Insurit Insurance Agency

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Insurit Insurance Agency Independent insurance agency headquartered in
Salt Lake City, Utah — serving clients nationwide. We don't work for one company. We work for you. Let's Insurit.

We shop top carriers so you get the right coverage at the right price. At insurit. Insurance Agency, we’re redefining insurance—one community at a time. We believe everyone deserves better coverage, lower rates, and a stress-free experience. Starting in our local neighborhoods and expanding nationwide, we’re on a mission to make home and auto insurance simple, transparent, and built around real people’s needs. Because insurance should protect you, not surprise you. Let’s Insur-it!

Scariest sounds in a house, ranked:3. A smoke alarm chirp at 2 AM2. Dryer buzzer mid-movie1. A gurgle from the basement ...
10/14/2026

Scariest sounds in a house, ranked:
3. A smoke alarm chirp at 2 AM
2. Dryer buzzer mid-movie
1. A gurgle from the basement floor drain

Covered or not? Sewer backs up into your basement. Who pays — your policy, the city, or neither? Drop your guess 👇

Surprise: most homeowners policies don't cover sewer backup unless specific coverage is added (Insurance Information Institute). It's usually an add-on with its own limit, and it's not the same as flood.

Keep the gurgle away: keep grease out of drains, toss wipes and paper towels in the trash, ask a plumber about a backwater valve, and check your policy's water backup limit.

Got a basement? Worth a 5-minute look. When in doubt, quote it out.
https://www.insuritnow.com/get-started-with-insurit/?s=fb
Made it this far? You've earned the VIP line. Call or text Dave's cell at 801-830-8198 for the quickest response.
Coverage varies by policy, carrier, and state. This is general information, not a coverage guarantee.

10/13/2026

Quick PSA from your insurance guy: the garden hose comes off before the first freeze sneaks up on you. 🧊

Ten minutes now beats a surprise plumbing project this winter. Be honest — is yours still attached? 👇 Questions about your coverage? We're always happy to help.

Made it this far? You've earned the VIP line. Call or text Dave's cell at 801-830-8198 for the quickest response.

Life happens. insurit.

Utah in October: 77° on Saturday. Mid-50s by Tuesday. Your garden hose: still attached like it's July.The first freeze d...
10/12/2026

Utah in October: 77° on Saturday. Mid-50s by Tuesday. Your garden hose: still attached like it's July.

The first freeze doesn't send a heads-up. Salt Lake City's average first frost is around Nov 1, and some years it comes weeks earlier. Water expands as it freezes — that pressure can crack a pipe, hose bib, or a sprinkler line (American Red Cross).

Is a burst pipe covered? Often, yes — but some policies limit coverage if a home was left without heat, or for damage that built up slowly. Worth knowing before winter, not after.

This weekend: disconnect hoses, drain sprinkler lines, open sink cabinets on cold nights, let faucets trickle in severe cold, keep heat at 55°F+ when away.

When in doubt, quote it out: https://www.insuritnow.com/get-started-with-insurit/?s=fb
Read this far? You've earned the VIP line — call or text 801-830-8198.
Coverage varies by policy, carrier, and state. This is general information, not a coverage guarantee.

Fine Print Friday, Fire Prevention Week edition.Myth: "I don't live in the mountains, so wildfire doesn't affect my insu...
10/09/2026

Fine Print Friday, Fire Prevention Week edition.
Myth: "I don't live in the mountains, so wildfire doesn't affect my insurance."
Reality: wildfire risk is usually judged property by property: brush or open space nearby, roof type, your home's age and construction, the space around it. Depending on the carrier, that can affect your price, deductible options, or whether they'll write the policy.
Utah-specific: a 2025 state map put ~60,000 structures in Utah's high-risk wildland-urban interface. Starting Jan 1, 2027, those properties face a state fee of about $20–$100 a year for the first two years, separate from your insurance premium. Look up your address: wildfirerisk.utah.gov
At the Salt Lake Fall Home Show this weekend with a new roof on your list? Ask us how roof type factors into your coverage before you pick one.
When in doubt, quote it out. https://www.insuritnow.com/get-started-with-insurit/?s=fb · Call or text 801-830-8198
Coverage varies by policy and carrier.

Fall break is here for some Utah districts, next week for many more. Translation: someone's teenager is about to ask, “C...
10/07/2026

Fall break is here for some Utah districts, next week for many more. Translation: someone's teenager is about to ask, “Can I take Sam's car?”
Your teen borrows a friend's car and has a fender-bender. Whose insurance pays?
Usually the car owner's policy responds first — insurance follows the car. If damage exceeds its limits, your household policy may come in second, depending on the policies, how your teen is listed, and state rules.
Where it gets tricky: excluded drivers usually aren't covered even with permission; regular use of a friend's car can be treated differently than borrowing once; and most insurers expect every licensed driver at home to be listed or excluded.
When in doubt, quote it out — worst case, we confirm your policy is as good as it gets; best case, we find something better.
https://www.insuritnow.com/get-started-with-insurit/?s=fb · Call or text 801-830-8198
Coverage varies by policy, carrier, and state — general info, not a coverage guarantee.

Have you noticed how often people are searching “overcharged for insurance” lately? There’s a reason it’s trending and i...
05/05/2026

Have you noticed how often people are searching “overcharged for insurance” lately? There’s a reason it’s trending and it’s worth paying attention to.

A new Vanderbilt study found Americans are overpaying $150 billion a year on insurance. In 2024, insurers paid out 62 cents in claims for every dollar collected. In the 1980s, that number was 80 cents.

No federal law fixes that. But comparison shopping does.
As an independent agency, we shop multiple carriers for your specific situation. If you have not compared your rates in the last 12 months, one conversation tells you exactly where you stand.

Link in bio.

For those who celebrate, "Merry Christmas!" from all of us here at Low VA Rates Insurance. 🎄We hope your day is full of ...
12/25/2021

For those who celebrate, "Merry Christmas!" from all of us here at Low VA Rates Insurance. 🎄

We hope your day is full of ❤️ family and Christmas ✨ magic.

starts tonight, so to all of our clients and followers who celebrate, we hope the following eight days bring light and...
11/29/2021

starts tonight, so to all of our clients and followers who celebrate, we hope the following eight days bring light and joy to your communities and family.

Happy Thanksgiving! 🦃We're so grateful for all of our clients! Thanks for letting us serve you, and we hope you have a s...
11/25/2021

Happy Thanksgiving! 🦃

We're so grateful for all of our clients! Thanks for letting us serve you, and we hope you have a safe—and delicious—holiday.

Happy Labor Day! Today we wanted to express gratitude for all of our hardworking employees. ❤️Thanks for all you do!
09/06/2021

Happy Labor Day! Today we wanted to express gratitude for all of our hardworking employees. ❤️

Thanks for all you do!

Address

910 East 6600 South
Salt Lake City, UT
84121

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

(801) 701-3399

Website

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