Intercap Lending, Inc

Intercap Lending, Inc Intercap Lending Firestone Corporate. Specializing in home financing and refinancing. Home ownership is one of life’s greatest achievements. Welcome home!
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Intercap Lending is a nationwide direct mortgage lender providing home loans and refinance. Our mission is to make the loan process part of the celebration instead of an exhausting ordeal. Exceeding expectations with extraordinary service that’s uniquely personal to your life is where we live.

The appraisal process is getting its biggest update in years.Beginning this fall, Fannie Mae and Freddie Mac will requir...
09/01/2026

The appraisal process is getting its biggest update in years.

Beginning this fall, Fannie Mae and Freddie Mac will require a modernized appraisal report that uses a more dynamic, data-driven format designed to improve consistency, capture more property details, and create a more complete picture of a home's value.

While the report itself is changing, the purpose of an appraisal isn't.

An appraisal is still an independent opinion of a home's market value. It remains an important part of the mortgage process and helps ensure buyers, sellers, and lenders have confidence in the value of the property.

For most borrowers, the biggest difference will happen behind the scenes as the industry adopts new technology and reporting standards.

At Intercap, we stay ahead of changes like these so you don't have to. Our mortgage advisors are here to answer your questions, explain what to expect, and help make every step of the homebuying journey a little easier to understand.

Intercap loan officers are built different.Some people enter the mortgage industry through sales. Others through finance...
08/29/2026

Intercap loan officers are built different.

Some people enter the mortgage industry through sales. Others through finance. Cole Butcher built his foundation by understanding how every piece of the mortgage process works together.

Since 2015, he’s helped homebuyers navigate an increasingly complex market by focusing on what matters most: communication, preparation, and follow-through. The result is a mortgage experience that feels less overwhelming and more intentional.

What makes Cole especially effective is that he doesn’t do it alone.

Alongside Zoey Sutherland, whose background in mortgage operations provides a deep understanding of what happens behind the scenes, clients benefit from a team that sees the entire journey. From the first conversation to the closing table, they know how to anticipate challenges, keep transactions moving, and create a smoother experience for everyone involved.

Cole understands that getting a loan approved is only part of the job. The real value comes from helping clients understand their options, solving problems before they become roadblocks, and making sure they feel supported every step of the way.

In a business where anyone can talk about rates, Cole focuses on something harder to find.

Trust, consistency, and a team that knows how to get things done.

That’s how Intercap loan officers are built different.

There are plenty of ways to get information about buying a home.There are fewer opportunities to have a conversation wit...
08/27/2026

There are plenty of ways to get information about buying a home.

There are fewer opportunities to have a conversation with someone who can explain what those numbers actually mean for your goals.

At Intercap, every loan starts with people. Our mortgage advisors are here to answer questions, provide clarity, and help borrowers understand their options long before they sign a contract.

Because the best mortgage experience begins with a conversation.

No two homebuyers have the same financial goals, timeline, or priorities.Some buyers want to keep more cash on hand. Oth...
08/24/2026

No two homebuyers have the same financial goals, timeline, or priorities.

Some buyers want to keep more cash on hand. Others are focused on lowering their monthly payment. Some are buying their first home, while others are planning for their next chapter.

That's why we don't believe in one-size-fits-all financing.

At Intercap, our mortgage advisors take the time to understand your goals before recommending a loan strategy. Together, you'll explore your options, weigh the tradeoffs, and build a plan that supports both your home purchase and your financial future.

Because the right mortgage isn't just about getting approved.

It's about finding the solution that's right for you.

One of the biggest misconceptions about buying a home is that you should wait until you've found the perfect place befor...
08/20/2026

One of the biggest misconceptions about buying a home is that you should wait until you've found the perfect place before talking to a lender.

In reality, the earlier you start the conversation, the more prepared you'll be.

Getting pre-approved gives you a clear understanding of your budget. It gives you time to review your financing options, ask questions, strengthen your application if needed, and create a plan that fits your goals.

When the right home comes along, you won't be scrambling to figure out what's possible. You'll already know.

At Intercap, we believe preparation builds confidence, and confident buyers make better decisions.

Buying a home is one of the biggest financial decisions you'll ever make. It shouldn't be one of the most confusing.At I...
08/17/2026

Buying a home is one of the biggest financial decisions you'll ever make. It shouldn't be one of the most confusing.

At Intercap, we've built an experience designed to give borrowers confidence from day one. Our mortgage advisors take the time to understand your goals, explain your options, and answer questions before they become roadblocks.

Along the way, you'll have access to tools that help you understand your financing, estimate payments, securely upload documents, and stay informed throughout the process. No wondering where your loan stands or what comes next.

Behind every loan is a team of experienced professionals working together to keep things moving, solve challenges quickly, and make sure you always have someone in your corner.

A home loan is about more than getting to the closing table.

It's about making sure you feel informed, supported, and confident every step of the way.

Mortgage calculators are a great place to start.They're just not the place to stop.Most online calculators use basic ass...
08/14/2026

Mortgage calculators are a great place to start.

They're just not the place to stop.

Most online calculators use basic assumptions. They don't know if you're eligible for down payment assistance, whether seller concessions could reduce your cash to close, if a rate buydown makes sense, or which loan program best fits your goals.

They also can't account for your credit profile, income structure, long-term plans, or the thousands of small details that can change what's possible. That's where a conversation makes all the difference.

Intercap Lending's experienced mortgage advisors can take the numbers on the screen and turn them into a strategy that's built around you.

Technology is a great tool AND personal guidance is what helps you make confident decisions.

NMLS #190465 | Equal Housing Lender

Home equity isn't built overnight.It's built one mortgage payment, one market cycle, and one year at a time.For many hom...
08/12/2026

Home equity isn't built overnight.

It's built one mortgage payment, one market cycle, and one year at a time.

For many homeowners, equity becomes one of the largest sources of wealth they'll ever accumulate. It can create opportunities to renovate, consolidate debt, invest, purchase another home, or simply provide greater financial security.

The biggest mistake is thinking equity only matters when it's time to sell.

Understanding how much equity has been built and how it's growing is one of the smartest ways to stay connected to your financial future.

Whether you're a first-time homeowner or have owned your home for decades, every payment has the potential to move you one step closer to your next goal.

If you're curious about your home's value or how much equity you may have, let's start the conversation.

Veterans, the UHC Veterans First-Time Homebuyer Grant is open now.Eligible first-time homebuyers may receive $2,500 thro...
08/11/2026

Veterans, the UHC Veterans First-Time Homebuyer Grant is open now.

Eligible first-time homebuyers may receive $2,500 through the UHC Veterans Grant Program, PLUS an additional $500 from Intercap when you close your loan with us.

That’s $3,000 in potential assistance toward your first home.

Grant funds are limited, so now is the time to see if you qualify. Connect with your Intercap Loan Officer to learn more and get started.

The best mortgage advisors do more than quote interest rates.They help you understand your buying power before you start...
08/11/2026

The best mortgage advisors do more than quote interest rates.

They help you understand your buying power before you start shopping. They explain financing options in a way that's easy to understand. They work alongside your real estate agent to solve challenges, communicate throughout the transaction, and keep everything moving toward closing.

At Intercap, that's the standard we strive for every day.

Our mortgage advisors are backed by experienced operations teams, local decision makers, and technology that keeps borrowers informed from application to closing.

Because when you have the right people in your corner, buying a home becomes less about navigating the process and more about preparing for what's next.

Address

910 E 6600 S
Salt Lake City, UT
84121

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

Telephone

+18886432133

Website

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