Johnnie Brakey, NMLS 1603438

Johnnie Brakey, NMLS 1603438 Buying or refinancing your home is a big deal. Let me help guide you. Give me a call or message me t

02/06/2024

Lets explore your options! :)

It’s the most wonderful time of the year—if you’re a homebuyer! The FHA just announced that 2024 loan limits are increas...
12/14/2023

It’s the most wonderful time of the year—if you’re a homebuyer! The FHA just announced that 2024 loan limits are increasing to $498,257 ($1,724,725 in Alaska and Hawaii). For many of my borrowers, this makes all the difference between becoming a homeowner now vs. later. What about you? Just send me a message to find out if you qualify.

It's a mix of excitement, relief, and accomplishment all rolled into one! That feeling when you know that you have a pla...
12/12/2023

It's a mix of excitement, relief, and accomplishment all rolled into one! That feeling when you know that you have a place to call your own and build a future for yourself and your loved ones is truly priceless. Give me a call and let me help you achieve that feeling with one of our home financing options.

We all know it, that feeling when you instantly feel at ease, that "warm, fuzzy" feeling. Well, working with a local len...
12/11/2023

We all know it, that feeling when you instantly feel at ease, that "warm, fuzzy" feeling. Well, working with a local lender feels like that. At Academy Mortgage, we treat our clients like family. We work alongside you to find a mortgage solution that fits your goals. Our personalized service will feel like a warm blanket - removing any not so fuzzy feeling about buying a home. Ready to start your homebuying journey? Give me call.

One of the best parts about fall is that the leaves change color. But those beautiful leaves could cause a lot of damage...
10/12/2023

One of the best parts about fall is that the leaves change color. But those beautiful leaves could cause a lot of damage if left unattended. Make sure to clean your gutters to prevent clogging or water damage to your home. Need some help? Message me and I’m happy to provide a local recommendation.

Your future is bright! You don't need to brave this perilous fight alone. Message me to find out how pairing Pre-Approva...
05/31/2023

Your future is bright! You don't need to brave this perilous fight alone. Message me to find out how pairing Pre-Approval+* and a local lender can help you achieve the American dream of homeownership.

*Pre-Approval is not a commitment to lend.

If you have buyers on the fence: This summer could be their season. Several market factors show that the summer months m...
05/24/2023

If you have buyers on the fence: This summer could be their season. Several market factors show that the summer months may present opportunities for today’s homebuyers: “https://tinyurl.com/2p8s3ufp?lo=Johnnie-Brakey”

In short: Your buyers may not have to put their house-hunt on hold. Contact me, and I can explain their options.

*BREAKING* In response to industry pushback, the FHFA just announced that Conventional Loan borrowers with a higher debt...
05/11/2023

*BREAKING* In response to industry pushback, the FHFA just announced that Conventional Loan borrowers with a higher debt-to-income (DTI) ratio will no longer be charged added fees.

For many homebuyers, this could make the cost of borrowing cheaper. To find out how much, just send me a message.

It’s National Homeownership Month! Nothing beats the feeling of owning a house, according to recent homeowner surveys: “...
05/10/2023

It’s National Homeownership Month! Nothing beats the feeling of owning a house, according to recent homeowner surveys: “https://tinyurl.com/2bs4babw?lo=Johnnie-Brakey”

At Academy, we believe homeownership is for everyone. Contact me to find out which affordable mortgage options might be right for your buyers.

Your future is waiting for you—whether it’s a new house, home renovations, or a move to a dream location. When you get m...
03/31/2023

Your future is waiting for you—whether it’s a new house, home renovations, or a move to a dream location.

When you get mortgage ready now, you gain the confidence to take your next step when it arrives.

What might this look like?

- If you’re a homebuyer, you could use Academy’s exclusive early approval program, *Pre-Approval+, to get your paperwork out of the way and fast-track your purchase.

- If you’re a homeowner, a quick mortgage check-in can clue you into how much equity you have—and what you could do with it.

Ready to get started? I’m ready to help. Just send me a message.

P.S. If you’re feeling the stress of navigating today’s housing market, getting mortgage ready can help. Aligning with a skilled, local Loan Officer who cares about your future (that’s me!) can provide you with local market insights and money-saving solutions.

*Pre-Approval+ is not a commitment to lend.

Address

48 W Market Street, 3rd Floor
Salt Lake City, UT
84101

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