Chappell Wealth Management Group

11/03/2026

What legacy do you want to leave? Our firm research found, across generations, leaving a legacy that passes on financial security, values and family harmony are the top priorities for wealthy individuals. Let’s talk about how I can help you plan for your legacy.

10/26/2026

Your business built your wealth. But is your wealth strategy built around your business?

Many business owners pour everything into growing the enterprise, and that's what makes them exceptional. But when personal finances and business strategy live in separate worlds, opportunities get missed. The most beneficial approach? A single, cohesive plan that connects your business growth to your family's financial future. One strategy. One team. One conversation that ties it all together.

That's how you move from building wealth to building a legacy.

10/23/2026

Did you know retirement planning isn’t just about saving? It’s also about having a strategy and proper support along the way. I can help you, regardless of your current circumstances. Reach out today.

10/22/2026

A general rule of thumb as you get your business ready to sell

It needs to be attractive to the buyer, just like most other purchases

Not just income, or profit

There are many intangible things as well, and they equate to 80% of your business's value

Unattractive:
- Business owner does it all (sales, delivery, operations, bookkeeping, etc.)
- Largest customer = 30% of revenue, or largest customer is owner's brother
- Unorganized or non-existent financial statements
- High rate of employee turnover
- Burnt bridges with vendors

Attractive:
- Owner can lead and delegate (AND likely enjoy taking time off)
- Spread customer base, no high concentration
- Clean financials, processes, SOPs
- Employee, customer, and vendor loyalty

If you've reached a plateau with your sales, focus on these things

The 4 Intangible Capitals are crucial to creating and maintaining value in a business. Explore the impacts of Customer, Human, Social, and Customer capital on a business.

10/20/2026

A quick reminder of what RBC Premium Savings delivers to you:

• Earn a competitive yield, currently 3.82% APY

• Deposit $25,000 or more in net new cash into your brokerage account

• Cash protected with up to $200 million in FDIC coverage

• Same-day access to your funds through your financial advisor

Simple. Secure. Built into your existing RBC Wealth Management account.

𝘐𝘯 𝘵𝘩𝘦 𝘙𝘉𝘊 𝘗𝘳𝘦𝘮𝘪𝘶𝘮 𝘚𝘢𝘷𝘪𝘯𝘨𝘴 𝘱𝘳𝘰𝘨𝘳𝘢𝘮 (𝘵𝘩𝘦 “𝘗𝘳𝘰𝘨𝘳𝘢𝘮”) 𝘥𝘦𝘱𝘰𝘴𝘪𝘵𝘴 𝘢𝘳𝘦 𝘴𝘦𝘯𝘵 𝘵𝘰 𝘥𝘦𝘮𝘢𝘯𝘥 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘢𝘯𝘥/𝘰𝘳 𝘵𝘰 𝘮𝘰𝘯𝘦𝘺 𝘮𝘢𝘳𝘬𝘦𝘵 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴 𝘢𝘵 𝘱𝘢𝘳𝘵𝘪𝘤𝘪𝘱𝘢𝘵𝘪𝘯𝘨 𝘯𝘦𝘵𝘸𝘰𝘳𝘬 𝘍𝘋𝘐𝘊-𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘥𝘦𝘱𝘰𝘴𝘪𝘵𝘰𝘳𝘺 𝘪𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯𝘴 (“𝘕𝘦𝘵𝘸𝘰𝘳𝘬 𝘉𝘢𝘯𝘬𝘴”) 𝘣𝘺 𝘙𝘉𝘊 𝘞𝘦𝘢𝘭𝘵𝘩 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵, 𝘢 𝘥𝘪𝘷𝘪𝘴𝘪𝘰𝘯 𝘰𝘧 𝘙𝘉𝘊 𝘊𝘢𝘱𝘪𝘵𝘢𝘭 𝘔𝘢𝘳𝘬𝘦𝘵𝘴, 𝘓𝘓𝘊, (“𝘸𝘦,” “𝘶𝘴” 𝘰𝘳 𝘙𝘉𝘊 𝘞𝘔”) 𝘥𝘪𝘳𝘦𝘤𝘵𝘭𝘺 𝘰𝘳 𝘷𝘪𝘢 𝘙𝘉𝘊 𝘉𝘢𝘯𝘬 (𝘎𝘦𝘰𝘳𝘨𝘪𝘢), 𝘕.𝘈., 𝘢𝘯 𝘍𝘋𝘐𝘊-𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘢𝘧𝘧𝘪𝘭𝘪𝘢𝘵𝘦, 𝘢𝘤𝘵𝘪𝘯𝘨 𝘢𝘴 𝘰𝘶𝘳 𝘢𝘨𝘦𝘯𝘵 𝘢𝘯𝘥 𝘴𝘶𝘣-𝘤𝘶𝘴𝘵𝘰𝘥𝘪𝘢𝘯. 𝘔𝘰𝘯𝘪𝘦𝘴 𝘩𝘦𝘭𝘥 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘵𝘩𝘦 𝘗𝘳𝘰𝘨𝘳𝘢𝘮 𝘢𝘳𝘦 𝘯𝘰𝘵 𝘤𝘰𝘷𝘦𝘳𝘦𝘥 𝘣𝘺 𝘚𝘦𝘤𝘶𝘳𝘪𝘵𝘪𝘦𝘴 𝘐𝘯𝘷𝘦𝘴𝘵𝘰𝘳 𝘗𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘰𝘯 𝘊𝘰𝘳𝘱𝘰𝘳𝘢𝘵𝘪𝘰𝘯 (“𝘚𝘐𝘗𝘊”). 𝘙𝘉𝘊 𝘞𝘔 𝘪𝘴 𝘯𝘰𝘵 𝘢𝘯 𝘍𝘋𝘐𝘊-𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘥𝘦𝘱𝘰𝘴𝘪𝘵𝘰𝘳𝘺 𝘪𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯. 𝘍𝘋𝘐𝘊 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘸𝘪𝘵𝘩 𝘵𝘩𝘦 𝘗𝘳𝘰𝘨𝘳𝘢𝘮 𝘪𝘴 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘤𝘦𝘳𝘵𝘢𝘪𝘯 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘍𝘋𝘐𝘊 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘰𝘯𝘭𝘺 𝘱𝘳𝘰𝘵𝘦𝘤𝘵𝘴 𝘢𝘨𝘢𝘪𝘯𝘴𝘵 𝘧𝘢𝘪𝘭𝘶𝘳𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘕𝘦𝘵𝘸𝘰𝘳𝘬 𝘉𝘢𝘯𝘬. 𝘛𝘰 𝘮𝘦𝘦𝘵 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯𝘴 𝘧𝘰𝘳 𝘱𝘢𝘴𝘴-𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘍𝘋𝘐𝘊 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦, 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴 𝘢𝘵 𝘕𝘦𝘵𝘸𝘰𝘳𝘬 𝘉𝘢𝘯𝘬𝘴 𝘢𝘳𝘦 𝘵𝘪𝘵𝘭𝘦𝘥, 𝘢𝘯𝘥 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘳𝘦𝘤𝘰𝘳𝘥𝘴 𝘢𝘳𝘦 𝘮𝘢𝘪𝘯𝘵𝘢𝘪𝘯𝘦𝘥, 𝘪𝘯 𝘢𝘤𝘤𝘰𝘳𝘥𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘍𝘋𝘐𝘊 𝘳𝘦𝘨𝘶𝘭𝘢𝘵𝘪𝘰𝘯𝘴 𝘧𝘰𝘳 𝘱𝘢𝘴𝘴-𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘤𝘰𝘷𝘦𝘳𝘢𝘨𝘦. 𝘛𝘩𝘦 𝘥𝘦𝘱𝘰𝘴𝘪𝘵𝘰𝘳 𝘮𝘢𝘺 𝘦𝘹𝘤𝘭𝘶𝘥𝘦 𝘕𝘦𝘵𝘸𝘰𝘳𝘬 𝘉𝘢𝘯𝘬𝘴 𝘧𝘳𝘰𝘮 𝘦𝘭𝘪𝘨𝘪𝘣𝘪𝘭𝘪𝘵𝘺 𝘵𝘰 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘪𝘵𝘴 𝘧𝘶𝘯𝘥𝘴. 𝘈 𝘭𝘪𝘴𝘵 𝘰𝘧 𝘕𝘦𝘵𝘸𝘰𝘳𝘬 𝘉𝘢𝘯𝘬𝘴 𝘪𝘴 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘢𝘵 𝘐𝘯𝘵𝘳𝘢𝘍𝘪. 𝘐𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘳𝘢𝘵𝘦𝘴/𝘈𝘗𝘠 (𝘈𝘯𝘯𝘶𝘢𝘭 𝘗𝘦𝘳𝘤𝘦𝘯𝘵𝘢𝘨𝘦 𝘠𝘪𝘦𝘭𝘥) 𝘢𝘳𝘦 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘤𝘩𝘢𝘯𝘨𝘦 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘯𝘰𝘵𝘪𝘤𝘦. 𝘔𝘪𝘯𝘪𝘮𝘶𝘮 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘢𝘯𝘥 𝘣𝘢𝘭𝘢𝘯𝘤𝘦 𝘳𝘦𝘲𝘶𝘪𝘳𝘦𝘮𝘦𝘯𝘵𝘴 𝘢𝘱𝘱𝘭𝘺 𝘢𝘯𝘥 𝘮𝘢𝘺 𝘤𝘩𝘢𝘯𝘨𝘦. 𝘋𝘦𝘱𝘰𝘴𝘪𝘵 𝘭𝘪𝘮𝘪𝘵𝘴 𝘮𝘢𝘺 𝘤𝘩𝘢𝘯𝘨𝘦, 𝘢𝘯𝘥 𝘴𝘰𝘮𝘦 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯𝘴 𝘢𝘱𝘱𝘭𝘺. 𝘗𝘭𝘦𝘢𝘴𝘦 𝘴𝘦𝘦 “𝘊𝘢𝘴𝘩 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵” 𝘰𝘯 𝘰𝘶𝘳 𝘱𝘶𝘣𝘭𝘪𝘤 𝘸𝘦𝘣𝘴𝘪𝘵𝘦 𝘢𝘵 𝘸𝘸𝘸.𝘳𝘣𝘤𝘸𝘮.𝘤𝘰𝘮/𝘥𝘪𝘴𝘤𝘭𝘰𝘴𝘶𝘳𝘦𝘴 𝘧𝘰𝘳 𝘙𝘉𝘊 𝘗𝘳𝘦𝘮𝘪𝘶𝘮 𝘚𝘢𝘷𝘪𝘯𝘨𝘴 𝘗𝘳𝘰𝘨𝘳𝘢𝘮 𝘛𝘦𝘳𝘮𝘴 𝘢𝘯𝘥 𝘊𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯𝘴, 𝘋𝘦𝘱𝘰𝘴𝘪𝘵 𝘗𝘭𝘢𝘤𝘦𝘮𝘦𝘯𝘵 𝘈𝘨𝘳𝘦𝘦𝘮𝘦𝘯𝘵, 𝘢𝘯𝘥 𝘗𝘳𝘰𝘨𝘳𝘢𝘮 𝘐𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘙𝘢𝘵𝘦𝘴.

10/16/2026

Women are investing at record rates, setting new standards in financial autonomy.

We found that women are creating their own paths to wealth creation with millennials leading the charge. The success of millennials reflects higher educational levels and careers as business owners, executives and entrepreneurs, resulting in record wealth accumulation.

10/14/2026

When you need cash fast, a securities-based loan may be more cost-effective than selling appreciated assets. A simple equation can help you weigh your options.

10/07/2026

Before you borrow, there may be other options.

Your portfolio may offer another way to fund your home upgrade. Access strategic liquidity at promotional rates as low as 5.65% (5.73% APR) through October 30, 2026, no appraisal, no waiting weeks to close.

Message me for more information.

09/29/2026

A common misconception for new investors is that they won't be able to touch their money until retirement.

While this is true with some accounts (company's 401(k) or Traditional IRA), there are many different types of accounts that you can start now and get access when life events come up:

- Home purchase/down payment
- Wedding
- Car purchase
- Emergency
- Home improvements

The list goes on.

Each account has different benefits, but to keep it simple...

There are options to invest even if you need the money next year, 5 years down the road, or even next month.

09/15/2026

Do you receive Restricted Stock Units as a part of your compensation?

They can be an extremely effective way to get ahead of your financial planning.

This blog post simplifies:
- Key terms
- Implications when you receive and when you sell RSUs
- The difference between vested and unvested shares
- What options you have after your shares vest

Are you utilizing your RSUs to help achieve your financial goals?

What you need to know about your Restricted Stock Units (RSUs)