Make sure to read this if you're currently facing foreclosure or about to be behind on your home loan payments. When it comes to putting up a defense to stop the foreclosure process, we'll help you understand all of your options. There are different options that are available which include forbearance agreements, reinstatement plans, and loan modifications. The most common options that you're most
likely to be facing are:
1. Try to negotiate some type of reinstatement of your mortgage if you're currently behind.
2. You can file for bankruptcy. We'll help you better understand if this is the proper path for you, but we cannot assist you with defending to stop the foreclosure process if this is the choice.
3. You can pay off the loan by selling the property, if you have enough equity for that.
4. One that is really not an option, but without proper defense, you can always turn the property over to the mortgage company and be penalized with extra fees to make matters worse.
5. What we consider to be the very best option is for you to call so we can use the techniques that we've used successfully many times against the mortgage companies to save our past clients homes. Even if you don't hire us we're going to let you know exactly what you can expect and how we can help you through the process, free of charge.
