NOAH Home Solutions

12/24/2019

Protect your home this holiday season. We can help you avoid foreclosure, tax delinquencies, you name it! Find out how we can help you!
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12/16/2019

How to Sell a House That Needs Repairs Without Fixing It

Many home sellers ask themselves whether they should sell a house that needs repairs. Some feel that they will be able to sell for a higher price. That way they will get their money back from the repairs. Others just cannot fathom being able to sell an ugly house. This is a question that can be answered in different ways and takes some thought before coming to a decision.

CAN YOU AFFORD THE REPAIRS?affording to sell a house that needs repairs
Chances are if you want to sell an ugly house you are in a position where you can’t afford house repairs. This may create a frustrating situation for you. Some houses need minor repairs such as a few wall repairs and some painting. Then there are others that own a home that is in need of serious repairs. The roof may need to be done and perhaps the electrical components need updating. These, as well as other major repairs, can be really costly. If you are wanting to sell a house that needs repairs, it could possibly mean that you are in need of some quick cash. Trying to sell your house as-is may not be an easy task if you are going to go through the traditional methods. This would be putting it on the market and listing it through an agent.

IT MAY NOT BE A GOOD IDEA TO DO THE REPAIRS
If you are going to sell a house that needs repairs, then be prepared to make an investment. This may be one that you will not get back with the sale. A lot of buyers do so with the intention of doing their own renovations. If you have just completed some interior repairs these may not be of any advantage to a potential buyer.

SELLING YOUR HOUSE AS-IS
It may be a lot easier to sell a house that needs repairs than you may think. There are buyers out there who make a cash offer for ugly house transactions.

DISCLOSURE
You are going to want to disclose the defects of the home as best you know them. It may be that you inherited the home and are not aware of all its faults. You may be compelled by law to disclose what you do know. Every home has its flaws. You want to point out the ones that are major and may not be readily seen by someone viewing the home.

YOUR RESPONSIBILITIES
If you are going to sell a house that needs repairs, then you won’t have any obligations to do any of the repairs that are required. The potential buyer may have a home inspection done. Usually, if they are prepared to buy as is they won’t go that route. They are aware that a home inspector would find the repair issues that they are already aware of. There are some home buyers who really are looking for those who want to sell a house as is. This is because they are prepared to do a substantial amount of work not only for the repairs but for major remodeling. They feel they can get a buy like this at a better price. Then, with what they can save on the purchase they will use to re-do the home to their exact liking.↵

THE RIGHT CASH OFFER FOR UGLY HOUSE SALE
get cash and sell a house that needs repairsWhile you may have decided to put the house on the market as is, you may have some issues with some buyers. There may be those that want to do the major repairs and renovations, but still need to finance the purchase. There can be some issues with this as a lot of lenders are not keen on loaning money for this type of purchase. The lender may ask for a home appraisal. You may be thinking of asking more than the house is appraised at. In this case, some buyers will not qualify for the purchase if they are borrowing. Another option that will most likely be available to you is a buyer who can walk in and pay cash for the home. This way there are no concerns for the buyer having to arrange financing. If you are intent on going ahead to sell a house that needs repairs then this type of buyer is your best.

THE ADVANTAGES TO DECIDE TO SELL A HOUSE AS IS
By not selling in the traditional manner you are not going to have all the headaches of the repairs. Then also to consider with this of a cash offer for an ugly house contract is the time. It takes a lot of time to get all the repairs done. If you can't afford house repairs and were planning on doing it yourself, this will be even more time consuming. The "sell a house as-is" opportunity really is your best option. That is if you don't want to go through the hassles of listing your home. Even if the housing market is hot you may not be able to sell quickly because of the need for repairs.

If you are in need of quick cash and want a deal that is going to close quickly a cash sale is ideal. The decision to sell a house that needs repairs is really your best option. This is especially true if you are in need of quick cash. Plus, you want the deal to close quickly. If you accept a cash offer for ugly house sale then you are most likely going to save additional money. This means you won't have to pay the regular listing fees.

Rather than put your house on the market with the intention to sell a house as is, do some research. You may find that there are potential buyers in your area that buy these types of houses regularly. These are professional investors that will make a fair deal with you based on the condition of your home. They are well aware of the prices of homes in your neighborhoods. They will take this into consideration when giving you a cash offer for your home. If you really want to get rid of your home quickly selling for cash as is will be the quickest action you can take. It will probably be a decision that you won’t regret. This type of house selling comes with a lot less hassles.

NEED TO SELL A HOUSE THAT NEEDS REPAIRS?
Selling a house that needs repairs is a stressful situation to find yourself in if you don't have the cash to afford it. Repairs can add up and keep your house from getting on the market. You don't have that time, and we understand that. At Enlight Homebuyers, we specialize in quick home sales for cash.No matter what condition your house is in, we're here to help you out. We'll get your house closed, and write you a check on the spot! Call us today to get a no obligations quote for your house, or just to get your questions answered. We're always happy and ready to talk!

Call Us: 844-904-0005
Visit More: https://www.noahrei.com/

12/09/2019

5 Cheap Ways to Sell your House

If you're planning to sell your house on a budget, you'll have to prepare the home for sale. This preparing could mean a lot of things depending on the condition of your house—from a full paint job to upgrading the tiles in your kitchen, touching up your house can come at a hefty price. But if you don't prepare your home, you might not end up selling it at less a more profitable amount than you could have. Budgeting well can help you out and here are a few things you can do before selling a house on a budget:

1. Look at the exteriors
First impressions are essential to home-buyers; you want them to feel at home from the start. Painting the entire exterior of the house can be costly but there are many ways to update the outside of you home at a low cost. If you have a lawn, keep it mowed and plant some flowers if you have the time. Make sure the house is visible from the street and repaint your doors if need be. Try to spray off any cobwebs and excess dust. The lights on your porch may need an upgrade, along with a welcome mat.

2. The heart of the home is the kitchen
A cosy kitchen can be the deciding factors for many buyers. Granite slabs can be expensive but try putting up granite tiles for a cost effective way to look modern. Wooden cabinets can be repainted while light fixtures can be replaced at a low cost. Consider replacing a worn-out kitchen faucet and sink strainers for a clean look to the kitchen. If you want to go the extra mile, upgrade your door k***s and pulls on cabinets for a sleek and shiny finish.

3. Bathrooms are important too
Although prospective buyers may spend less than a few seconds looking at bathrooms, keeping them looking pristine is essential to attract buyers. If the sink, vanity and toilet are too old, make sure them to replace them, even though they might be slightly expensive. Remove tub stains by calling in a professional if your have one or buy a simple shower curtain. For a personal touch, light scented candles and hang freshly washed towels on the racks.

4. Clean every nook and cranny
The easiest and most important thing to do is to clean the house as thoroughly as possible. Wash and wipe the windows from the inside and outside both. Rent a carpet steamer and clean away; make sure to dust cabinets, wall fixtures, paintings and the top of doors and windows. If you have a wood or ceramic flooring, get them polished to look shiny and clean.

5. Remove the clutter
Excess clutter never looks good; you want buyers to have space to move around and check out the interiors of the house. Put away any furniture that may block movement and tidy up your bookshelves, and coffee tables as much as possible. Remove any personal photographs and replace them with contemporary artwork. If there’s a hole in the wall, patch it up. If need be, get a paint job for the worst walls in the house.

Of course, if your home or property has too much repair and work needed, it’s essential to know that Enlight Homebuyers purchases homes or unwanted properties in any condition. The good, the bad and the ugly - it may just be the best option to sell your house on a budget. Give us a call if you would like to skip the hassle and cleaning process.

12/07/2019

Why For Sale By Owner Is A Bad Idea

If you’re trying to sell your yourself to a retail , you’re in for a ride.
When you choose to go the For Sale By route it’s likely you’ll a few (if not all) of these :
The Long Wait
It’s often the case that you won’t be to finance house before you sell the one you’re in. But when you retail, it takes time to find the right buyer. So you’re stuck in limbo until the buyer comes along.
Major Repairs
Retail are picky when they’re for their next . That means, if you want to sell your house, the and upgrades are left to you to do. It can take or months, and cause headaches. But, when you sell to an investor, you won’t have to do any of those repairs.

Open , Advertising, and Taking Calls
It’s your to bring the buyer to you, which means that you’re the marketing director for your sale. You’ll have lots of looking, and much fewer buying. It’s a total time-waster and an one.
Paying Two
You think you’ll find someone to your house quickly, but in reality, it usually takes at least 3-6 months, and that’s if the qualifies for the loan. So many traditional sales fall through of financing. If you had to relocate for a job and you’re paying two mortgages, that can become a financial burden, and fast.
Finding the to catch up on , or back taxes.
If you owe any money or have any liens on your house, you will not be able to sell to a retail , but you could sell to an .

As , we can save you from all the above. We’re fair, fast, and . We’ll take the frustration and the fear out of selling your property. Contact us today for a quote.

12/06/2019

What to Expect as a Tenant Buyer

Being a -buyer is different than being a . In a rent to own agreement, since you’re both a and the future owner of the , you’re expected take greater pride in the property and have greater towards it, and you’re expected to uphold your duties as a good tenant as well.
While usually the , taxes, and large are covered by the seller during the option period, you as the buyer are responsible for the maintenance and upkeep of your new , just as you would be if you it outright.
As it is with a bank mortgage, you will be expected to make on time; if you don’t there can be consequences, such as forfeiting that month’s percentage of the rent that goes towards the purchase of the home.
Being a tenant-buyer is sort of like a bridge between renting and homeownership. You have the of being a good tenant, but you’re also held to a higher standard than you would be to as the owner of the .
to own gives you the future of while grooming you for the that come with

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Visit More: https://www.noahrei.com/

12/05/2019

Why Renting to Own is a Smart Choice

Like all great , renting to own is to both the seller and the .
But, let’s take a look at the for you as the buyer.
In a rent to own , you, as the buyer, freeze the price on the for a year or two in advance of when you’ve agreed to close on the purchase. Since most appreciate, you’re locking in a good with built-in equity.
During your time as a tenant-buyer, you’re making that contribute toward the down of the sales price. It’s like built-in savings account that you cannot touch.
You also have the ability to test the house, the , the school , etc, prior to . If it turns out you were wrong about the whole thing, renting to own is a lot less expensive than the house outright and out you’re stuck with it later.
The extended closing date allows you the time to clear up any credit issues, save down money, and get pre- for a loan. When you meet with a mortgage broker you’ll understand the amount of debt you can shoulder each month and still be for a loan. You’ll also discuss down payments and types, making you a well future borrower.
Essentially, renting to own you the time to get your in order while you’re living in your dream home.
If you’re ready to see how this could work for you, contact us and we’ll answer all your questions.

Call Us: 844-904-0005
Visit More: https://www.noahrei.com/

12/04/2019

3 Questions to Ask Yourself Before to Own

A lease option can work out beautifully for you as the if you walk into the arrangement with your eyes open. We want everyone to succeed in their dream of , so here are three questions you need to ask yourself before you decide that renting to own is for you.
1. Will You for a Mortgage Later?
Renting to own essentially pushes the date out 12-36 months so that you have the time to save for a down payment, raise your credit, and line up financing.
So if you can’t now, what is your plan to qualify in a couple years? If you need to repair your credit, have you with a credit reparations company to help you with that? Do you have a savings account set aside for your down payment? Are you to making the necessary changes so that you can own your home in a couple years? When you have a plan in place, you’re much more likely to succeed.
2. Have You Done Proper Value Research

You are as as the seller for agreeing to the purchase price. Educate yourself about the area, and ask the seller for comparables so that you know the agreed-upon price is a good one.
The option is usually 1-3% of the agreed paid upfront, and it is forfeited if you choose not to buy, so knowing that you’re locked into a good deal, with people, will make you all the more motivated to make sure that, at the end of the option , you are ready, willing, and able to follow through with the purchase.
3. Read the Contract
We recommend that you have an read through the contract with you. We recommend consulting an attorney or going through the contract line by line with the seller and having them explain it to you because knowing what you’re to is essential to a successful outcome.
Renting to own is a fantastic option for many future , and we want to see you succeed – it’s why we do what we do – but the bottom line is that, like with else, you need to educate yourself on what you’re getting into. When you are , there is no need to worry or fear.
If you’re ready to explore renting to own for , contact us and we’ll answer all your questions.

Call Us: 844-904-0005
Visit More: https://www.noahrei.com/

12/03/2019

Why Buying from an Investor Your Life

Over and over, with land, we see this from the to sell. It’ goes like this:
A seller puts their on the market and they it too high.
Then a buyer comes along and an offer, usually, it’s too low.
The ‘just right’ price (that reflects the actual value of the land) is usually the selling price.
Now, sellers aren’t trying to gouge the market, it’s just that they don’t know better. Normal often base the price of their land on a of things – could be their personal needs or friends or neighbors that sold their land for x but they think their land is nicer so they’ll sell it for x + 1000, or they might ask a broker that is guessing at the land value because he specializes in homes.
These reasons for at their have nothing to do with the actual value of the land, which is why it’s priced too high.
Then a buyer comes along proper , and assumes a shoot from the hip approach and sends out a low ball offer. Which isn’t backed by information or either.
Yet, when you’re dealing with an who works day in and out with land, they have a different perspective on the value – as in they know how to accurately assess it. are essentially land who have the knowledge and knowhow to a fair price. Also, investors don’t have the emotional ties to the property and are able to offer that most sellers are not.
In short, purchasing from an investor is a , simpler, faster, and more knowledgeable exchange.
Contact us today to chat about your land-buying needs, we’re here to help.

Call Us: 844-904-0005
Visit More: https://www.noahrei.com/

12/02/2019

3 Actions You Can Take Right Now to Improve Your Credit Score

While credit repair does take time, there are a few you can take right now to your score.
1. Check Your Credit Report
Credit repair with your credit . If you choose to have a free credit consultation with us, that’s where we’ll begin.
If you haven’t already, a copy of your report (it’s free and doesn’t affect your score) and check it for errors. Make sure there are no late payments listed incorrectly and that the owed are . If you find errors, that’s the time to dispute them, and we can help with that.
2. Set-Up Reminders
Timely payments are the backbone of good credit. They are one of the biggest to your score. So, either set your payments up on autopay or set a reminder for yourself to pay them. This will begin your score .
3. Reduce Your Debt
This is the hardest one, but when you pay down your debt, not only does it peace of mind for you, but it also your score. Make a list of all your and what you own, then set up a plan for yourself, paying down the interest cards first while timely payments for the others.
Taking these three steps will go a long way to your credit score and your peace of mind. If you have any about how to go about disputing claims and repairing credit , contact us today. We’re here to help.

Call Us: 844-904-0005
Visit More: https://www.noahrei.com/

12/01/2019

12/01/2019

7 Tips To Maintaining Good Credit

1. Pay Your Bills On Time
Being late on payments is the number one to poor credit. Just pay on time, even if you’re paying the minimum balance, if it’s on time, it doesn’t hurt you. Collections have a major on your score, so avoid those altogether by paying your bills on time.
2. Get Current and Stay Current
If you have missed payments, bring them up today asap. The longer you pay your bills on time after late, the more your score will increase. Older credit problems less to your overall score so delinquent won’t haunt you forever if you get current now.
3. Keep Your Balances Low on Revolving Credit
This is simple, don’t max out your credit cards. You want to keep low on your cards. High debt can negatively affect your credit score.
4. Don’t Close Unused Credit Cards
Some people think that closing unused cards is a short term strategy for their credit, but it’s not a good one to adopt. In fact, owing the same amount but having fewer open accounts may lower your scores.
5. Don’t Open New Cards You Don’t Need
We’ve also seen this strategy of opening cards to increase your credit. However, this approach can backfire and actually your credit score because every time you apply for a card, it counts as a ‘hard inquiry’ which affects your score.
6. Re-establish Your Credit History
If you have had problems in the past, opening a few new accounts responsibly and paying them off on time will raise your score in the long term.
7. Have Credit Cards –
Have them, but manage them . Having credit cards and installment loans, as long as you’re making payments on time, will rebuild your credit score. Someone with no cards and no loans tend to be viewed as a risk than someone who has responsibly managed credit cards.
Finally, know that your credit score does not affect your credit score in a negative way. As long as you order your credit report directly from the credit reporting agency or an organization authorized to credit reports to consumers it counts as a ‘soft inquiry’ and doesn’t impact your score.
So don’t stay in the dark, check your score, and watch it . If you have any questions about how we can help you get back on the credit fast track,

Call Us: 844-904-0005
Visit More: https://www.noahrei.com/

12/01/2019

Why Credit Repair Takes Time

Honestly we wish we had a wand that could fix all negative reporting in one go, but unfortunately, credit doesn’t work that way.
As with any kind of , credit repair takes time.
Remember that your credit report is a history, it lets know how you’ve managed over long periods of time. While disputing negative information that is , obsolete or on your credit report, repeating those disputes every 30-45 days, and bringing your accounts will elevate your score quite a bit right away, you have to demonstrate by keeping low balances and paying on time, that you’ve taken of your credit over time.
That’s why it’s so to learn how to manage your credit after the initial preparations have been made.
The exact time it will take to restore a strong credit history depends on you, your past, and how you manage your moving forward. Often the more severe your past issues were, the longer it takes to restore your credit history. The good news is it can be done! Negative information doesn’t last forever.
Credit repair takes time and consistency, which is why it’s crucial to have someone the process for you. Many individuals who go it alone try once and fail to follow up, which is why their credit never becomes as good as it could be.
We’ve seen incredible results for our clients. If you have any questions about the process or how we can help you,

Call Us: 844-904-0005
Visit More: https://www.noahrei.com/