05/05/2026
Have you noticed how often people are searching “overcharged for insurance” lately? There’s a reason it’s trending and it’s worth paying attention to.
A new Vanderbilt study found Americans are overpaying $150 billion a year on insurance. In 2024, insurers paid out 62 cents in claims for every dollar collected. In the 1980s, that number was 80 cents.
No federal law fixes that. But comparison shopping does.
As an independent agency, we shop multiple carriers for your specific situation. If you have not compared your rates in the last 12 months, one conversation tells you exactly where you stand.
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