Eastern Shore Insurance Connection

06/22/2015

Summer time is here! There are more people traveling, a lot of risky behavior and the time to make sure your insurance needs are being meet. Call to schedule a free consultation to make sure your family needs are covered.443 397-8787

06/11/2015

Funeral & Burial Insurance
Final expenses can add up and cause a substantial financial burden on your family. When you pass away, your burial and funeral expenses, along with any outstanding debt and medical expenses, will be left on your family’s shoulders.

The average burial and funeral currently costs somewhere between $10,000 and $30,000, when all is said and done. As you consider these shocking numbers, ask yourself this question: “If I died tomorrow, could my family afford my final expenses?” Could your family afford your funeral? How about your burial? Do you have any debt? How about medical bills? All of these things add up and can be incredibly overwhelming for your family, during an already difficult time.

No one wants to pass away and leave their family with financial hardship. You can already expect that you will leave your family emotionally burdened at their loss, so why make the situation more difficult? Investing in final expense insurance will guarantee that your family will be able to cover your funeral and burial expenses, in addition to other debts and expenses. Take that step and plan ahead for your family’s financial future. Don’t leave them in a financial mess – get final expense insurance and protect your family today. Check out my website and fill out your information for a free quote. www.easternshoreinsuranceconnection.com

06/05/2015

Blog
Tuesday, 21 April 2015
Can You Take It With You? (Your Life Insurance, that is)
We’ve been a little surprised how much we have been running into clients who are expecting to be able to take their life insurance policies along with them when they move companies, or when they retire but then find out that simply isn’t the case, for many reasons, which we’ll detail below. Since we’ve seen a good deal of disconnect and even some misunderstood information (or perhaps just misinformation) we wanted to take a minute to explain what you should be looking for.

For someone to be able to take their life insurance with them, it really helps if it is permanent insurance, which can be either whole or universal life. If your policy is a term policy (many companies DO choose term since it is much less expensive) it will (a) expire at a certain age, (b) sometimes not be portable (so you can’t take it with you) and (c) may be cost prohibitive when you move up to the next bracket (especially if you’ve retired.)

Now, suddenly, that nest egg you wanted to leave behind if you died, is not there. This is a very rude awakening for way too many people we speak to each day. We believe life insurance should have long term benefits, what are called living benefits so you can be paid even while you are alive if need be. If you are not sure what your policy says, or how portable it is, or what the costs to take it along will be, we’d love to discuss with you your options and your choices.

Give us a call today and we’ll arrange a time to review these policies with you. 443 397-8787

06/04/2015

Words of wisdom: You don't buy life insurance because you are going to die, but because you love are going to live. Check out my website to schedule a free consultation. www.easternshoreinsuranceconnection.com

Planning your future for yourself and your loved ones.

05/03/2015

How many people knew that yesterday was National Life Insurace Day? What does this means to you? It should be an opportunity for you to reassess your current plan to ensure it meets your family's needs or talking to your spouse or love ones about putting a plan in place! You protect your home and your cars think of your love ones as well. Give me a call @ 4433978787 for a free evaluation.

04/27/2015

04/24/2015

I think buying life insurance is like fixing a leaky roof the longer you wait the more expensive it gets.

04/22/2015

I like to address all the folks that have life insurance on your job. If you have life insurance on your job and lose your job you no longer have life insurance. Unless your insurance policy is portable whatever changes in your circumstances will result in you not having life insurance. The best thing to do is check your policies always review your policies and know the type of coverage you have or you will end up paying high premiums because of age. Give me a call and let's look at your circumstances my number is 4433978787.

04/01/2015

Life is a series of twists and turns will your family be able to pay the mortgage without your income, let me help give me a call we can put together a term policy to protect your family home.

02/05/2015

Read Aflac's WorkForce study results to learn how adequate worker protection can help increase employee retention and attract talented workers.

02/03/2015

Expect the unexpected! No one can foresee the future.

Sometimes things go wrong, even when you’re doing everything right. Consider the case of Sandra Mitchell: Although she carefully monitored her health by having annual mammograms for 25 years, the mammograms didn’t detect her cancer. Instead, she found a lump herself, and by that time her cancer was…