BenchMark Benefits

BenchMark Benefits We provide health insurance coverage for individuals and businesses with lowest cost and best service. I've been in the financial industry since 1978.

I've been helping employers with employee benefit plans for over 25 years, with specific training in the use of self-funding of health plans. I was 1 of only 4 agents from Utah to receive certification in self-funding from NAHU (National Association of Health Underwriters) when they initially introduced their certification program. With the changes in the health insurance laws, it is even more imp

ortant than ever to make the best possible use of your employee benefit dollars and maintain compliance with the many regulations, both currently in place as well as those still to come. I work effectively both with the plans available through traditional insurance company sources, as well as alternative methods to provide insurance coverage to employees which legally short-cut some of the new mandates and fees, while savings hundreds of thousands of dollars each year for employers.

If you do what you always did, you get what you always got.--Anonymous.This correlates with the common definition of ins...
08/25/2025

If you do what you always did, you get what you always got.--Anonymous.
This correlates with the common definition of insanity: "doing the same thing and expecting different results."
These two statements seem ridiculously obvious, yet how many people do you know who do exactly that?
Make sure that if you are not getting the desired results, you examine, and likely change what you are doing.
On the other hand, a successful system is the best way to duplicate success.

Build a better mousetrap and the world will beat a path to your door.--Anonymous.This is a statement I heard a lot growi...
08/18/2025

Build a better mousetrap and the world will beat a path to your door.--Anonymous.
This is a statement I heard a lot growing up. It is obviously not true. I was reminded of this saying as I reflected on last week's thought. There are many great products invented that never sell or change people's lives because people never hear about them. The product must be advertised and sold. Taking your product to the people is the challenge we all face, and that is what changes people's lives and boosts the economy.

Good things come to people who wait, but better things come to those who go out and get them.--AnonymousIt's funny how p...
08/11/2025

Good things come to people who wait, but better things come to those who go out and get them.--Anonymous
It's funny how people often think that waiting is such a virtue. There is GREAT virtue in being patient, but simply waiting is not the same as patience. Patience means that a person is willing to pay the price of success and accept the rewards when appropriately earned. Waiting, to me, means simply hoping that something good will come your way without making the effort required to accomplish it. I realize this is my definition of the word, and others may see it differently. Please feel free to share your thoughts.

How do your employees see their benefit package? Is it “sufficient” or “outstanding”? Health insurance has become expec...
08/06/2025

How do your employees see their benefit package?
Is it “sufficient” or “outstanding”?
Health insurance has become expected, and businesses that don’t offer health insurance often see employees leave or decide to work elsewhere in the first place.
Health insurance is a major cost factor for employers, but so is replacing employees who leave. Additional benefits (dental, vision, hospital confinement, accident, and cancer policies, etc.) have become a significant part of benefit packages and add great value for employees.
These benefits can typically be added at zero cost to an employer, yet they provide employees the opportunity to feel more secure and protected, which reflects positively on the employer.
Employees view this as the employer caring for them.
Employees feel they have the coverage and protection they need, regardless of the challenges that may arise.
What additional benefits could make a big difference for your employees?

All our dreams can come true if we have the courage to pursue them.--Walt Disney.This is a BIG statement from a man who ...
08/04/2025

All our dreams can come true if we have the courage to pursue them.--Walt Disney.
This is a BIG statement from a man who really knew how to pursue a dream.
His tenacity and ability to commit to and follow a dream are far beyond what most of us will dream and do. His dreams have thrilled millions for decades.

Take up one idea. Make that one idea your life--think of it, dream of it, live on that idea. Let the brain, muscles, n...
07/28/2025

Take up one idea. Make that one idea your life--think of it, dream of it, live on that idea. Let the brain, muscles, nerves, every part of your body be full of that idea and just leave every other idea alone. This is the way to success.--Swami Vivekananda
Chasing too many "rainbows" will never lead a person to success. Following one path and passion will.

Which Strategy Will You Choose? As a business owner, you're used to managing budgets, forecasting expenses, and making s...
07/24/2025

Which Strategy Will You Choose?
As a business owner, you're used to managing budgets, forecasting expenses, and making strategic decisions. Yet, when it comes to your employee health benefits, you're often left with one frustrating reality: unpredictable, double-digit premium increases year after year.
What if you could bring the same financial predictability and control you demand in other areas of your business to your health plan?
The data is available to predict future costs for health care over large groups of people. Insurance companies use this data every day in determining what to charge you this year, and next year, and beyond, for your health insurance. They know where the profits are.
This data is also available to be used for your company and employee plan. Guessing or waiting for the insurance company to drop their next premium bomb on you is not a great strategy.
Don’t continue to rely on the benevolence of the insurance company. Let Benchmark Benefits show you how to be strategic in taking control of your benefit plan for years to come.
See us at www.bmarkbenefits.com.

COBRA can be a daunting acronym for small business owners. Understanding your obligations for continuation of coverage a...
07/23/2025

COBRA can be a daunting acronym for small business owners. Understanding your obligations for continuation of coverage after an employee leaves is critical to avoiding legal headaches.
While the rules can seem complex, particularly around eligibility and notification requirements, getting it right protects both your business and your former employees. Don't risk non-compliance.
I can help clarify COBRA requirements and ensure your business has the proper procedures in place for seamless administration.

Trust because you are willing to accept the risk, not because it's safe or certain--Anonymous.Trust is difficult for man...
07/21/2025

Trust because you are willing to accept the risk, not because it's safe or certain--Anonymous.
Trust is difficult for many people. It's easy to find excuses not to trust others. The news and media give us examples every day of things that can cause people to not trust others. Taking appropriate risks is what happens in the life of every successful person. Obviously, some risks are simply foolish, but that is not what is intended here. Making intelligent decisions and being willing to accept the consequences is what this means.

Imagine a health plan where your employees can get immediate access to a doctor, concierge service, and proactive care w...
07/17/2025

Imagine a health plan where your employees can get immediate access to a doctor, concierge service, and proactive care without confusing bills. That's the power of Redirect Health, one of the powerful solutions we offer at Benchmark Benefits.
Imagine having the right Dr. for your specific need recommended and referred, with appointments scheduled for you, and the time-consuming and frustrating paperwork done for you in advance. All care is arranged and managed by a team of medical professionals focused on you and your specific health concerns.
Redirect Health isn't just insurance; it's a simplified healthcare experience focused on direct access and predictable costs. It eliminates red tape and empowers employees to get the care they need, when they need it, often avoiding costly emergency room visits. This translates to happier, healthier employees and significant savings for your business.
See how a concierge-style plan can redefine healthcare for your team. Visit us at www.bmarkbenefits.com.

Looking for a long-term strategy to reduce your group health costs? Consider implementing or enhancing employee wellness...
07/16/2025

Looking for a long-term strategy to reduce your group health costs? Consider implementing or enhancing employee wellness programs.
Healthy employees are often happier, more productive, and use fewer healthcare resources. From encouraging preventative care to promoting healthy habits, wellness initiatives can lead to lower claims costs over time. Plus, investing in employee well-being can significantly boost morale and create a positive work environment.
What small steps can your business take toward a healthier workforce?

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