White Pine Funding

White Pine Funding Whether you are a first time homeowner or buying a commercial property you’ll get the help you nee

We focus on building working relationships that last a lifetime with every client. We offer free consultations for loans involving one to four family properties in Utah. Our brokers in Salt Lake City are well-versed in all loans, including:

Conventional loans�
FHA loans�
Fixed-rate mortgage loans�
Jumbo loans�
Reverse mortgages�
USDA loans�
VA loans�
Commercial loans�
Conforming loans �
Subprime

loans

White Pine Funding LLC has a 1% down program for buyers who do not currently own a home! The lender will put an additional 2% toward your down payment, and the 1% can be a gift. This program does require a minimum 700 credit score, but does not require mortgage insurance! Call us today at 801-365-8180 for more details and to get in your new home sooner rather than later.

Buying a home feels overwhelming, but don't let these common myths stop you from getting started. The truth is, homeowne...
05/28/2026

Buying a home feels overwhelming, but don't let these common myths stop you from getting started. The truth is, homeownership may be more within reach than you think.
Drop your mortgage questions in the comments below!

05/27/2026

Buying your first home? Here are 3 tips you need to hear before you start.
1. Get pre-approved first, not pre-qualified.
2. Your credit score matters more than you think.
3. Budget for closing costs, not just the down payment.

Have questions or not sure where to start? Just send us a message, we'd love to help!

Utah buyers, this is your moment. The frenzy is over, inventory is up, and you finally have breathing room to make a sma...
05/26/2026

Utah buyers, this is your moment. The frenzy is over, inventory is up, and you finally have breathing room to make a smart move. Swipe through to see what the market looks like right now, and DM us when you're ready to take the first step.

What is DTI and why does it matter? We prioritize educating our clients on maintaining their credit profile throughout t...
05/21/2026

What is DTI and why does it matter? We prioritize educating our clients on maintaining their credit profile throughout the entire underwriting process.

A lender’s job is to tell you the maximum you can borrow, but our job is to help you find a payment you can actually liv...
05/19/2026

A lender’s job is to tell you the maximum you can borrow, but our job is to help you find a payment you can actually live with. Don't let "Gross Income" math ruin your "Net Income" lifestyle.

What actually makes up your monthly house payment? We’re breaking it down so you can start planning effectively.
05/14/2026

What actually makes up your monthly house payment? We’re breaking it down so you can start planning effectively.

05/13/2026

You wouldn’t ask a stranger for directions in your own neighborhood, so why trust a national corporation with your Utah home loan? We live here, we work here, and we know exactly what it takes to win in this market. 🏠

Your credit score might be closer to "home-ready" than you think. 🏠 Let's look at the numbers and build a strategy that ...
05/12/2026

Your credit score might be closer to "home-ready" than you think. 🏠 Let's look at the numbers and build a strategy that works for you.

Buying your first home is exciting, but starting without a budget is a recipe for stress. Message us, and we can help yo...
05/07/2026

Buying your first home is exciting, but starting without a budget is a recipe for stress. Message us, and we can help you buy with confidence.

Your time is valuable; don't spend it on hold with ten different banks. We do the heavy lifting, comparing the best Utah...
05/05/2026

Your time is valuable; don't spend it on hold with ten different banks. We do the heavy lifting, comparing the best Utah rates so you can focus on finding the right home.

Address

Salt Lake City, UT
84121

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+18013658180

Website

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