Michael Carpenter - Senior Mortgage Originator - NMLS# 299957

Michael Carpenter - Senior Mortgage Originator - NMLS# 299957 Michael Carpenter, Intercap loan officer, providing home financing and refinancing to UT residents. He lives and works in Salt Lake City, Utah.

Michael Carpenter is an Intercap loan officer providing home mortgage loans and refinance to Utah homeowners.

Your journey to homeownership starts with a plan. Explore programs, budgets, and timelines that make sense for you.Comme...
12/01/2025

Your journey to homeownership starts with a plan. Explore programs, budgets, and timelines that make sense for you.
Comment “HOME” if you’re ready to get started.



Not a commitment to lend.

Timing matters. If you have been considering a refinance, improvement project, or purchase, review today’s options and d...
11/28/2025

Timing matters. If you have been considering a refinance, improvement project, or purchase, review today’s options and decide with clarity.
Share if someone you know is planning a move.



Not a commitment to lend.

Happy Thanksgiving. We are thankful for the trust you place in us and for the chance to help families find home.Share a ...
11/27/2025

Happy Thanksgiving. We are thankful for the trust you place in us and for the chance to help families find home.

Share a photo of your favorite tradition.

There’s nothing like the feeling of coming home—especially when it’s your home.Wishing you warmth, gratitude, and maybe ...
11/27/2025

There’s nothing like the feeling of coming home—especially when it’s your home.

Wishing you warmth, gratitude, and maybe a new front door.

A stronger credit profile can improve your rate and expand your options. Lower balances below 30 percent of limits, auto...
11/24/2025

A stronger credit profile can improve your rate and expand your options. Lower balances below 30 percent of limits, automate on time payments, and avoid new debt. Small changes add up fast when you stay consistent.

Share this with someone preparing to buy.



Not a commitment to lend.

Days on market are stretching, which can create leverage for buyers and signals for sellers to price strategically. Timi...
11/21/2025

Days on market are stretching, which can create leverage for buyers and signals for sellers to price strategically. Timing matters.

Comment what you are seeing in your neighborhood.

A little maintenance now can prevent costly repairs later. These five quick tasks help your home run smoothly through th...
11/19/2025

A little maintenance now can prevent costly repairs later. These five quick tasks help your home run smoothly through the colder months: Clean gutters, check weatherstripping, service your HVAC, test smoke detectors, and drain outdoor lines.

Want to increase your buying power. Improve credit, reduce monthly debts, and choose the right program for your goals. A...
11/17/2025

Want to increase your buying power. Improve credit, reduce monthly debts, and choose the right program for your goals. A small shift can open big doors. Like if you want a simple worksheet to build a custom plan.



Not a commitment to lend.

Let’s bust a few myths. New builds can be competitively priced, energy efficient, and sometimes include credits that red...
11/14/2025

Let’s bust a few myths. New builds can be competitively priced, energy efficient, and sometimes include credits that reduce upfront costs.
Did you know Intercap Lending is the preferred lender of many affordable home builders? Drop a comment below for more info and a list of active listings with our partners.



Not a commitment to lend.

If buying a home is on your list, you may be closer than you realize. Let’s map out your budget, your options, and a rea...
11/12/2025

If buying a home is on your list, you may be closer than you realize. Let’s map out your budget, your options, and a realistic timeline that fits your life.



Not a commitment to lend.

Today we honor the brave men and women who served with courage, sacrifice, and strength.At Intercap Lending, we’re proud...
11/11/2025

Today we honor the brave men and women who served with courage, sacrifice, and strength.

At Intercap Lending, we’re proud to support our veterans—not just in words, but through action, education, and homeownership opportunities.

Thank you for your service. You’ve earned more than our gratitude—you’ve earned a place to call home.

As housing inventory increases, buyers have more options and time to make confident decisions. Sellers benefit from seri...
11/10/2025

As housing inventory increases, buyers have more options and time to make confident decisions. Sellers benefit from serious, qualified buyers who are ready to act.

Comment if you’ve noticed more “For Sale” signs in your area.

Address

910 East 6600 South
Salt Lake City, UT
84121

Opening Hours

Monday 9am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 8:30am - 5pm

Telephone

+18013653354

Website

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