David Nelson - Professional Mortgage Consultant

10/30/2026

🎃 I asked Michael Myers what he thought about today’s mortgage rates.

He just stared at me. 🔪💀😂

Honestly, fair reaction.

But while rates can be scary, buying a home without a solid strategy can be even scarier!

Let’s save the horror stories for Halloween and the smart planning for your mortgage. 🏡

Happy Halloween! 🎃

10/15/2026

“Mortgage rates are too high.” 📈

Me tiptoeing in with a strategy that could lower your mortgage rate—with a little help from the seller. 🕺

The dance is questionable. The strategy deserves a conversation. 😂

DM me “TIPTOE” to see how! 🏡

10/01/2026

Going quiet while you wait on a lender is the part of buying that wears people out. Kaitlin said communication stayed clear and they closed in 30 days. If you want that kind of update trail, call 801-699-9148 or email [email protected].

10/01/2026

You may not need to wait for mortgage rates to drop. 👀

The right seller concession could help buy your rate down — and make a bigger difference than you think.

Watch the video, then DM me “RATES” and I’ll show you how it works.

HomeBuyer

09/22/2026

The AI infrastructure build-out happening across the U.S. is massive, requiring enormous investment in data centers, energy, equipment, construction and skilled labor.

And that could create additional inflationary pressure.

Why does that matter for homebuyers?

Because persistent inflation can push mortgage rates higher.

Instead of building your entire homebuying strategy around the hope that rates fall, it may be worth exploring options available today, including temporary or permanent interest-rate buydowns.

Watch the video for why I think AI could have a much bigger impact on mortgage rates than most homebuyers realize.

Want to see what a buydown could look like on your numbers? Send me a message.

09/11/2026

**Their goals. Their journey. Their new home. 🏡**

Behind every closing is a client who took a big step toward something they’ve been working for.

Whether it was buying their first home, finding the right investment, or navigating a unique financial situation, their story is what matters most.

Grateful to be part of the journey—and even more grateful to celebrate the result. ❤️

**Real clients. Real experiences. Real milestones.**

09/05/2026

5.0 star review received on Experience.com for David Nelson by Maureen L - Worked around my crazy schedule to get the work done. Greatly appreciated.

Click to see all 184 reviews of David Nelson, LOAN OFFICER NMLS # 223291

09/04/2026

Their goals. Their journey. Their new home. 🏡

Behind every closing is a client who took a big step toward something they’ve been working for.

Whether it was buying their first home, finding the right investment, or navigating a unique financial situation, their story is what matters most.

Grateful to be part of the journey—and even more grateful to celebrate the result. ❤️

Real clients. Real experiences. Real milestones.

08/27/2026

Another happy client and another homeownership story worth celebrating! 🏡✨

It’s always special to see clients reach their goals and move one step closer to the home they’ve been dreaming of. Here’s what this client had to say about their experience. ❤️

06/04/2026

📣 Agents, read this before your next condo deal!

Condo financing rules are changing, and most agents don't know it's coming. Here's what's happening:

✅ Fannie and Freddie are doing away with the "limited review" that made a lot of condo loans quick and easy. Now most condos require a FULL review.

✅ That means three things have to qualify, not one: your buyer, the appraisal, AND the HOA itself (budget, reserves, insurance, and any litigation).

✅ HOAs are the wild card. They can take up to two weeks just to hand over their budget, so a deal you thought was conventional can suddenly need a different program.

It's not the buyer. It's the BUILDING. More condo buyers (and the agents who represent them) are going to get surprised mid-transaction. Buildings that closed fine a year ago may not clear today.

Send me a message if you want the full breakdown of what's changing. Let's make sure none of your condo deals get caught off guard! 🏙️