The Mortgage Team

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The Mortgage Team Personal NMLS102861
Branch NMLS1914653
Company NMLS3029 Our team does loans in the following states: Utah, Oregon, California, Nevada, & Florida.

Our Loan Officers will be licensed in more states soon, so just ask.

Not everyone who talks to a mortgage professional is ready to buy a house this month.And that is completely fine.Sometim...
11/02/2026

Not everyone who talks to a mortgage professional is ready to buy a house this month.
And that is completely fine.
Sometimes the most valuable conversation happens six months or a year before the purchase.
You can identify what needs attention, establish savings goals, learn about potential programs, and build a plan.
When the time comes, you will not be starting from zero.

The mortgage that made sense when you bought your home may not always match the life you have today.Careers change. Fami...
10/29/2026

The mortgage that made sense when you bought your home may not always match the life you have today.
Careers change. Families grow. Children leave home. Financial priorities shift.
It can be worthwhile to periodically look at your mortgage alongside the rest of your financial goals.
You may decide everything is exactly where it should be.
Or you may discover another option worth exploring.

Credit scores. Down payments. Interest rates. Closing costs.There can be a lot about buying a home that sounds intimidat...
10/26/2026

Credit scores. Down payments. Interest rates. Closing costs.
There can be a lot about buying a home that sounds intimidating, especially when you are not sure where to begin.
But you do not have to figure it all out on your own.
Understanding your financing options, what you may qualify for, and what steps could help you prepare can make the path forward feel a whole lot less scary.
The only thing haunting you should be your Halloween decorations. đź‘»

Renewing a lease can sometimes feel automatic.Before you sign, it may be worth asking one question:What would buying loo...
10/23/2026

Renewing a lease can sometimes feel automatic.
Before you sign, it may be worth asking one question:
What would buying look like for me?
Renting may absolutely be the right decision for your situation. But if homeownership is something you want, learning what you could qualify for gives you the ability to compare your options rather than wonder.

If your home has gained equity since you bought it, you may not need to keep paying private mortgage insurance.Removing ...
10/21/2026

If your home has gained equity since you bought it, you may not need to keep paying private mortgage insurance.
Removing it — or adjusting your loan term to fit where you are today — can lower your monthly payment without touching your original rate.
Sometimes the biggest savings aren't about the rate at all.
Don't just refi, $martRefi with SNMC and let us help you save thousands.

If buying a home is something you hope to do next year, you do not have to wait until January to start preparing.A conve...
10/20/2026

If buying a home is something you hope to do next year, you do not have to wait until January to start preparing.
A conversation now can help you understand your credit, savings goals, potential buying power, and financing options.
Maybe you are already closer than you thought.
Maybe you have a few things to work toward first.
Either way, knowing gives you something incredibly valuable: a plan.

No two borrowers arrive at homeownership the same way.Some save for years.Some use down payment assistance.Some purchase...
10/15/2026

No two borrowers arrive at homeownership the same way.
Some save for years.
Some use down payment assistance.
Some purchase their first home later in life.
Some start with a condo or townhome.
Some sell one home to begin another chapter.
Some discover a financing option they did not know existed.
Your path does not need to look like anyone else’s.
It just needs to work for you.

Not true. Rates are actually part of a smaller piece of the picture.Removing PMI, changing your loan term, or restructur...
10/14/2026

Not true. Rates are actually part of a smaller piece of the picture.
Removing PMI, changing your loan term, or restructuring what you owe can all be good reasons to refinance — regardless of where rates sit today.
A mortgage checkup isn't about chasing a lower rate. It's about making sure your loan still fits your life.
Don't just refi, $martRefi with SNMC and let us help you save thousands.

The kitchen where everyone somehow ends up talking.The hallway filled with family photos.The couch with somebody’s perma...
10/12/2026

The kitchen where everyone somehow ends up talking.
The hallway filled with family photos.
The couch with somebody’s permanent favorite spot.
The doorway where you measure how much the kids have grown.
A home is made up of walls, windows, and a roof.
But what happens inside is what gives it meaning.
We are proud to help finance the places people turn into something much bigger.

Address

433 Ascension Way 5th Floor
Salt Lake City, UT
84123

Telephone

+18015506724

Website

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