Jason Kimura Mortgage

09/11/2026

09/11/2026

A little breathing room for your first six months of homeownership? I’ve got you. 🏡

Through December 31, 2026, I’m offering Intercap’s new 6-Month Temporary Buydown as a lender-paid option on eligible conventional loans.

That means your first six payments are calculated using an interest rate 0.50% below your permanent Note Rate. Beginning with payment seven, payments return to the full amount based on the Note Rate.

For buyers, it’s a little extra breathing room at the beginning of homeownership. For agents, it’s another creative financing option to share with your clients, without asking the seller to fund the buydown.

📲 Ready to see how much this could reduce your first six payments? Send me a message and let’s run a personalized scenario for you or your buyer.

Lender-paid offer available through December 31, 2026, on eligible loans. Borrowers must qualify using the payment based on the full Note Rate. Additional guidelines and restrictions may apply.

08/15/2026

The Utah Veteran First-Time Homebuyer $2,500 Grant is available to help eligible Veterans make homeownership more attainable. 🏠🔑

Qualified Veterans may be eligible for up to $3,000 in homebuying assistance with Intercap Lending.

Thinking about buying your first home in Utah?

📲 Reach out to learn how you may qualify for up to $3,000 in homebuying assistance.

Program eligibility and requirements apply.

08/13/2026

🩺 Great news for Nurse Practitioners!

Our Medical Professional Loan Program has expanded to include eligible Nurse Practitioners who hold an MSN or DNP.

If you're a Nurse Practitioner thinking about buying a home, or know someone who is, I'd love to help explore the financing options available. 🏠

📲 Reach out to learn more and see if you qualify!

07/31/2026

🎒📚 It's Backpack Drive season!

We're proud to kick off Intercap Lending's annual Backpack Drive, and this year is especially meaningful as we celebrate 15 years supporting Stansbury Elementary and 8 years supporting Windsor Elementary.

Together, these two Title I schools serve more than 1,200 students. With just $15, you can provide a backpack filled with essential school supplies and help a student start the school year feeling prepared and confident.

We're also putting together teacher gift bags to support the incredible educators who make a difference every day. 🍎

💙 Donate via Venmo:
-Donations

Every donation, share, and act of kindness helps make a real impact in our local community. Thank you for helping us give students and teachers the best possible start to the school year.

07/04/2026

Wishing you a fun and meaningful 4th of July. Here’s to celebrating freedom, community, and the people who make every place feel like home.

06/29/2026

Timing is the reason most move-up buyers hesitate. It is also one of the most solvable problems in the transaction when a lender knows what they are doing.

We work with agents regularly to structure loans that give clients flexibility on both the buy and sell side. That means cleaner offers, fewer contingencies, and transactions that do not fall apart because the calendar did not cooperate.

If you have a listing where the seller needs to buy next, this is a conversation worth having before they go under contract. The earlier we get involved, the more options we have.

Send us the scenario and we will tell you what fits.

06/26/2026

Most people think they have to sell their home before they can buy the next one. That is not always true.

Our Stress Less Transition program gives you a 90 day window to buy your next home before your current one sells. No scrambling to find temporary housing. No making an offer contingent on your sale. No living out of boxes while you wait.

Here is why that matters in today's market. Contingent offers are harder to win. Sellers want certainty. When you can come in without a sale contingency, your offer looks completely different.

There are conditions to qualify and not every situation will fit. But for the right buyer, this program removes one of the biggest stress points in the entire moving process.

Watch the video and reach out to find out if you qualify. The process is more straightforward than most people expect.

06/24/2026

Not every buyer looks the same. Neither should their loan.

First-time buyer with limited savings? We have programs for that. Self-employed with complicated income? We have a path forward. Veteran ready to use your benefit? We have you covered. Investor building a portfolio? We work with that too.

The biggest mistake buyers make is assuming they do not qualify before they ever ask. The second biggest mistake is working with a lender who only has one or two options to offer.

We carry the full range. FHA, VA, USDA, Conventional, Jumbo, HELOC, New Construction, Reverse Mortgage, and more. Whatever your situation looks like, we start by finding the right fit, not forcing you into what is easy.

Watch the video and then reach out. Your scenario is probably more workable than you think.

06/22/2026

Ever wonder what actually happens after you apply for a home loan?

Most buyers have no idea what goes on behind the scenes. They submit their application and then wait, hoping for good news. We think you deserve to know exactly what is happening and why.

The approval process comes down to a few core things. Your income, your credit, your assets, and the property itself. Each one gets reviewed and verified. When all four check out, you get your approval.

Knowing this upfront means no surprises mid-process. It also means if something needs attention, we catch it early and fix it before it becomes a problem.

Watch the video. Then reach out and we will walk you through exactly where you stand.