ASA Insurance

ASA Insurance We’re passionate about insurance because we care about people. Our policies have been protecting the residents of Utah since 1950

Our policies have been protecting the residents of Utah since 1950, and we are one of the state’s largest providers. Money is hard-earned, and we believe it should be well spent. Our aim is to provide affordable rates with superior service and coverage. As an independent agent we’re not bound to any single policy or rate structure. We represent a wide variety of companies which allows us to shop a

round for the best policy for you. Because of our independence we are able to offer you impartial, expert advice.

Moving into a Salt Lake City apartment this summer? Renters insurance is one of those small things that can matter a lot...
06/15/2026

Moving into a Salt Lake City apartment this summer? Renters insurance is one of those small things that can matter a lot. It may help protect your belongings from covered losses, and it can also provide liability protection depending on the policy. Your bike, laptop, couch, clothes, and “very important” coffee setup deserve a plan.

Ask ASA Insurance Agency for a renters insurance quote.

Summer storms in Utah can show up fast. A little wind, a little hail, one very dramatic patio umbrella. Homeowners, this...
06/08/2026

Summer storms in Utah can show up fast. A little wind, a little hail, one very dramatic patio umbrella. Homeowners, this is a good month to check your roof, gutters, trees, and outdoor items before storm season gets too spicy. Insurance works best when your coverage and home details are current.

Contact ASA Insurance Agency to review your home policy.

Salt Lake City summer drives are officially here: canyon trips, weekend errands, road construction, and the mysterious d...
06/05/2026

Salt Lake City summer drives are officially here: canyon trips, weekend errands, road construction, and the mysterious driver who suddenly remembers their exit. Before the season gets busy, take a quick look at your auto coverage. Are your vehicles, drivers, and current habits still reflected correctly? A simple review now can save confusion later.

Message ASA Insurance Agency for an auto quote or coverage review.

Summer road trips are calling, Salt Lake City. Before you load the snacks, cue the playlist, and argue over who gets the...
06/02/2026

Summer road trips are calling, Salt Lake City. Before you load the snacks, cue the playlist, and argue over who gets the good seat, take a quick look at your auto coverage.

A few smart checks before you hit the road:

Make sure your ID cards are current
Review roadside assistance options
Check coverage for rental cars if you’ll be using one
Confirm your policy still fits your vehicle and driving habits

A 10-minute review now can save a lot of stress later.

For more than 70 years, ASA Insurance has been proud to serve families throughout Salt Lake City and the surrounding com...
06/02/2026

For more than 70 years, ASA Insurance has been proud to serve families throughout Salt Lake City and the surrounding communities. Our commitment has always been about more than insurance—it’s about helping protect the people, homes, and neighborhoods we care about within our community.

We’re excited to announce a new chapter for our page and blog! Going forward, we’ll be sharing helpful home safety tips, seasonal preparedness advice, conservation ideas, and information about family-friendly events happening right here in our community.

Whether you’re looking for ways to keep your family safer, save money and resources around the home, or discover fun local activities, we’ll be bringing you content that’s practical, relevant, and worth reading.

This is just the beginning. We have a lot of exciting content planned, and we can’t wait to share it with you.

Thank you for trusting ASA Insurance for over seven decades. Stay tuned—the best is yet to come!

05/31/2026

Flooding is one of the most common and costly natural disasters in the United States, and standard homeowners' insurance doesn’t cover it. That surprises a lot of people, often at the worst possible time.

To get flood coverage, most homeowners need a separate policy through the National Flood Insurance Program or a private insurer. These policies cover the structure of your home and, with an added policy, your personal belongings.
Temporary housing costs aren’t included.

A common misconception is that flood risk only applies to homes in designated flood zones. According to recent FEMA data, about one-third of flood insurance claims come from properties outside of high-risk areas. Heavy rainfall and poor drainage don't follow zone boundaries.

There's also a waiting period to know about. Most flood policies don't take effect until 30 days after purchase.

FEMA maintains publicly searchable flood maps by address if you want to check your area's risk level.

General liability insurance protects your business if a customer, vendor, or member of the public claims your company ca...
05/25/2026

General liability insurance protects your business if a customer, vendor, or member of the public claims your company caused them bodily injury or property damage.

Picture a client slipping on a wet floor in your office, or a contractor accidentally damaging a customer's property on a job site. These situations can result in lawsuits that cost tens of thousands of dollars to defend, even if your business did nothing wrong.

General liability covers legal fees, settlements, and judgments up to your policy limits. It also covers advertising injury in many cases, including accidentally using copyrighted material in your marketing or making a statement that another business claims damaged their reputation.

Some clients and vendors will require proof of coverage before they'll work with you at all. If you're running any kind of business, even a small home-based one, it's worth having a conversation with a licensed agent about whether general liability coverage fits your situation—call now!

If you've ever shopped for car insurance, you've probably seen the terms "liability" and "full coverage" without much ex...
05/18/2026

If you've ever shopped for car insurance, you've probably seen the terms "liability" and "full coverage" without much explanation.

Here's what they actually mean.

Liability coverage pays for damage you cause to other people and their property in an accident. It doesn’t pay for your own injuries or your vehicle.

Full coverage isn't a specific policy type, but rather an informal term for a combination of liability, collision, and comprehensive coverage. Collision pays for damage to your vehicle after an accident, regardless of fault. Comprehensive covers losses from theft, hail, falling trees, or hitting an animal.

Whether full coverage makes sense depends largely on your vehicle's value and whether you have a loan or lease. On an older car worth a few thousand dollars, the cost of adding collision and comprehensive may not be worth what you'd actually collect in a claim.

Wondering what’s right for you? Call us today to discuss.

Most homeowners assume their policy covers just about everything that could go wrong with the house. The reality is more...
05/13/2026

Most homeowners assume their policy covers just about everything that could go wrong with the house. The reality is more detailed than that, and it's worth knowing where the lines are before you ever need to file a claim.

A standard homeowners policy typically covers damage from fire, windstorms, hail, lightning, and theft. It also covers liability if someone gets hurt on your property.

As for what it generally does NOT cover: flooding, earthquakes, and routine wear and tear.

That last category catches a lot of people off guard.

If your roof is 25 years old and starts leaking, that's usually considered a maintenance issue rather than sudden damage, which means the repair bill lands on you.

The best time to read through your policy isn't after something goes wrong.
Spending 20 minutes with the declarations page and exclusions section now can save a lot of frustration later.

Call us today to discuss your coverage.

Paying your insurance premium is easier than ever today. With so many payment options available, staying covered doesn’t...
04/30/2026

Paying your insurance premium is easier than ever today. With so many payment options available, staying covered doesn’t have to be complicated.

You can pay online through your provider’s website, set up automatic payments, or use their mobile app from anywhere.

If you prefer a more traditional way, you can still pay by phone, mail, or even visit the office in person. The important thing is making sure your payments are always on time so your coverage stays active.

Simple payment options make it easier to stay protected without the stress.

Address

2200 S State St
Salt Lake City, UT
84115

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+18014867463

Website

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