem...
06/01/2026

🏡 Calaveras County homeowners...

If you're shopping for insurance and hearing a lot about the California FAIR Plan, remember this:

A FAIR Plan policy may be the right solution for some homes, but it isn't automatically the right solution for every home.

Before making a decision, let us explore your options.

📞 Gerard Insurance Services

Lic # 0H49304

Serving Calaveras County and surrounding communities.

🚐🐸 ADVENTURE WITH PEACE OF MIND 🐸🚐Camping season is calling! 🌲☀️🇺🇸Whether you’re heading to the lake, the mountains, or ...
05/30/2026

🚐🐸 ADVENTURE WITH PEACE OF MIND 🐸🚐

Camping season is calling! 🌲☀️🇺🇸

Whether you’re heading to the lake, the mountains, or your favorite campground, Gerard Insurance Services can help protect your travel trailer so you can enjoy the journey with confidence.

Travel trailer insurance can help cover:
✔ Collision Damage
✔ Theft & Vandalism
✔ Liability Protection
✔ Personal Belongings
✔ Emergency Expense Coverage

From weekend getaways to cross-country adventures, we’re here to help keep your travels protected 💙

📞 Contact Gerard Insurance Services today for a travel trailer insurance quote!

❤️ Local Service
🤍 Personal Attention
💙 Coverage You Can Count On

🏕️🐸

🎓⚡ Congratulations to Our 2026 Gerard Insurance Services Entrepreneur Scholarship Recipient! ⚡🎓We are proud to announce ...
05/29/2026

🎓⚡ Congratulations to Our 2026 Gerard Insurance Services Entrepreneur Scholarship Recipient! ⚡🎓

We are proud to announce that this year's Gerard Insurance Services Entrepreneur Scholarship has been awarded to Caleb Villegas!

This fall, Caleb will attend Delta College to pursue a degree in Electrical Engineering with the goal of one day owning his own business. His ambition, determination, and entrepreneurial mindset embody everything this scholarship was created to recognize.

Beyond his academic goals, Caleb is actively involved in his community. He participates in soccer and tennis, volunteers through his church, and is always willing to lend a helping hand to his neighbors. Most importantly, he is driven by a desire to build a successful future and be a strong provider for his family.

What stood out most during our selection process were the heartfelt letters of recommendation submitted on Caleb's behalf. The people who know him best spoke of his strong character, work ethic, integrity, and perseverance. It was clear that Caleb has earned the respect and admiration of those around him.

We are excited to support Caleb as he takes the next step toward a bright future. We have no doubt that his hard work, resilience, and dedication will serve him well as he pursues his dreams.

Please join us in congratulating Caleb Villegas on this well-deserved achievement! 🎉👏

😁🐸 BIG SMILES START HERE! 🐸😁A healthy smile can brighten your whole day — and Gerard Insurance Services is here to help ...
05/29/2026

😁🐸 BIG SMILES START HERE! 🐸😁

A healthy smile can brighten your whole day — and Gerard Insurance Services is here to help protect it 🦷✨

Whether you need coverage for routine cleanings or major dental work, we can help you find affordable dental insurance options for individuals, families, and seniors.

Dental coverage may help with:
🪥 Preventive Care & Check-Ups
🦷 Fillings & Basic Services
😁 Crowns, Bridges & Major Services
💙 Affordable Family Plans

Because healthy teeth = happier smiles 😄

📞 Contact Gerard Insurance Services today to explore your dental insurance options!

❤️ Local Service
🤍 Personal Attention
💙 Coverage You Can Count On

🦷🐸😁

🏍️ Ride Free. Ride Protected. 🏍️Whether you’re cruising through the foothills, heading to the Calaveras County Fair & Fr...
05/28/2026

🏍️ Ride Free. Ride Protected. 🏍️
Whether you’re cruising through the foothills, heading to the Calaveras County Fair & Frog Jump, or enjoying a weekend ride with friends, make sure your motorcycle insurance keeps up with the adventure.
At Gerard Insurance Services, we can help you find coverage for:
✅ Motorcycles
✅ Cruisers & Touring Bikes
✅ Custom Bikes
✅ Passenger Coverage
✅ Liability & Full Coverage Options
Our local team is here to help you protect your ride while you enjoy the open road. 🐸💚
📞 Call Gerard Insurance Services today for a free motorcycle insurance quote!

🐸 SMALL BUSINESS. BIG PROTECTION. 🐸Local businesses are the heart of our community ❤️From storefronts and offices to con...
05/27/2026

🐸 SMALL BUSINESS. BIG PROTECTION. 🐸

Local businesses are the heart of our community ❤️
From storefronts and offices to contractors and family-run shops, Gerard Insurance Services is proud to help protect the businesses that keep our small towns strong.

Whether you need:
✔️ General Liability
✔️ Commercial Property
✔️ Workers’ Compensation
✔️ Business Auto
✔️ Business Owners Policies
✔️ And more!

We’re here to help you find coverage that works as hard as you do 💼✨

Stop by, call, or message us to learn more about protecting your business with local service you can trust.

❤️ Gerard Insurance Services

🏪

Address

96 E Street Charles St
San Andreas, CA
95249

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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