The Ashlee Shipley Team

The Ashlee Shipley Team Licensed Branch Manager
Fairway Home Mortgage | #2289
UT, TX, SD, ID, NV, AZ - BK0904162
Ashlee Shipley NMLS #: 1280022
Equal Housing Opportunity Lender
(1)

My goal is to help you reach your home ownership goals. Every loan is different. Every client is important. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement

has not been approved, reviewed, sponsored or endorsed by any department or government agency. Rates are subject to change and are subject to borrower(s) qualification.

08/10/2026

Sometimes the hardest decisions are a team effort 😘

Earnest money sounds like one more confusing homebuying term, but it is actually pretty simple.It is your good faith dep...
08/07/2026

Earnest money sounds like one more confusing homebuying term, but it is actually pretty simple.
It is your good faith deposit.
When your offer is accepted, earnest money shows the seller you are serious about moving forward. It is usually held in escrow and can often be applied toward your closing costs or down payment.
But here is the part buyers really need to understand:
Your contract dates matter.
If you cancel during a protected contingency period, your earnest money may be protected. But if you miss deadlines or back out outside of those protections, you could risk losing it.
So no, earnest money is not just random extra cash.
It is part of your offer strategy — and it needs to be handled correctly.
Buying soon? Let’s make sure you know what you are signing before money is on the line.

08/05/2026

Now that I have your attention, follow along and let’s get you the house!! 🏡

08/03/2026

Ever wondered about those key dates in your home purchase contract? From the effective date to crucial deadlines ⏰, each step matters! Don’t miss out on understanding your real estate journey! Drop your questions below! 🏡

You do not need an 800 credit score to buy a house.Read that again.A lot of buyers delay getting started because they th...
07/31/2026

You do not need an 800 credit score to buy a house.
Read that again.
A lot of buyers delay getting started because they think they need perfect credit before they can talk to a lender. But your credit score is only one part of the mortgage picture.
Yes, credit matters. It can impact your rate, terms, and loan options.
But lenders also look at your income, debts, down payment, assets, loan program, and overall financial profile.
So before you spend months trying to hit some random “perfect score” goal, get the real numbers.
You might be closer than you think.
Don’t guess. Get a game plan.

07/30/2026

Chasing an 800 credit score? You’re missing out! 📊 A 740 is typically just as good for great mortgage loan terms. Curious about your options? Comment below, and let’s chat! 💬

When sellers review offers, they are looking at the full picture — not just the purchase price.They want to know:Can thi...
07/29/2026

When sellers review offers, they are looking at the full picture — not just the purchase price.
They want to know:
Can this buyer actually close?
Is their financing strong?
Are the terms clean?
Will this be smooth or stressful?
That means your offer strategy matters.
A strong pre-approval, responsive lender, clean terms, and flexible timeline can all help your offer stand out.
So before you panic-offer your way into a house, let’s build a game plan.
Don’t just offer. Strategize.

07/28/2026

Winning isn’t just about price, it’s about positioning! Clear contract terms 📝 and strong communication 💬 make it easy for sellers to decide. Want my strategy checklist 📊? Comment or DM me!

07/27/2026

Number ONE thing to do when you’re ready to start your home buying journey is to talk to a lender and put a plan together to get pre-approved!

A pre-approval is necessary to be taken seriously as a buyer for most properties and home buying scenarios

Reach out to our team or comment 🏡 if you are ready to put your home buying plan together!

07/23/2026

As a loan officer, I experience all of the emotions. But rest assured that I am there with you to help you navigate the highs and lows and to get you to closing!

utahrealestate

Address

5295 S Commerce Drive, Ste. G70
Salt Lake City, UT
84107

Telephone

+18014508289

Website

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