Greg Fisher - Academy Mortgage

12/11/2021

We know you are excited about becoming a homeowner, and it may be tempting to start buying furniture and other items for your dream house. However, it is not a good idea to make any large purchases, especially if you are using credit. Doing so could impact your credit score and may put your loan approval at risk. If you have questions, be sure to call me about what you should do and not do before purchasing a home.

12/10/2021

Empathy begins with listening and pausing to see the world through the lives of the people around us.

12/09/2021

Now is a great time to refinance while interest rates are extremely low! Here are some thing you can do if you refinance: lower your interest rate, get cash from home equity, change your mortgage term, and remove mortgage insurance. Call for your annual mortgage checkup to decide if refinancing is right for you!

12/08/2021

It gets darker earlier now, and weather conditions can be less than ideal. Take some time this month to check your outdoor lighting and make sure you can see walkways clearly. Since we’re on the topic of lighting, now might be a good time to test your flashlights and batteries. Winter is notorious for power outages. Don’t be left in the dark.
What are some of your go to winter homeowner tips?

12/07/2021

Ice dams can form in your gutters and on your roof, which can push water into your home. Take steps early on to ensure you have the proper insulation and venting. Heating cables can be installed on your roof or in your gutters for an extra layer of protection. Share some of your winter homeowner tips in the comments. We’d love to hear from you!

12/06/2021

GREAT NEWS! The dream of homeownership may be attainable for more families!
Both the Federal Housing Finance Agency (FHFA) and the Federal Housing Authority (FHA) announced increases to conforming loan limits in 2022. With conforming loans, homebuyers can purchase homes with lower down payments and competitive rates.
Click on the link to read more about this change. If you want to see if you qualify, contact an Academy Mortgage Loan Officer TODAY!
2022-conforming-loan-limits-increase-on-fannie-mae-freddie-mac-and-fha-mortgages

Interested in learning more about the mortgage industry? Academy Mortgage provides relevant mortgage industry news including economic trends, industry updates, homebuyer education and financial regulation.

12/04/2021

The best memories are made in the kitchen. Happy Holidays from your friends at Academy Mortgage.

12/03/2021

Now is the perfect time to schedule a mortgage check-up!
We will take a look at your monthly payments and budget for 2022 to make sure your mortgage aligns with all of your financial goals. Whether you’re looking to buy a new home or stay in your current one, give me a call today and we can schedule your own personal mortgage check-up!

12/02/2021

The holiday season is the perfect time to reflect on the things in life that fill your heart with gratitude.

12/01/2021

When you are ready to purchase a new home, there may some terms that you may not know. One may be a Loan Estimate (LE). Your Lender must deliver a Loan Estimate to you within three business days after an application is taken. If you have questions about common mortgage terms, give me a call. I am here to help you navigate the path to homeownership.

11/30/2021

Long tree limbs hanging over your house can allow easy access for critters and pests to explore and potentially damage your roof. Unkempt branches may snap under the weight of snow or ice during winter storms causing them to fall on your roof or even your vehicles causing significant damage. It’s best to keep trees trimmed at least three feet from the house. Pro-tip, it’s easier to trim tree branches after the leaves have fallen. Do you have any winter prep tips for around the house you’d like to share? Tell us in the comments.

11/27/2021

Wishing you and your loved ones safe and happy holidays!