Peak Benefits Insurance

03/06/2026

Make The Most of Your HSA:

April 15 is your deadline to make HSA contributions for the 2025 tax year. If you had a qualified plan last year and haven’t maxed out your Health Savings Account yet, there’s still time to take full advantage of the tax savings.
2025 IRS HSA Contribution Limits:
• $4,300 for individual coverage
• $8,550 for family coverage
• Additional $1,000 catch-up contribution if you’re age 55 or older
Contributing up to the annual limit can lower your taxable income. Invested HSA funds grow tax-free and can be used at any time to pay for qualified medical expenses.

12/18/2025

In a recent survey, about 42% of insured adults in the U.S. (aged 18 to 64) said it’s tough to afford medical care. The number was naturally higher among the uninsured (82%).

It’s not hard to see why. According to Healthcare.gov, a broken leg can cost $7,500 to fix, and the average cost of a 3-day stay in the hospital is about $30,000.

Medical bills due to accidents aren’t uncommon. Accidents account for just over 26 million trips to the ER per year.

These startling stats paint an unfortunate picture of today’s healthcare landscape. Rising healthcare costs continue to make it hard for people to cover medical bills, even when they have health insurance.

AllState is offering short term medical plans and supplemental plans like accident indemnity plans that could be a good solution for many.

11/20/2025

Have you renewed your health insurance for 2026 yet? There is a lot going on in the market, so use an agent to help.

An extension of enhanced ACA tax credits appears unlikely, experts say, leaving millions of Americans facing potentially higher health plan costs in 2026.

11/03/2025

Shop now for 2026 Health insurance

11/01/2025

Open enrollment begins today for 2026 coverage. Be sure you are covered appropriately. Click here to shop https://www.healthsherpa.com/?_agent_id=david-monsen-b3oog

01/14/2025

Open enrollment ends January 15th. These are the final days to get a health insurance policy for 2025. Act now!

12/17/2024

Good news! In case you haven’t heard, CMS has extended the deadline to enroll in January 1, 2025 coverage until Wednesday December 18. You now have until 5 a.m. EST on Thursday, Dec. 19 to enroll! Use the following link to shop and apply.
https://www.healthsherpa.com/?_agent_id=david-monsen-b3oog

10/30/2024