PrimeLending, A PlainsCapital Company - Salisbury

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PrimeLending, A PlainsCapital Company - Salisbury PrimeLending is your mortgage expert and helps you find the best home financing. Contact us now! Don't believe us? Contact us today!

PrimeLending, A PlainsCapital Company - Salisbury is your expert for mortgage, refinance, and renovation loans for over 35 years. We care about your new milestone and will guide you through each step of the process. With resources from mortgage calculators, in-depth loan articles, and a breakdown of our loan process, we can help you get one step closer to your future home. Our team doesn't just care about finding you a home, we want to help you find your dream home with the best financing available today. Check out the thousands of reviews from happy homebuyers and customers! We're excited to get to know you and your home needs.

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home e...
08/27/2026

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home equity loan* may let you borrow against your equity while keeping your current mortgage and rate in place.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/26/2026

Happy National Dog Day from the pets of PrimeLending to yours! Tell us which PrimeLending pup is your favorite in the comments.

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included...
08/25/2026

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included.

As you pay down your loan or your home’s value increases, you may build enough equity to cancel PMI, depending on the loan product, and lower what you pay each month.

Finding the right home can feel exciting—until the down payment makes it seem out of reach.For qualified buyers in rural...
08/24/2026

Finding the right home can feel exciting—until the down payment makes it seem out of reach.

For qualified buyers in rural areas, USDA financing may offer a path forward with 0% down.

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work o...
08/23/2026

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work or who are self-employed, the challenge can be accurately showing their financial history.

At PrimeLending, we offer loan options that evaluate your full financial picture to give you a better view of what could work for you.

08/22/2026

The first year in a new home can come with extra expenses.

PrimeLending’s 40th Birthday Buydown may lower your effective interest rate by 1% during the first year on eligible FHA, VA and USDA purchase loans.* This offer ends soon, and we’re paying the buydown cost.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

Wondering how to build your savings back up after unexpected expenses pop up?A cash-out refinance* may let a homeowner r...
08/21/2026

Wondering how to build your savings back up after unexpected expenses pop up?

A cash-out refinance* may let a homeowner replace the current mortgage with a new one and receive part of the home’s equity as cash.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a...
08/20/2026

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit).

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your m...
08/19/2026

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your monthly payment. Looking at all four together can help you build a budget with fewer surprises.

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a pl...
08/18/2026

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a place of your own. It can also be a long-term way to build financial security.

Source: Investopedia, 2026

Home updates just got easier!USDA Renovation Loans now cover up to $75,000 in repairs — with 10 months to get the work d...
07/11/2025

Home updates just got easier!
USDA Renovation Loans now cover up to $75,000 in repairs — with 10 months to get the work done. Let’s turn your “almost perfect” into a dream home!
Let’s talk!
Product info as of 6/10/25, subject to change.

Waiting won’t build equity. Owning will.While rates move up and down, every month spent renting is a month you’re not bu...
07/10/2025

Waiting won’t build equity. Owning will.
While rates move up and down, every month spent renting is a month you’re not building equity, locking in your housing costs or investing in your future.
The sooner you buy, the sooner you start building long-term wealth and, if rates drop later, refinancing may be an option. Don’t let uncertainty keep you on the sidelines.
Apply today and take the first step toward homeownership. DM to learn more.

Buying a home doesn’t always mean carrying the full cost alone. More buyers are getting creative by purchasing multi-fam...
07/09/2025

Buying a home doesn’t always mean carrying the full cost alone. More buyers are getting creative by purchasing multi-family properties, renting out extra space or bringing in roommates to help offset mortgage expenses.
It’s called house hacking and it’s one way buyers are making homeownership work, even in today’s market. With the right plan, your home can help pay for itself while you build equity and long-term financial stability.
Wondering if this strategy could work for you? Let’s talk through your options.

You might be sitting on one of your biggest financial resources and not even realize it.Home equity isn’t just a number ...
07/08/2025

You might be sitting on one of your biggest financial resources and not even realize it.
Home equity isn’t just a number on paper. With a home equity loan*, you will receive a lump sum of cash you can use however you want. It can help fund renovations, pay for college, consolidate high-interest debt or give you the financial flexibility to take your next big step. The best part? You’ve already built it, now it’s about putting it to work for you.
Want to see how your home equity could open new doors? Message me explore your options.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Think student loans automatically put homeownership out of reach? Not so fast.You don’t need to wait until your student ...
07/07/2025

Think student loans automatically put homeownership out of reach? Not so fast.
You don’t need to wait until your student debt is gone to buy a home. Tools like LoanSense can help adjust your student loan payments, improve your debt-to-income ratio and make qualifying for a mortgage much more achievable than you might think.
The key is having the right plan in place, and that’s where I can help. Let’s take a look at your options and see what’s possible. A quick conversation could be the first step toward your new home. DM me to get started.
PrimeLending is not affiliated with LoanSense.

Happy Fourth of July! Today is our chance to pause and appreciate the ideals our country was built on — opportunity, res...
07/04/2025

Happy Fourth of July! Today is our chance to pause and appreciate the ideals our country was built on — opportunity, resilience and the hope of a better tomorrow.
While everyone’s story looks a little different, we’re grateful for the moments that bring us together like time with family, honoring those who serve and reflecting on what matters most.
How are you celebrating today? Share your favorite traditions in the comments, we’d love to see how you’re spending the holiday.

The only thing standing between you and your own front door? A plan. Understanding your options, your budget and the ste...
07/03/2025

The only thing standing between you and your own front door? A plan. Understanding your options, your budget and the steps ahead can give you the confidence to move forward. That's where I can help. I will walk you through the process, answer your questions and help you feel fully prepared to take that next step. Ready to see how close you are to home? DM me to start the conversation.

You’ve earned your VA benefits, now make the most of them. With no down payment, no PMI* and competitive rates, VA loans...
07/02/2025

You’ve earned your VA benefits, now make the most of them. With no down payment, no PMI* and competitive rates, VA loans already offer serious savings. And at PrimeLending, we help qualified buyers save even more by offering no lender fees on VA loans** at closing.
Curious what that could mean for you? Let’s connect and run the numbers.
*There is an up front funding fee that takes the place of mortgage insurance.
**All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 12/31/2025. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on loans obtained through mortgage brokers. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

06/28/2025

Every mortgage payment you’ve made? That’s not just a bill — it’s an investment in your future.
Homeownership puts you on the path to long-term wealth, and National Homeownership Month is the perfect reminder of the power of equity. Whether you’re staying put or planning your next move, your home is working for you.
Want to see how much equity you’ve built? DM me to check in and see where you stand.

Buying a fixer-upper? With a PrimeLending renovation loan, you can buy and renovate a home with one simple loan. No need...
06/27/2025

Buying a fixer-upper? With a PrimeLending renovation loan, you can buy and renovate a home with one simple loan. No need for separate financing or delayed projects — you get one application, one approval, one monthly payment. Here’s how it works — find a home with potential, roll the cost of the improvements into your mortgage and start creating a space that’s truly yours right after closing. It’s an easy way to turn “almost perfect” into “just right.” Let’s talk about how to make your next home move-in ready.

Address

312 W Main Street #B S
Salisbury, MD
21801

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