The Ashlee Shipley Team

The Ashlee Shipley Team Licensed Branch Manager
Fairway Home Mortgage | #2289
UT, TX, SD, ID, NV, AZ - BK0904162
Ashlee Shipley NMLS #: 1280022
Equal Housing Opportunity Lender
(1)

My goal is to help you reach your home ownership goals. Every loan is different. Every client is important. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement

has not been approved, reviewed, sponsored or endorsed by any department or government agency. Rates are subject to change and are subject to borrower(s) qualification.

06/10/2026

Did you know mortgage lenders look at different credit scores? Understanding this can save you money on interest rates! Get informed and don’t go into the home-buying process alone. 🏠💰

06/08/2026

If you’re waiting to hit an 800 credit score to buy… STOP 🛑 doing that! You don’t need perfect credit to buy. Understand the truth about credit and find the home of your dreams. Start your journey today! 🏠💳

06/05/2026

Curious about how a HELOC can transform your finances? 🏡💵 It’s perfect for home improvements and managing large expenses! 💰 Drop a comment below or follow for more details! ✍️🔨

Still think you need 20% down to buy a home? Let’s retire that myth. 👏 Depending on your loan type and eligibility, you ...
06/04/2026

Still think you need 20% down to buy a home? Let’s retire that myth. 👏
 
Depending on your loan type and eligibility, you may be able to buy with:
- 3% down on some conventional loans
- 3.5% down with FHA
- 0% down with VA or USDA
- Down payment assistance, if you qualify
The real question isn’t, “Do I have 20% saved?”
It’s, “What loan options do I qualify for?”
Before you count yourself out, let’s talk and narrow down your numbers. Your path to homeownership may be closer than you think.

06/03/2026

20% down?! I don’t think so!
Thinking of buying a 🏠? Down payments don’t have to be daunting! Many options allow for 0-5%! Talk to a lender to see how much you should be putting down on a home.

PMI is not the villain, it can actually create opportunities for you as a buyer 👉🏻 swipe through to learn how and DM me ...
06/02/2026

PMI is not the villain, it can actually create opportunities for you as a buyer 👉🏻 swipe through to learn how and DM me if you’re ready to talk about your home financing options! Can’t wait to chat!

06/01/2026

Curious about PMI? 🤔 It’s Private Mortgage Insurance that protects lenders if your down payment is under 20%! 💵 Understanding it can save you money on interest rates! 📉 Want to dive deeper? Comment or DM me! 💬

05/29/2026

Appraisal and inspection are two words buyers hear a lot… and mix up a lot.
Here’s the simple breakdown:
An appraisal estimates the home’s value for the lender.
An inspection checks the home’s condition for the buyer.
So basically:
Appraisal = how much it’s worth
Inspection = what kind of shape it’s in
Both matter, but they do completely different things.
Save this before you start house hunting. 🏡

05/28/2026

Confused about appraisals vs inspections? 🤔🏡 Understanding the difference is key! While appraisals estimate your home’s value 💰 for lenders🏦, inspections focus on its condition⚒️. 👉 Comment or DM with questions!

Earnest money is one of those home buying terms that sounds more complicated than it needs to be. Think of it as your “I...
05/27/2026

Earnest money is one of those home buying terms that sounds more complicated than it needs to be.
 
Think of it as your “I’m serious about this house” deposit.
 
It’s typically held by a neutral third party, can often be applied toward your down payment or closing costs, and is tied to the rules and deadlines in your purchase contract.
 
Translation: don’t just send the money and hope for the best. Know who’s holding it, what it counts toward, and which deadlines protect it.
 
Save this for offer day.
 

Address

5295 S Commerce Drive, Ste. G70
Salt Lake City, UT
84107

Telephone

+18014508289

Website

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