Steve Gubler - Guild Mortgage

01/29/2026

5.0 star review received on Experience.com for Steve Gubler by Sara C - Steve is very responsive to all my inquiries and has been very informative through the initial and refi mortgage process. In all my discussions with Steve, I know I'm getting the most updated and honest information.

Click to see all 17 reviews of Guild Mortgage - Steve Gubler, Loan Officer | NMLS # 1002199

05/07/2025

5.0 star review received on Experience.com for Steve Gubler by Megan E - Steve was excellent!! He was kind, honest and had our best interest in mind. He took the time to explain so we could make the most informed decision and do what was best for us. I would definitely recommend working with him.

Click to see all 15 reviews of Guild Mortgage - Steve Gubler, Loan Officer | NMLS # 1002199

05/07/2025

5.0 star review received on Experience.com for Steve Gubler by Eric E - Steve was incredibly helpful and transparent, and took the time to walk is through everything when we had questions.

Click to see all 14 reviews of Guild Mortgage - Steve Gubler, Loan Officer | NMLS # 1002199

09/11/2023

Courage. Hope. Resilience.

Today, we pause in remembrance of 9/11.

09/07/2023

If only there was a magic formula that could tell us exactly where mortgage rates are heading. Until then, we can get clues by looking at some of these factors: “https://tinyurl.com/mjbm9p4a?lo=Steve-Gubler”

Are you hunting for the lowest rate? Let’s chat. I can explain how finding the right *home loan* (and not necessarily the lowest rate) is what could save you the most money over the life of your mortgage.

04/24/2023

Here’s what’s really mind-blowing about these mortgage myths: They could be holding homebuyers back from achieving their dream of homeownership, and they might not even know it. Keep reading to find out the facts: “https://tinyurl.com/ycuhtv3f?lo=Steve-Gubler”

If your clients have questions, I’d love to walk them through it. Get in touch, and I can schedule a complimentary check-in.

04/13/2023

In the housing market, appreciation level is the undisputed champion of return on investment. Now is not the time to bet against housing. Reach out to me for more details.

03/22/2023

*BREAKING* The Federal Reserve announced its second benchmark rate increase of the year. If you’re in the market for a house, does this mean you’re priced out? Find out here: “https://tinyurl.com/ek2hu9am?lo=Steve-Gubler"

Above all, please remember—don’t take these rate hikes at face value. If you haven’t gotten a personalized assessment yet, you may not know how affordable your monthly payment could be. Contact me, and I’d be happy to help.

03/17/2023

May your troubles be less and your blessings be more,
and nothing but happiness come through your door.
Happy St. Patrick's Day!

03/13/2023

*Big news for buyers* Fannie Mae and Freddie Mac have announced changes to LLPAs (Conventional Loan fees), going into effect May 1, 2023. First-time homebuyers who meet income requirements are most likely to benefit: “https://tinyurl.com/43y5c6us?lo=Steve-Gubler”

In a nutshell: Conventional Loan fees have been reduced for some lower FICO scores and waived altogether if you make under a certain income threshold. This means that rates could be better than they were before the change. Contact me to find out if you benefit.

02/24/2023

*BREAKING* Thanks to recent changes from the Federal Housing Administration, new homeowners may save an average of $800 a year. The FHA just announced that annual mortgage insurance premiums on FHA Loans will drop by 30% as of March 20, 2023. (HUD, 2023)

Lower mortgage insurance helps decrease the cost of homeownership, and as many as 850,000 borrowers could benefit. Are you one of them? Contact me to find out.