This is my 10th year as a Licensed Mortgage Loan Officer. I graduated from the University of Utah in Economics. My interest in real estate started when I was in High School after reading a book on Real Estate Investing. This led to me purchasing my first duplex when I was 22 years old. I started my own brokerage almost two years ago, MORTGAGE GENIE, NMLS License # 1108268. One of the BEST DECISION
S I ever made. I can answer your questions, educate you to avoid common financing mistakes, and facilitate making a sound decision on financing your home. Feel free to text or call me at 8018318783. 9 am to 9 pm. I love talking about real estate investments. NEW PURCHASE
Which mortgage loan is right for you? CONVENTIONAL, FHA, VA, USDA? What is the difference in the cost of a mortgage loan between a 30 year and 15 year term? What is Mortgage Insurance? How can I lower my cost of Mortgage Insurance? How much are TOTAL CLOSING COSTS? How much funds are required for a Down Payment? What are acceptable sources of FUNDS for a DOWN PAYMENT on a home? What are the requirements for documenting seasoned source of funds for a down payment? Does this apply to me? What are Third Party Closing Costs? What is a Pre-qualification Letter? How soon do I need to get Pre-Qualified? REFINANCE
When does it make good cents to Refinance a mortgage loan? The guidelines for Cash Out Refinances have changed. What options do I have? Can I eliminate my Conventional and FHA Mortgage Insurance now? Are Property Values up in my neighborhood? Text or call me with your questions. Here is my number, 8018318783. 9 am to 9 pm.
